131-616: The Rochdale Principles are a set of ideals for the operation of cooperatives . They were first set out in 1844 by the Rochdale Society of Equitable Pioneers in Rochdale , England, and have formed the basis for the principles on which co-operatives around the world continue to operate. The implications of the Rochdale Principles are a focus of study in co-operative economics . The original Rochdale Principles were officially adopted by
262-460: A not-for-profit cooperative (non-share capital co-op), and they underwrite their housing through paying subscriptions or rent. Housing cooperatives come in three basic equity structures Members of a building cooperative (in Britain known as a self-build housing cooperative) pool resources to build housing, normally using a high proportion of their own labor. When the building is finished, each member
393-454: A Goidelic language, Manx . Northern Scotland mainly spoke Pritennic , which became Pictish , which may have been a Brythonic language. During the period of the Roman occupation of Southern Britain (AD 43 to c. 410 ), Common Brythonic borrowed a large stock of Latin words. Approximately 800 of these Latin loan-words have survived in the three modern Brythonic languages. Romano-British
524-455: A collective framework. They open up new horizons for people who have ambition but who lack the skills or confidence needed to set off entirely on their own – or who simply want to carry on an independent economic activity but within a supportive group context. A "purchasing cooperative" is a type of cooperative arrangement, often among businesses, to agree to aggregate demand to get lower prices from selected suppliers. Retailers' cooperatives are
655-574: A collective name for the British Isles. However, with the Roman conquest of Britain , the Latin term Britannia was used for the island of Great Britain, and later Roman-occupied Britain south of Caledonia . The earliest known name for Great Britain is Albion ( Greek : Ἀλβιών ) or insula Albionum , from either the Latin albus meaning "white" (possibly referring to the white cliffs of Dover ,
786-452: A common ancestral language termed Brittonic , British , Common Brythonic , Old Brythonic or Proto-Brythonic , which is thought to have developed from Proto-Celtic or early Insular Celtic by the 6th century AD. Brythonic languages were probably spoken before the Roman invasion at least in the majority of Great Britain south of the rivers Forth and Clyde , though the Isle of Man later had
917-497: A form of purchasing cooperative. Major purchasing cooperatives include Best Western , ACE Hardware and CCA Global Partners . Agricultural service cooperatives provide various services to their individual farming members, and to agricultural production cooperatives , where production resources such as land or machinery are pooled and members farm jointly. Great Britain Great Britain (commonly shortened to Britain )
1048-537: A fundamental challenge to the hegemony of global neoliberal capitalism . Many cooperatives follow the seven Rochdale Principles : Since 2002, ICA cooperatives and WOCCU credit unions could be distinguished by use of a .coop domain. In 2014, ICA introduced the Global Cooperative Marque for use by ICAs Cooperative members and by WOCCU's Credit Union members so they can be further identified by their coop ethical consumerism label. The marque
1179-453: A marriage between Cecily , daughter of Edward IV of England , and James , son of James III of Scotland , which described it as "this Nobill Isle, callit Gret Britanee". The Scottish philosopher and historian, John Major (Mair), published his 'History of Great Britain, both England and Scotland' ( Historia majoris Britanniae, tam Angliae quam Scotiae ) in 1521. While promoting a possible royal match in 1548, Lord Protector Somerset said that
1310-531: A member's investment into the cooperative. In the United States, many cooperatives were formed to provide rural electrical and telephone service as part of the New Deal . See Rural Utilities Service . In the case of electricity, cooperatives are generally either generation and transmission (G&T) co-ops that create and send power via the transmission grid or local distribution co-ops that gather electricity from
1441-593: A newspaper, The Cooperator , to promote Owen's thinking, having already set up a cooperative store in Brighton. Also in 1810, Rev. Henry Duncan of the Ruthwell Presbyterian Church in Dumfriesshire, Scotland founded a friendly society to create a cooperative depository institution at which his poorest parishioners could hold savings accounts accruing interest for sickness and old-age , which
SECTION 10
#17328510661461572-566: A peninsular extension of mainland Europe until catastrophic flooding between then and 130,000 years ago resulted in the creation of the English Channel and Britain becoming an island during warm interglacial periods like the Last Interglacial/Eemian (130–115,000 years ago), though it remained connected to mainland Europe during glacial periods when sea levels were low. Archaic humans repeatedly occupied Britain before abandoning
1703-593: A proportion of trading profits back into their communities. As an example of this, in 2013, retail co-operatives in the UK invested 6.9% of their pre-tax profits in the communities in which they trade, compared to 2.4% for rival supermarkets. Since 2002, cooperatives have been distinguishable on the Internet through the use of a .coop domain. In 2014, the International Co-operative Alliance (ICA) introduced
1834-507: A public place every year. Despite the short duration of its existence, until 1851, it thus formed the basis of the cooperative movement in Slovakia. Slovak national thinker Ľudovít Štúr said about the association: " We would very much like such excellent constitutions to be established throughout our region. They would help to rescue people from evil and misery. A beautiful, great idea, a beautiful excellent constitution! " Other events such as
1965-575: A range of social characteristics. Membership is open, meaning that anyone who satisfies certain non-discriminatory conditions may join. Economic benefits are distributed proportionally to each member's level of participation in the cooperative, for instance, by a dividend on sales or purchases, rather than according to capital invested. Cooperatives may be classified as either worker , consumer , producer , purchasing or housing cooperatives. They are distinguished from other forms of incorporation in that profit-making or economic stability are balanced by
2096-746: A result of this eventful geological history, the island shows a rich variety of landscapes . The oldest rocks in Great Britain are the Lewisian gneisses , metamorphic rocks found in the far north west of the island and in the Hebrides (with a few small outcrops elsewhere), which date from at least 2,700 My ago. South of the gneisses are a complex mixture of rocks forming the North West Highlands and Grampian Highlands in Scotland. These are essentially
2227-470: A secure income. The innovation BECs introduce is that once the businesses are established, the entrepreneurs are not forced to leave and set up independently, but can stay and become full members of the cooperative. The micro-enterprises then combine to form one multi-activity enterprise whose members provide a mutually supportive environment for each other. BECs thus provide budding business people with an easy transition from inactivity to self-employment, but in
