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TitleMax, Inc. is an American privately owned title lending business with corporate offices in Dallas, Texas and Savannah, Georgia . The company has more than 1,100 stores in sixteen states. TitleMax serves individuals who generally have limited access to consumer credit from banks, thrift institutions , credit card lenders, and other traditional sources of consumer credit. TitleMax offers title loan and title pawn products which allow customers to meet their liquidity needs by borrowing against the value of their vehicles while retaining use of their vehicle during the term of the loan.

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47-552: On September 1, 1998, TitleMax opened the first location in Columbus, Georgia . In October 1998, TitleMax opened its second location in Savannah, Georgia . Many Savannah locations were then established, and later that year, TitleMax opened the first out-of-state store in Phenix City, Alabama . Over the next ten years, the company continued expanding, eventually growing to over 500 locations by

94-525: A relatively positive population growth. At the 2020 census , there were 206,922 people, 73,134 households, and 45,689 families residing in the city. At the 2010 census , Columbus had a total population of 189,885, up from 186,291 in the 2000 census. The 2010 census reported 189,885 people, 72,124 households, and 47,686 families residing in the city. The population density was 861.4 inhabitants per square mile (332.6/km ). The 82,690 housing units had an average density of 352.3 per square mile (136.0/km ). In 2010,

141-476: A second campus downtown, starting by moving the music department into the newly opened RiverCenter for the Performing Arts . The university's art, drama, and nursing departments also moved to downtown locations. Such initiatives have provided Columbus with a cultural niche; downtown features modern architecture mixed among older brick facades. The Ready to Raft 2012 project created an estimated 700 new jobs and

188-473: Is 821,000 f t (76,300 m ). Major strip malls include Columbus Park Crossing , which opened in 2003, and The Landings, which opened in 2005. Columbus is also served by The Shoppes at Bradley Park, a lifestyle center . MidTown contains two of the city's early suburban shopping centers (the Village on 13th and St. Elmo), both recently renovated and offering local shops, restaurants, and services. Major venues in

235-574: Is a consolidated city-county located on the west-central border of the U.S. state of Georgia . Columbus lies on the Chattahoochee River directly across from Phenix City, Alabama . It is the county seat of Muscogee County , with which it officially merged in 1970; the original merger excluded Bibb City , which joined in 2000 after dissolving its own city charter. Columbus is the second most populous city in Georgia (after Atlanta ), and fields

282-455: Is divided into five geographic areas: The Columbus metropolitan area includes four counties in Georgia, and one in Alabama. The Columbus-Auburn-Opelika, GA-AL combined statistical area includes two additional counties in Alabama. A 2013 census estimate showed 316,554 in the metro area, with 501,649 in the combined statistical area. Since the 1830 United States census , Columbus has maintained

329-549: Is now located, lived several tribes of the Creek and other Georgia and Alabama indigenous peoples. Most Creeks moved west with the 1826 Treaty of Washington . Those who stayed and made war were forcibly removed in 1836. The river served as Columbus's connection to the world, particularly enabling it to ship its commodity cotton crops from the plantations to the international cotton market via New Orleans and ultimately Liverpool , England. The city's commercial importance increased in

376-469: Is one of Georgia's three Fall Line cities , along with Augusta and Macon . The Fall Line is where the hilly lands of the Piedmont plateau meet the flat terrain of the coastal plain . As such, Columbus has a varied landscape of rolling hills on the north side and flat plains on the south. The fall line causes rivers in the area to decline rapidly towards sea level. Textile mills were established here in

423-723: Is projected to bring in $ 42 million annually to the Columbus area. Demolishing an up-river dam allowed the project to construct the longest urban whitewater rafting course in the world. According to the Columbus Convention and Visitors Bureau, this initiative, in addition to other outdoor and indoor tourist attractions, led to around 1.8 million visitors coming to Columbus during the city's 2015 fiscal year . The city predicted that an additional 30,000 soldiers would be trained annually at Fort Benning in upcoming years due to base realignment and closure of other facilities. Columbus

470-648: Is referred to as the "Wintering Grounds" for big wave surfing athletes and enthusiasts. The city council of Columbus, known as the Columbus Council, is composed of ten elected council members, eight of whom serve individual districts and two of whom serve the city at large. The Muscogee County School District holds preschool to grade 12, and consists of 35 elementary schools, 12 middle schools, and nine high schools. The district has over 2,000 full-time teachers and over 31,899 students. National Infantry Museum Too Many Requests If you report this error to

517-654: The Standing Boy Creek Wildlife Management Area . The Chattahoochee River whitewater opened in 2012. After both the Eagle & Phenix Dam and the City Mills Dams were breached, river flow was restored to natural conditions, allowing the course to be created. The 2.5-mile (4.0 km) course is the longest urban whitewater rafting and kayaking in the world, and has been ranked the world's best manmade whitewater course by USA Today . It also features