2358-894: A significant market share in Europe and Latin America, as well as a few countries in Sub-Saharan Africa. They also have a strong presence in Asia, Australia, and the United States. According to the World Council of Credit Unions (WOCCU), there were 68,882 financial cooperatives in 109 countries in 2016, serving more than 235 million members, with total assets exceeding 1.7 trillion dollars. The WOCCU's data do not include some major financial cooperative networks in Europe, such as Germany, Finland, France, Denmark, and Italy. In many high-income economies, financial cooperatives hold significant market shares of
2489-699: A similar sense to fauna, and for similar reasons, the flora consists of fewer species compared to much larger continental Europe. The flora comprises 3,354 vascular plant species, of which 2,297 are native and 1,057 have been introduced. The island has a wide variety of trees , including native species of birch , beech , ash , hawthorn , elm , oak , yew , pine , cherry and apple . Other trees have been naturalised, introduced especially from other parts of Europe (particularly Norway) and North America. Introduced trees include several varieties of pine, chestnut , maple , spruce , sycamore and fir , as well as cherry plum and pear trees . The tallest species are
2620-487: A thousand cooperative societies in the United Kingdom. "Spolok Gazdovský" ( The Association of Administrators or The Association of Farmers ) founded in 1845 by Samuel Jurkovič, was the first cooperative in Europe ( Credit union ). The cooperative provided a cheap loan from funds generated by regular savings for members of the cooperative. Members of cooperative had to commit to a moral life and had to plant two trees in
2751-542: A trust that owns the company. The impact of political ideology on practice constrains the development of cooperatives in different countries. In India, there is a form of workers' cooperative which insists on compulsory membership for all employees and compulsory employment for all members. That is the form of the Indian Coffee Houses . This system was advocated by the Indian communist leader A. K. Gopalan . In places like
SECTION 20
#17328510661462882-546: A useful condition of artificial roads such as Viamala in 1472. Pre-industrial Europe is home to the first cooperatives from an industrial context. The roots of the cooperative movement can be traced to multiple influences and extend worldwide. In the English-speaking world , post- feudal forms of cooperation between workers and owners that are expressed today as " profit sharing " and "surplus sharing" arrangements existed as far back as 1795. The key ideological influence on
3013-446: A variety of sources and send it along to homes and businesses. In Tanzania, it has been proven that the cooperative method is helpful in water distribution. When the people are involved with their own water, they care more because the quality of their work has a direct effect on the quality of their water. Credit unions are cooperative financial institutions owned and controlled by their members. Credit unions provide to its members
3144-401: A very extended period of time. Changing latitude and sea levels have been important factors in the nature of sedimentary sequences, whilst successive continental collisions have affected its geological structure with major faulting and folding being a legacy of each orogeny (mountain-building period), often associated with volcanic activity and the metamorphism of existing rock sequences. As
3275-541: Is G. On the Internet, .uk is the country code top-level domain for the United Kingdom. A .gb top-level domain was used to a limited extent, but is now deprecated; although existing registrations still exist (mainly by government organizations and email providers), the domain name registrar will not take new registrations. In the Olympics, Team GB is used by the British Olympic Association to represent
3406-743: Is also more than 1000 species of bryophyte including algae and mosses across the island. The currently known species include 767 mosses, 298 liverworts and 4 hornworts . There are many species of fungi including lichen -forming species, and the mycobiota is less poorly known than in many other parts of the world. The most recent checklist of Basidiomycota (bracket fungi, jelly fungi, mushrooms and toadstools, puffballs, rusts and smuts), published in 2005, accepts over 3600 species. The most recent checklist of Ascomycota (cup fungi and their allies, including most lichen-forming fungi), published in 1985, accepts another 5100 species. These two lists did not include conidial fungi (fungi mostly with affinities in
3537-619: Is an island in the North Atlantic Ocean off the north-west coast of continental Europe , consisting of the countries England , Scotland and Wales . With an area of 209,331 km (80,823 sq mi), it is the largest of the British Isles , the largest European island and the ninth-largest island in the world . It is dominated by a maritime climate with narrow temperature differences between seasons. The island of Ireland , with an area 40 per cent that of Great Britain,
3668-481: Is released in stages as the building is completed. The term may also refer to worker cooperatives in the building trade. A utility cooperative is a type of consumers' cooperative that is tasked with the delivery of a public utility such as electricity, water or telecommunications services to its members. Profits are either reinvested into infrastructure or distributed to members in the form of "patronage" or "capital credits", which are essentially dividends paid on
3799-463: Is subject to continuing urbanisation , which have contributed towards the overall loss of species. A DEFRA (Department for Environment, Food and Rural Affairs) study from 2006 suggested that 100 species have become extinct in the UK during the 20th century, about 100 times the background extinction rate . However, some species, such as the brown rat , red fox , and introduced grey squirrel , are well adapted to urban areas. Rodents make up 40% of
3930-855: Is the capital city of Scotland , and is the seat of the Scottish Government as well as the highest courts in Scotland . The Palace of Holyroodhouse in Edinburgh is the official residence of the British monarch in Scotland. Cardiff is the capital city of Wales , and is the seat of the Welsh Government . In the Late Bronze Age, Britain was part of a culture called the Atlantic Bronze Age , held together by maritime trading, which also included Ireland, France, Spain and Portugal. In contrast to
4061-577: Is the largest denomination in Wales . There are other non-conformist minorities, such as Baptists , Quakers , the United Reformed Church (a union of Congregationalists and English Presbyterians ), Unitarians . The first patron saint of Great Britain was Saint Alban . He was the first Christian martyr dating from the Romano-British period, condemned to death for his faith and sacrificed to
Rochdale Principles - Misplaced Pages Continue
4192-519: Is the largest species, with roe deer and fallow deer also prominent; the latter was introduced by the Normans . Sika deer and two more species of smaller deer, muntjac and Chinese water deer , have been introduced, muntjac becoming widespread in England and parts of Wales while Chinese water deer are restricted mainly to East Anglia. Habitat loss has affected many species. Extinct large mammals include
4323-780: Is the name for the Latinised form of the language used by Roman authors. British English is spoken in the present day across the island, and developed from the Old English brought to the island by Anglo-Saxon settlers from the mid 5th century. Some 1.5 million people speak Scots —which was indigenous language of Scotland and has become closer to English over centuries. An estimated 700,000 people speak Welsh , an official language in Wales . In parts of north west Scotland, Scottish Gaelic remains widely spoken. There are various regional dialects of English, and numerous languages spoken by some immigrant populations. Christianity has been
4454-410: Is the sole owner of a homestead, and the cooperative may be dissolved. This collective effort was at the origin of many of Britain's building societies , which however, developed into "permanent" mutual savings and loan organisations, a term which persisted in some of their names (such as the former Leeds Permanent ). Nowadays such self-building may be financed using a step-by-step mortgage which
4585-589: Is to the west – these islands, along with over 1,000 smaller surrounding islands and named substantial rocks , comprise the British Isles archipelago . Connected to mainland Europe until 9,000 years ago by a landbridge now known as Doggerland , Great Britain has been inhabited by modern humans for around 30,000 years. In 2011, it had a population of about 61 million , making it the world's third-most-populous island after Honshu in Japan and Java in Indonesia , and
4716-421: Is used today by thousands of cooperatives in more than a hundred countries. The .coop domain and Co-operative Marque were designed as a new symbol of the global cooperative movement and its collective identity in the digital age. The Co-operative Marque and domain is reserved just for co-operatives, credit unions and organisations that support co-operatives; is distinguished by its ethical badge that subscribes to
4847-466: The British Olympic team . The Olympic Federation of Ireland represents the whole island of Ireland , and Northern Irish sportspeople may choose to compete for either team, most choosing to represent Ireland. Politically, Great Britain refers to the whole of England , Scotland and Wales in combination, but not Northern Ireland ; it includes islands, such as the Isle of Wight , Anglesey ,
4978-797: The Celtic languages to the island. During the Iron Age , Britain was inhabited by various different Celtic tribes . The Romans conquered most of the island (up to Hadrian's Wall in northern England) and this became the Ancient Roman province of Britannia . In the course of the 500 years after the Roman Empire fell, the Britons of the south and east of the island were assimilated or displaced by invading Germanic tribes ( Angles , Saxons , and Jutes , often referred to collectively as Anglo-Saxons ). At about
5109-888: The Douglas firs ; two specimens have been recorded measuring 65 metres or 212 feet. The Fortingall Yew in Perthshire is the oldest tree in Europe. There are at least 1,500 different species of wildflower . Some 107 species are particularly rare or vulnerable and are protected by the Wildlife and Countryside Act 1981 . It is illegal to uproot any wildflowers without the landowner's permission. A vote in 2002 nominated various wildflowers to represent specific counties. These include red poppies , bluebells , daisies , daffodils , rosemary , gorse , iris , ivy , mint , orchids , brambles , thistles , buttercups , primrose , thyme , tulips , violets , cowslip , heather and many more. There
5240-721: The Gaeltacht in Ireland and the Highlands and Islands of Scotland. A worker cooperative or producer cooperative is a cooperative owned and democratically controlled by its "worker-owners". In a pure worker cooperative, only the workers own shares of the business on a one person, one vote basis, though hybrid forms exist in which consumers, community members or investors also own some shares (though these shares may or may not have voting power). In practice, control by worker-owners may be exercised through individual, collective or majority ownership by
5371-512: The Gregorian mission . It was the main religion for around a thousand years. There are over 5 million adherents today, 4.5 million Catholics in England and Wales and 750,000 in Scotland , although fewer than a million Catholics regularly attend mass . The Church of Scotland , a form of Protestantism with a Presbyterian system of ecclesiastical polity , is the third most numerous on
Rochdale Principles - Misplaced Pages Continue
5502-473: The Indian subcontinent and Southeast Asia . Judaism figured slightly more than Buddhism at the 2011 census, having 263,000 adherents (excluding Scotland's about 6000). Jews have inhabited Britain since 1070. However, those resident and open about their religion were expelled from England in 1290, replicated in some other Catholic countries of the era. Jews were permitted to re-establish settlement as of 1656, in
5633-719: The International Co-operative Alliance (ICA) in 1937 as the Rochdale Principles of Co-operation. Updated versions of the principles were adopted by the ICA in 1966 as the Co-operative Principles and in 1995 as part of the Statement on the Co-operative Identity . The Rochdale Principles, according to the 1995 ICA revision, can be summarised as follows. The first of the Rochdale Principles states that co-operative societies must have an open and voluntary membership. According to
5764-559: The Isles of Scilly , the Hebrides and the island groups of Orkney and Shetland , that are part of England, Wales, or Scotland. It does not include the Isle of Man and the Channel Islands . The political union which joined the kingdoms of England and Scotland occurred in 1707 when the Acts of Union ratified the 1706 Treaty of Union and merged the parliaments of the two nations, forming
5895-642: The Kingdom of Great Britain , which covered the entire island. Before this, a personal union had existed between these two countries since the 1603 Union of the Crowns under James VI of Scotland and I of England . The oldest evidence for archaic humans in Britain are the Happisburgh footprints and associated stone tools found in Norfolk , dating to around 950–850,000 years ago. Prior to 450,000 years ago, Britain formed
6026-561: The New Lanark mill from Owen's father-in-law, David Dale , and proceeded to introduce better labour standards, including discounted retail shops where profits were passed on to his employees. Owen left New Lanark to pursue other forms of cooperative organization and develop coop ideas through writing and lecture. Cooperative communities were set up in Glasgow , Indiana and Hampshire , although ultimately unsuccessful. In 1828, William King set up
6157-579: The Old English Breoton, Breoten, Bryten, Breten (also Breoton-lond, Breten-lond ). Britannia was used by the Romans from the 1st century BC for the British Isles taken together. It is derived from the travel writings of Pytheas around 320 BC, which described various islands in the North Atlantic as far north as Thule (probably Norway ). The peoples of these islands of Prettanike were called
6288-578: The Privy Council of England was drafting the proclamation of the new king, Charles I, a Scottish peer, Thomas Erskine, 1st Earl of Kellie , succeeded in insisting that it use the phrase "King of Great Britain", which James had preferred, rather than King of Scotland and England (or vice versa). While that title was also used by some of James's successors, England and Scotland each remained legally separate countries, each with its own parliament, until 1707, when each parliament passed an Act of Union to ratify