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564-593: The US Census Bureau , the city has a total area of 221.0 square miles (572 km ), of which 216.3 square miles (560 km ) are land and 4.7 square miles (12 km ) (2.14%) are covered by water. Columbus borders Phenix City , its largest suburb (in Alabama). Columbus also borders Chattahoochee , Talbot , Harris , and Russell County , which is in Alabama. Columbus has a humid subtropical climate ( Köppen Cfa ). Daytime summer temperatures often reach highs in

611-598: The United States Army 's Maneuver Center of Excellence and a major employer, is located south of the city in southern Muscogee and Chattahoochee counties. Columbus is home to museums and tourism sites, including the National Infantry Museum , dedicated to the U.S. Army's Infantry Branch . It has the longest urban whitewater rafting course in the world constructed on the Chattahoochee River. This

658-480: The University System of Georgia . The city government and the county consolidated in 1971, the first such consolidation in Georgia and one of only 16 in the U.S. at the time. Expanding on its industrial base of textile mills, the city is the home of the headquarters for Aflac , Synovus , and TSYS . From the 1960s through the 1980s, the subsidized construction of highways and suburbs resulted in drawing off

705-500: The assassination of Abraham Lincoln , Union and Confederates clashed in the Battle of Columbus, Georgia , on Easter Sunday, April 16, 1865, when a Union detachment of two cavalry divisions under Maj. Gen. James H. Wilson attacked the lightly defended city and burned many of the industrial buildings. John Stith Pemberton , who later developed Coca-Cola in Columbus, was wounded in this battle. Col. Charles Augustus Lafayette Lamar , owner of

752-535: The last slave ship in America, was also killed here. A historic marker erected in Columbus notes that this was the site of the "Last Land Battle in the War from 1861 to 1865". Reconstruction began almost immediately and prosperity followed. Factories such as the Eagle and Phenix Mills were revived and the industrialization of the town led to rapid growth, causing the city to outgrow its original plan. The Springer Opera House

799-617: The 1850s with the arrival of the railroad. In addition, textile mills were developed along the river, bringing industry to an area reliant upon agriculture. By 1860, the city was one of the more important industrial centers of the South, earning it the nickname the Lowell of the South, referring to an important textile mill town in Massachusetts. When the American Civil War broke out in 1861,

846-532: The 19th and early 20th centuries to take advantage of the water power from the falls. Interstate 185 runs north-south through the middle of the city, with nine exits within Muscogee County. I-185 runs north about 50 mi (80 km) from its beginning to a junction with I-85 just east of LaGrange and about 60 mi (97 km) southwest of Atlanta. U.S. Route 27 , U.S. Route 280 , and Georgia State Route 520 (known as South Georgia Parkway) all meet in

893-422: The 2010 census, median income for a household in the city was $ 41,331, and for a family was 41,244. Males had a median income of $ 30,238 versus $ 24,336 for females. The per capita income for the city was $ 22,514. About 12.8% of families and 15.7% of the population were below the poverty line , including 22.0% of those under age 18 and 12.1% of those age 65 or over. According to the 2022 American Community Survey ,

940-481: The Blue Heron Adventure, a zip-line course connecting users from the Georgia side of the river to the Alabama side on an interstate zip-line over the Chattahoochee River. The course continues with several zip-lines and a ropes course on the Alabama side and completes with another zip-line back to Georgia. It has become a hub for whitewater kayakers, with outstanding standing waves year-round. In mid-winter it

987-455: The Chattahoochee River and on the last stretch of the Federal Road before entering Alabama. The city was named for Christopher Columbus . The plan for the city was drawn up by Dr. Edwin L. DeGraffenried, who placed the town on a bluff overlooking the river. Edward Lloyd Thomas (surveyor) was selected to lay out the town on 1,200 acres. Across the river to the west, where Phenix City, Alabama,

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1034-597: The Coca-Cola Space Science Center. Other notable projects were the expansion of the Columbus Museum and road improvements to include a new downtown bridge crossing the Chattahoochee River and into Phenix City. During the late 1990s, commercial activity expanded north of downtown along the I-185 corridor. During the 2000s, the city began a major initiative to revitalize the downtown area. The project began with

1081-607: The Columbus Ladies Memorial Association's call to observe a day annually to decorate soldiers' graves inaugurated a movement first in the South and then in the North to honor the soldiers who died during the Civil War. With the expansion of the city, leaders established Columbus College, a two-year institution, which later evolved into Columbus State University , now a comprehensive center of higher learning and part of

1128-768: The South Commons, an area south of downtown containing the softball complex, A. J. McClung Memorial Stadium , Synovus Park , the Columbus Civic Center , and the Jonathan Hatcher Skateboard Park. The National Infantry Museum was constructed in South Columbus , located outside the Fort Benning main gate. In 2002, Columbus State University, which previously faced expansion limits due to existing residential and commercial districts surrounding it, began