6419-454: The Treaty of Union that had been agreed the previous year. This created a single kingdom with one parliament with effect from 1 May 1707. The Treaty of Union specified the name of the new all-island state as "Great Britain", while describing it as "One Kingdom" and "the United Kingdom". To most historians, therefore, the all-island state that existed between 1707 and 1800 is either "Great Britain" or
6550-433: The brown bear , grey wolf and wild boar ; the latter has had a limited reintroduction in recent times. There is a wealth of birdlife , with 628 species recorded, of which 258 breed on the island or remain during winter. Because of its mild winters for its latitude, Great Britain hosts important numbers of many wintering species, particularly waders , ducks , geese and swans . Other well known bird species include
6681-520: The golden eagle , grey heron , common kingfisher , common wood pigeon , house sparrow , European robin , grey partridge , and various species of crow , finch , gull , auk , grouse , owl and falcon . There are six species of reptile on the island; three snakes and three lizards including the legless slowworm . One snake, the adder , is venomous but rarely deadly. Amphibians present are frogs , toads and newts . There are also several introduced species of reptile and amphibian. In
SECTION 50
#17328510661466812-548: The mammal species . These include squirrels , mice , voles , rats and the recently reintroduced European beaver . There is also an abundance of European rabbit , European hare , shrews , European mole and several species of bat . Carnivorous mammals include the red fox , Eurasian badger , Eurasian otter , weasel , stoat and elusive Scottish wildcat . Various species of seal , whale and dolphin are found on or around British shores and coastlines. The largest land-based wild animals today are deer . The red deer
6943-520: The pagan gods . In more recent times, some have suggested the adoption of St Aidan as another patron saint of Britain. From Ireland, he worked at Iona amongst the Dál Riata and then Lindisfarne where he restored Christianity to Northumbria . The three constituent countries of the United Kingdom have patron saints: Saint George and Saint Andrew are represented in the flags of England and Scotland respectively. These two flags combined to form
7074-694: The " Kingdom of Great Britain ". Great Britain lies on the European continental shelf, part of the Eurasian Plate and off the north-west coast of continental Europe , separated from this European mainland by the North Sea and by the English Channel , which narrows to 34 km (18 nmi; 21 mi) at the Straits of Dover . It stretches over about ten degrees of latitude on its longer, north–south axis and covers 209,331 km (80,823 sq mi), excluding
7205-439: The 'Urgenossen'. A community cooperative is owned and governed by members of a local geographical community. It is established to meet the community's needs by providing goods or services that are not available or affordable through traditional market channels. This is distinct from meeting individuals' needs as individuals. The aim of a community cooperative is often to create a more equitable and sustainable economy that serves
7336-588: The Angles. Germanic speakers referred to Britons as Welsh . This term came to be applied exclusively to the inhabitants of what is now Wales, but it also survives in names such as Wallace and in the second syllable of Cornwall . Cymry , a name the Britons used to describe themselves, is similarly restricted in modern Welsh to people from Wales, but also survives in English in the place name of Cumbria . The Britons living in
7467-516: The Anglosphere branch of the cooperative movement, however, was a rejection of the charity principles that underpinned welfare reforms when the British government radically revised its Poor Laws in 1834. As both state and church institutions began to routinely distinguish between the 'deserving' and 'undeserving' poor, a movement of friendly societies grew throughout the British Empire based on
7598-547: The Ascomycota but known only in their asexual state) or any of the other main fungal groups (Chytridiomycota, Glomeromycota and Zygomycota). The number of fungal species known very probably exceeds 10,000. There is widespread agreement among mycologists that many others are yet to be discovered. London is the capital of England and the United Kingdom as a whole, and is the seat of the United Kingdom's government . Edinburgh
7729-434: The Church is the monarch of the United Kingdom, as the Supreme Governor . It has the status of established church in England. There are just over 26 million adherents to Anglicanism in Britain today, although only around one million regularly attend services. The second largest Christian practice is the Latin Church of the Catholic Church , which traces its history to the 6th century with Augustine of Canterbury and
7860-465: The Cooperative Marque, meaning ICA cooperatives and WOCCU credit unions can also be identified through a coop ethical consumerism label. Cooperation dates back as far as human beings have been organizing for mutual benefits. Tribes were organized as cooperative structures, allocating jobs and resources among each other, only trading with the external communities. In alpine environments, trade could only be maintained in organized cooperatives to achieve
7991-410: The English and Scots were, "like as twoo brethren of one Islande of great Britaynes again." In 1604, James VI and I styled himself "King of Great Brittaine, France and Ireland". Great Britain refers geographically to the island of Great Britain. Politically, it may refer to the whole of England , Scotland and Wales , including their smaller offshore islands. It is not technically correct to use
SECTION 60
#17328510661468122-543: The ICA's Statement on the Co-operative Identity, "Co-operatives are voluntary organisations, open to all persons able to use their services and willing to accept the responsibilities of membership, without gender, social, racial, political or religious discrimination." To discriminate socially is to make a distinction between people on the basis of class or category . Examples of social discrimination include racial , casteist , religious , sexual , sexual orientation , disability , and ethnic discrimination. To fulfill
8253-418: The ICA's Statement on the Co-operative Identity, "Co-operatives work for the sustainable development of their communities through policies approved by their members." At the 1963 Bournemouth Congress of the ICA, attendees appointed a second commission on the Rochdale principles, composed of one representative each from Great Britain , Western Europe , Eastern Europe , United States , and India . D.G. Karve,
8384-411: The International Raiffeisen Union. In the United States, the National Cooperative Business Association (NCBA CLUSA; the abbreviation of the organization retains the initials of its former name, Cooperative League of the USA) serves as the sector 's oldest national membership association. It is dedicated to ensuring that cooperative businesses have the same opportunities as other businesses operating in
8515-434: The John Lewis Partnership, where profits are distributed to the workers, but at the discretion of a senior elected board. Business and employment cooperatives (BECs) are a subset of worker cooperatives that represent a new approach to providing support to the creation of new businesses. Like other business creation support schemes, BEC's enable budding entrepreneurs to experiment with their business idea while benefiting from
8646-455: The London area sinking at double this partly due to the continuing compaction of the recent clay deposits. Animal diversity is modest, as a result of factors including the island's small land area, the relatively recent age of the habitats developed since the last glacial period and the island's physical separation from continental Europe , and the effects of seasonal variability. Great Britain also experienced early industrialisation and
8777-477: The Netherlands, Rabobank holds 34% of deposits, and in France cooperative banks (Crédit Agricole, Crédit Mutuel and BPCE Group) possess more than 59% of domestic credit and 61% of domestic deposits. In Finland, OP financial group holds 35% and 38% of domestic credit and deposits, respectively, and in Canada, Desjardins holds around 42% of domestic deposits and 22% of domestic credit. There are many types of cooperative financial institutions with different names across
8908-486: The Rochdale Principles states that co-operative societies must be autonomous and independent. According to the ICA's Statement on the Co-operative Identity, "Co-operatives are autonomous, self-help organizations controlled by their members. If they enter into agreements with other organizations, including governments, or raise capital from external sources, they do so on terms that ensure democratic control by their members and maintain their co-operative autonomy." The fifth of
9039-468: The Rochdale Principles states that co-operative societies must provide education and training to their members and the public. According to the ICA's Statement on the Co-operative Identity, "Co-operatives provide education and training for their members, elected representatives, managers and employees so they can contribute effectively to the development of their co-operatives. They inform the general public – particularly young people and opinion leaders – about
9170-427: The SKOK ( Spółdzielcze Kasy Oszczędnościowo-Kredytowe ) network grew to serve over 1 million members via 13,000 branches, and was larger than the country's largest conventional bank. In the Scandinavia , there is a clear distinction between mutual savings banks (Sparbank) and true credit unions (Andelsbank). The oldest cooperative banks in Europe, based on the ideas of Friedrich Raiffeisen, are joined in
9301-405: The UK government yearbooks have used both Britain and United Kingdom . GB and GBR are used instead of UK in some international codes to refer to the United Kingdom, including the Universal Postal Union , international sports teams, NATO , and the International Organization for Standardization country codes ISO 3166-2 and ISO 3166-1 alpha-3 , whilst the aircraft registration prefix
9432-457: The UK, common ownership (indivisible collective ownership) was popular in the 1970s. Cooperative Societies only became legal in Britain after the passing of Slaney's Act in 1852. In 1865 there were 651 registered societies with a total membership of well over 200,000. There are now more than 400 worker cooperatives in the UK, Suma Wholefoods being the largest example with a turnover of £24 million. There also exist some pseudo-cooperatives, such as
9563-621: The United States, Italy, or France. A consumers' cooperative is a business owned by its customers. Members vote on major decisions and elect the board of directors from among their own number. The first of these was set up in 1844 in the North-West of England by 28 weavers who wanted to sell food at a lower price than the local shops. Retail cooperatives are retailers, such as grocery stores, owned by their customers. They should not be confused with retailers' cooperatives, whose members are retailers rather than consumers. In Singapore, Italy, and Finland
9694-638: The area during cooler periods. Modern humans arrived in Britain about 40,000 years ago, as evidenced by remains found in Kents Cavern in Devon, following the disappearance of Neanderthals . Prior to 9,000 years ago Britain retained a land connection to the continent, with an area of mostly low marshland ( Doggerland ) joining it to what are now Denmark and the Netherlands . During the Mesolithic period, Britain
9825-503: The areas now known as Wales, Cumbria and Cornwall were not assimilated by the Germanic tribes, a fact reflected in the survival of Celtic languages in these areas into more recent times. At the time of the Germanic invasion of southern Britain , many Britons emigrated to the area now known as Brittany , where Breton , a Celtic language closely related to Welsh and Cornish and descended from
9956-780: The banking sector. According to the European Association of Cooperative Banks, the market share of cooperative banks in the Small and Medium Enterprises (SMEs) credit market by the end of 2016 was 37% in Finland, 45% in France, 33% in Germany, 43% in the Netherlands, and 22% in Canada. In Germany, Volksbanken-Raiffeisen banks have a market share of approximately 21% of domestic credit and domestic deposits. In
10087-702: The basis of the Great Britain royal flag of 1604. Saint David is the patron saint of Wales. There are many other British saints. Some of the best known are Cuthbert , Columba , Patrick , Margaret , Edward the Confessor , Mungo , Thomas More , Petroc , Bede , and Thomas Becket . Numerous other religions are practised. The 2011 census recorded that Islam had around 2.7 million adherents (excluding Scotland with about 76,000). More than 1.4 million people (excluding Scotland's about 38,000) believe in Hinduism , Sikhism , or Buddhism —religions that developed in
10218-579: The bed of the North Sea was dry and acted as a land bridge, now known as Doggerland , to the Continent. It is generally thought that as sea levels gradually rose after the end of the last glacial period of the current ice age, Doggerland reflooded cutting off what was the British peninsula from the European mainland by around 6500 BC. Great Britain has been subject to a variety of plate tectonic processes over
10349-619: The board of directors. They differ from collectives in that they are generally built from the bottom-up, rather than the top-down. Cooperatives may include: The Research published by the Worldwatch Institute found that in 2012 approximately one billion people in 96 countries had become members of at least one cooperative. The turnover of the largest three hundred cooperatives in the world reached $ 2.2 trillion . Worker cooperatives are typically more productive and economically resilient than many other forms of enterprise, with twice
10480-603: The breaching of the Weald-Artois Anticline , a ridge that held back a large proglacial lake , now submerged under the North Sea. Around 10,000 years ago, during the Devensian glaciation with its lower sea level , Great Britain was not an island, but an upland region of continental north-western Europe, lying partially underneath the Eurasian ice sheet. The sea level was about 120 metres (390 ft) lower than today, and
10611-460: The capital of their co-operative. At least part of that capital is usually the common property of the co-operative. Members usually receive limited compensation, if any, on capital subscribed as a condition of membership. Members allocate surpluses for any or all of the following purposes: developing their co-operative, possibly by setting up reserves, part of which at least would be indivisible; benefiting members in proportion to their transactions with
10742-409: The co-operative, and how its capital is used. The second part of the principle deals with how members are compensated for funds invested in a co-operative, and how surpluses should be used. Unlike for-profit corporations , co-operatives are a form of social enterprise . Given this, there are at least three purposes for which surplus funds can be used, or distributed, by a co-operative. The fourth of
10873-426: The co-operative; and supporting other activities approved by the membership." This principle, in turn, can be broken down into a number of constituent parts. The first part of this principle states that "Members contribute equitably to, and democratically control, the capital of their co-operative. At least part of that capital is usually the common property of the co-operative." This enshrines democratic control over
11004-433: The company with the largest market share in the grocery store sector is a consumer owned cooperative. In Switzerland both the largest and the second largest retailer are consumer owned cooperatives. A housing cooperative is a legal mechanism for ownership of housing where residents either own shares (share capital co-op) reflecting their equity in the cooperative's real estate or have membership and occupancy rights in
11135-433: The constraints of various systems of national law) is the principle that an enterprise or association should be owned and controlled by the people it serves, and share any surpluses on the basis of each member's cooperative contribution (as a producer, labourer or consumer) rather than their capacity to invest financial capital. The International Co-operative Alliance was the first international association formed (1895) by
11266-623: The cooperative movement. It includes the World Council of Credit Unions . The International Cooperative Alliance was founded in London, England on 19 August 1895 during the 1st Cooperative Congress. In attendance were delegates from cooperatives from Argentina, Australia, Belgium, England, Denmark, France, Germany, Holland, India, Italy, Switzerland, Serbia, and the US. A second organization formed later in Germany:
11397-681: The country and that consumers have access to cooperatives in the marketplace. In 1945 Artturi Ilmari Virtanen received the Nobel Prize in Chemistry for his invention of the AIV silage . This invention improved milk production and created a method of preserving butter, the AIV salt, which led to increased Finnish butter exports. He had started his career in chemistry in Valio , a cooperative of dairy farmers in which he headed
11528-434: The first Rochdale Principle, a co-operative society should not prevent anyone willing to participate from doing so on any of these grounds. However, this does not prohibit the co-operative from setting reasonable and relevant ground rules for membership, such as residing in a specific geographic area or paying a membership fee to join, so long as all persons meeting such criteria are able to participate if they so choose. Given
11659-840: The first in Europe. By 2004 a new association focused on worker co-ops was founded, the United States Federation of Worker Cooperatives . The cooperative movement has been fueled globally by ideas of economic democracy . Economic democracy is a socioeconomic philosophy that suggests an expansion of decision-making power from a small minority of corporate shareholders to a larger majority of public stakeholders. There are many different approaches to thinking about and building economic democracy. Anarchists are committed to libertarian socialism and have focused on local organization, including locally managed cooperatives, linked through confederations of unions, cooperatives and communities. Marxists, who as socialists have likewise held and worked for
11790-505: The first view of Britain from the continent) or the "island of the Albiones ". The oldest mention of terms related to Great Britain was by Aristotle (384–322 BC), or possibly by Pseudo-Aristotle , in his text On the Universe , Vol. III. To quote his works, "There are two very large islands in it, called the British Isles, Albion and Ierne ". The first known written use of the word Britain
11921-514: The form of the state . Though they regard the state as an unnecessarily oppressive institution, Marxists considered appropriating national and international-scale capitalist institutions and resources (such as the state) to be an important first pillar in creating conditions favorable to solidaristic economies. With the declining influence of the USSR after the 1960s, socialist strategies pluralized, though economic democratizers have not as yet established
12052-466: The founding of a friendly society by the Tolpuddle Martyrs in 1832 were key occasions in the creation of organized labor and consumer movements. Friendly Societies established forums through which one member, one vote was practiced in organisation decision-making. The principles challenged the idea that a person should be an owner of property before being granted a political voice. Throughout
12183-702: The generally accepted view that Celtic originated in the context of the Hallstatt culture , since 2009, John T. Koch and others have proposed that the origins of the Celtic languages are to be sought in Bronze Age Western Europe, especially the Iberian Peninsula. Koch et al.'s proposal has failed to find wide acceptance among experts on the Celtic languages. All the modern Brythonic languages (Breton, Cornish, Welsh) are generally considered to derive from
12314-444: The goal of democratizing productive and reproductive relationships, often placed a greater strategic emphasis on confronting the larger scales of human organization. As they viewed the capitalist class to be politically, militarily and culturally mobilized for the purpose of maintaining an exploitable working class, they fought in the early 20th century to appropriate from the capitalist class the society's collective political capacity in
12445-508: The interests of the community. There are specific forms of incorporation for cooperatives in some countries, e.g. Finland and Australia. Cooperatives may take the form of companies limited by shares or by guarantee, partnerships or unincorporated associations. In the UK they may also use the industrial and provident society structure. In the US, cooperatives are often organized as non-capital stock corporations under state-specific cooperative laws. Cooperatives often share their earnings with
12576-543: The island group as αἱ Πρεττανικαὶ νῆσοι (the Prettanic Isles). The Greco-Egyptian scientist Ptolemy referred to the larger island as great Britain (μεγάλη Βρεττανία megale Brettania ) and to Ireland as little Britain (μικρὰ Βρεττανία mikra Brettania ) in his work Almagest (147–148 AD). In his later work, Geography ( c. 150 AD ), he gave the islands the names Alwion , Iwernia , and Mona (the Isle of Man ), suggesting these may have been
12707-404: The island of Great Britain as Britannia major ("Greater Britain"), to distinguish it from Britannia minor ("Lesser Britain"), the continental region which approximates to modern Brittany and had been settled in the fifth and sixth centuries by Celtic Briton migrants from Great Britain. The term Great Britain was first used officially in 1474, in the instrument drawing up the proposal for
12838-555: The island with around 2.1 million members. Introduced in Scotland by clergyman John Knox , it has the status of national church in Scotland. The monarch of the United Kingdom is represented by a Lord High Commissioner . Methodism is the fourth largest and grew out of Anglicanism through John Wesley . It gained popularity in the old mill towns of Lancashire and Yorkshire , also amongst tin miners in Cornwall . The Presbyterian Church of Wales , which follows Calvinistic Methodism ,
12969-451: The language of the emigrants, is still spoken. In the 9th century, a series of Danish assaults on northern English kingdoms led to them coming under Danish control (an area known as the Danelaw ). In the 10th century, however, all the English kingdoms were unified under one ruler as the kingdom of England when the last constituent kingdom, Northumbria, submitted to Edgar in 959. In 1066, England
13100-528: The largest religion by number of adherents since the Early Middle Ages : it was introduced under the ancient Romans, developing as Celtic Christianity . According to tradition, Christianity arrived in the 1st or 2nd century . The most popular form is Anglicanism (known as Episcopalism in Scotland). Dating from the 16th-century Reformation , it regards itself as both Catholic and Reformed . The Head of
13231-427: The membership as dividends , which are divided among the members according to their participation in the enterprise, such as patronage, instead of according to the value of their capital shareholdings (as is done by a joint stock company ). The cooperative share capital or co-operative share capital (in short cooperative capital or co-operative capital ) is the form of capital that the cooperative accumulates from
13362-486: The membership. In primary co-operatives members have equal voting rights (one member, one vote) and co-operatives at other levels are also organised in a democratic manner." Member economic participation is one of the defining features of co-operative societies, and constitutes the third Rochdale Principle in the ICA's Statement on the Co-operative Identity. According to the ICA, co-operatives are enterprises in which "Members contribute equitably to, and democratically control,
13493-532: The most populated island outside of Asia . The term "Great Britain" can also refer to the political territory of England , Scotland and Wales , which includes their offshore islands. This territory, together with Northern Ireland , constitutes the United Kingdom . The archipelago has been referred to by a single name for over 2000 years: the term ' British Isles ' derives from terms used by classical geographers to describe this island group. By 50 BC, Greek geographers were using equivalents of Prettanikē as
13624-489: The much smaller surrounding islands. The North Channel , Irish Sea , St George's Channel and Celtic Sea separate the island from the island of Ireland to its west. The island is since 1993 joined, via one structure, with continental Europe: the Channel Tunnel , the longest undersea rail tunnel in the world. The island is marked by low, rolling countryside in the east and south, while hills and mountains predominate in
13755-506: The names of the individual islands not known to him at the time of writing Almagest . The name Albion appears to have fallen out of use sometime after the Roman conquest of Britain , after which Britain became the more commonplace name for the island. After the Anglo-Saxon period, Britain was used as a historical term only. Geoffrey of Monmouth in his pseudohistorical Historia Regum Britanniae ( c. 1136 ) refers to
13886-504: The nature and benefits of co-operation." The sixth of the Rochdale Principles states that co-operatives cooperate with each other. According to the ICA's Statement on the Co-operative Identity, "Co-operatives serve their members most effectively and strengthen the co-operative movement by working together through local, national, regional and international structures." The seventh of the Rochdale Principles states that co-operative societies must have concern for their communities. According to
14017-443: The needs of local residents, rather than generating profits for external shareholders. By working together and pooling resources, members can often achieve economies of scale, negotiate better prices, and develop services that better meet the needs of their community. Community cooperatives can also help to build social capital and foster a sense of community ownership and pride. They have been successful vehicles for rural development in
14148-495: The number of co-operatives (80%) surviving their first five years compared with other business ownership models (44%) according to data from United Kingdom. The largest worker owned cooperative in the world, the Mondragon Corporation (founded by Catholic priest José María Arizmendiarrieta ), has been in continuous operation since 1956. Cooperatives frequently have social goals, which they aim to accomplish by investing
14279-451: The paid participation shares of its members. The total amount of participation shares the paid to the cooperative constitutes the cooperative capital. The co-operative share capital is usually non-withdrawable and indivisible to the cooperative members. The top 300 largest cooperatives were listed in 2007 by the International Co-operative Alliance . 80% were involved in either agriculture , finance , or retail and more than half were in
14410-534: The principle of mutuality, committed to self-help in the welfare of working people. In 1761, the Fenwick Weavers' Society was formed in Fenwick, East Ayrshire , Scotland to sell discounted oatmeal to local workers. Its services expanded to include assistance with savings and loans, emigration and education. In 1810, Welsh social reformer Robert Owen , from Newtown in mid- Wales , and his partners purchased
14541-465: The remains of folded sedimentary rocks that were deposited between 1,000 My and 670 My ago over the gneiss on what was then the floor of the Iapetus Ocean . In the current era the north of the island is rising as a result of the weight of Devensian ice being lifted. Counterbalanced, the south and east is sinking, generally estimated at 1 mm ( 1 ⁄ 25 inch) per year, with
14672-456: The representative from India, chaired the commission. Cooperative A cooperative (also known as co-operative , co-op , or coop ) is "an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-controlled enterprise ". Cooperatives are democratically controlled by their members, with each member having one vote in electing
14803-461: The research department for 50 years and where all his major inventions were first put to practice. Cooperative banks were first to adopt online banking. Stanford Federal Credit Union was the first financial institution to offer online internet banking services to all of its members in October 1994. In 1996 OP Financial Group , also a cooperative bank , became the second online bank in the world and
14934-526: The rise of trade unions and industrial factories. Weinbren reports that by the end of the 19th century, over 80% of British working age men and 90% of Australian working age men were members of one or more Friendly Society. From the mid-nineteenth century, mutual organisations embraced these ideas in economic enterprises, firstly among tradespeople, and later in cooperative stores, educational institutes, financial institutions and industrial enterprises. The common thread (enacted in different ways, and subject to
15065-452: The same services as banks but are considered not-for-profit organizations and adhere to cooperative principles . Credit unions originated in mid-19th-century Germany through the efforts of pioneers Franz Herman Schulze'Delitzsch and Friedrich Wilhelm Raiffeisen . The concept of financial cooperatives crossed the Atlantic at the turn of the 20th century, when the caisse populaire movement
15196-569: The same time, Gaelic tribes from Ireland invaded the north-west, absorbing both the Picts and Britons of northern Britain, eventually forming the Kingdom of Scotland in the 9th century. The south-east of Scotland was colonised by the Angles and formed, until 1018, a part of the Kingdom of Northumbria . Ultimately, the population of south-east Britain came to be referred to as the English people , so-named after
15327-434: The second half of the nineteenth century (and then repeatedly every twenty years or so) there was a surge in the number of cooperative organisations, both in commercial practice and civil society, operating to advance democracy and universal suffrage as a political principle. Friendly Societies and consumer cooperatives became the dominant form of organization among working people in Anglosphere industrial societies prior to
15458-482: The seven ICA Cooperative Principles and Co-op Values. Co-ops can be identified on the Internet through the use of the .coop suffix of internet addresses . Organizations using .coop domain names must adhere to the basic co-op values. A cooperative is a legal entity owned and democratically controlled by its members. Members often have a close association with the enterprise as producers or consumers of its products or services, or as its employees. The legal entities have
15589-468: The term to refer to the whole of the United Kingdom which includes Northern Ireland , though the Oxford English Dictionary states "...the term is also used loosely to refer to the United Kingdom." Similarly, Britain can refer to either all islands in Great Britain, the largest island, or the political grouping of countries. There is no clear distinction, even in government documents:
15720-608: The voluntary nature of co-operatives, members need reasons to participate. Each person's motivations will be unique and will vary from one co-operative to another, but they will often be a combination of the following: The second of the Rochdale Principles states that co-operative societies must have democratic member control. According to the ICA's Statement on the Co-operative Identity, "Co-operatives are democratic organizations controlled by their members, who actively participate in setting their policies and making decisions. Men and women serving as elected representatives are accountable to
15851-452: The western and northern regions. It is surrounded by over 1,000 smaller islands and islets . The greatest distance between two points is 968.0 km ( 601 + 1 ⁄ 2 mi) (between Land's End , Cornwall and John o' Groats , Caithness ), 838 miles (1,349 km) by road. The English Channel is thought to have been created between 450,000 and 180,000 years ago by two catastrophic glacial lake outburst floods caused by
15982-510: The work of Greek explorer Pytheas of Massalia , who travelled from his home in Hellenistic southern Gaul to Britain in the 4th century BC. The term used by Pytheas may derive from a Celtic word meaning "the painted ones" or "the tattooed folk" in reference to body decorations . According to Strabo, Pytheas referred to Britain as Bretannikē , which is treated a feminine noun. Marcian of Heraclea , in his Periplus maris exteri , described
16113-413: The workforce, or the retention of individual, collective or majority voting rights. A worker cooperative, therefore, has the characteristic that the majority of its workforce owns shares, and the majority of shares are owned by the workforce. Membership is not always compulsory for employees, but generally, only employees can become members either directly (as shareholders) or indirectly through membership of
16244-652: The world, including financial cooperatives ('cooperativa financiera' is the Spanish term used in Latin America), cooperative banks, credit unions, and savings and credit cooperatives ('cooperativa de ahorro y crédito' in Spanish or ' coopérative d'épargne et de credit ' in French-speaking countries). Cooperative banking networks, which were nationalized in Eastern Europe, continued as cooperative institutions. In Poland,
16375-561: The Πρεττανοί, Priteni or Pretani . Priteni is the source of the Welsh language term Prydain , Britain , which has the same source as the Goidelic term Cruithne used to refer to the early Brythonic -speaking inhabitants of Ireland. The latter were later called Picts or Caledonians by the Romans . Greek historians Diodorus of Sicily and Strabo preserved variants of Prettanike from
16506-476: Was conquered by the Normans , who introduced a Norman -speaking administration that was eventually assimilated. Wales came under Anglo-Norman control in 1282, and was officially annexed to England in the 16th century. On 20 October 1604 King James , who had succeeded separately to the two thrones of England and Scotland, proclaimed himself "King of Great Brittaine, France , and Ireland". When James died in 1625 and
16637-418: Was Albion; but at a later period, all the islands, of which we shall just now briefly make mention, were included under the name of 'Britanniæ.'" The name Britain descends from the Latin name for Britain, Britannia or Brittānia , the land of the Britons. Old French Bretaigne (whence also Modern French Bretagne ) and Middle English Bretayne , Breteyne . The French form replaced
16768-564: Was an ancient Greek transliteration of the original Proto-Celtic term in a work on the travels and discoveries of Pytheas that has not survived. The earliest existing records of the word are quotations of the periplus by later authors, such as those within Strabo's Geographica , Pliny's Natural History and Diodorus of Sicily's Bibliotheca historica . Pliny the Elder (AD 23–79) in his Natural History records of Great Britain: "Its former name
16899-498: Was inhabited by hunter gatherers. Neolithic farmers , of Anatolian origin, arrived in Britain around 4000 BC, replacing the pre-existing hunter gatherers. Around 2000 BC, the Bronze Age Bell Beaker Culture arrived in Britain, which genetic evidence suggests was associated with another episode of nearly complete population replacement. Later significant migration to southern Britain around 1000 BC may have brought
17030-690: Was started by Alphonse Desjardins in Quebec, Canada. In 1900, from his home in Lévis , he opened North America's first credit union, marking the beginning of the Mouvement Desjardins . Eight years later, Desjardins provided guidance for the first credit union in the United States , where there are now about 7,950 active status federally insured credit unions, with almost 90 million members and more than $ 679 billion on deposit. Financial cooperatives hold
17161-575: Was the first established savings bank that would be merged into the Trustee Savings Bank between 1970 and 1985. The Rochdale Society of Equitable Pioneers , founded in 1844, is usually considered the first successful cooperative enterprise, used as a model for modern coops, following the ' Rochdale Principles '. A group of 28 weavers and other artisans in Rochdale , England set up the society to open their own store selling food items they could not otherwise afford. Within ten years there were over
#145854