1175-459: The South, including Atlanta, Macon , Montgomery, Memphis, Richmond , St. Louis, Alexandria, Columbia, and New Orleans . This was the beginning of the influential work by ladies' organizations to honor the war dead. The date for the holiday was selected by Elizabeth Rutherford Ellis. She chose April 26, the first anniversary of Confederate General Johnston's final surrender to Union General Sherman at Bennett Place , North Carolina. For many in

1222-642: The South, that act marked the official end of the Civil War. In 1868, General John A. Logan , commander in chief of the Union Civil War Veterans Fraternity called the Grand Army of the Republic , launched the Memorial Day holiday that is now observed across the entire United States. General Logan's wife said he had borrowed from practices of Confederate Memorial Day. She wrote that Logan "said it

1269-511: The area. This training camp, named Camp Benning, grew into present-day Fort Benning , named for General Henry L. Benning , a native of the city. Fort Benning was one of the ten U.S. Army installations named for former Confederate generals that were renamed on 11 May 2023, following a recommendation from the congressionally mandated Naming Commission that Fort Benning be renamed Fort Moore after Lieutenant General Hal Moore and his wife Julia Compton Moore , both of whom are buried on post. In

1316-564: The city center. A significant period of urban renewal and revitalization followed in the mid- to late 1990s. With these improvements, the city has attracted residents and businesses to formerly blighted areas. Municipal projects have included construction of a softball complex, which hosted the 1996 Olympic softball competition; the Chattahoochee RiverWalk ; the National Civil War Naval Museum at Port Columbus ; and

1363-548: The city of Columbus: Columbus is home to nine historic districts, all listed in the National Register of Historic Places listings in Muscogee County, Georgia . They are: Columbus Northern Little League won the 2006 Little League World Series , defeating the team from Kawaguchi, Japan in the championship. Current MLB player Josh Lester was a member of the championship team. Columbus is home to upwards of 50 parks, four recreation centers, four senior centers and parks, and

1410-417: The city. Companies headquartered in Columbus include Aflac, TSYS, Realtree , Synovus and the W. C. Bradley Co. According to Columbus' 2022 Comprehensive Annual Financial Report, the top employers in the city were: Columbus is served by one major indoor shopping mall , Peachtree Mall , which is anchored by major department stores Dillard's , Macy's , and J.C. Penney . The total retail floor area

1457-420: The company announced the closure of all California locations by May 2020. TitleMax’s parent company , TMX Finance , changed its name from TitleMax Holdings, LLC to TMX Finance LLC as of June 21, 2010. TMX Finance controls over 900 stores and employs over 3,000 people nationwide. TitleBucks and InstaLoan are the sister companies to TitleMax. TitleMax has received criticism for predatory lending . TitleMax

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1504-514: The end of 2007, and surpassing $ 200,000,000 in account receivables . In 2008, TitleMax expanded into Virginia . In April 2009, TitleMax Holdings, LLC, filed for chapter 11 bankruptcy . According to TitleMax’s lawyer at the time, the cause of the default was attributed to “the maturity of an estimated $ 165 million loan from Merrill Lynch & Co.” In 2008, Bank of America acquired Merrill Lynch . The attorney of DLA Piper LLP in New York City

1551-560: The industries of Columbus expanded their production; this became one of the most important centers of industry in the Confederacy . During the war, Columbus ranked second only to the Confederate capital city of Richmond, Virginia in the manufacture of supplies for the Confederate army. The Eagle Manufacturing Company made various textiles, especially woolens for Confederate uniforms. The Columbus Iron Works manufactured cannons and machinery for

1598-406: The interior of the city. U.S. Route 80 runs through the northern part of the city, locally known as J.R. Allen Parkway; Alternate U.S. Route 27 and Georgia State Route 85 run northeast from the city, locally known as Manchester Expressway. The city is located at 32°29′23″N 84°56′26″W  /  32.489608°N 84.940422°W  / 32.489608; -84.940422 . According to

1645-467: The late 1960s and early 1970s, large residential neighborhoods were built to accommodate the soldiers coming back from the Vietnam War and for those associated with Fort Benning. These range from Wesley Woods to Leesburg to Brittney and Willowbrook and the high-end Sears Woods and Windsor Park. Large tracts of blighted areas were cleaned up. A modern Columbus Consolidated Government Center was constructed in

1692-420: The median household income throughout the city was $ 53,750 with a per capita income of $ 31,393. Approximately 17.8% of the population lived at or below the poverty line. Columbus' crime rate is above the national average. Columbus set a homicide record in 2021 with 70 homicides. Growing gang activity within the city is a major reason for the rise in crime. City leaders are actively working to reduce crime in

1739-463: The mid-90°Fs, and low temperatures in the winter average in the upper 30s. Columbus is often considered a dividing line or "natural snowline" of the southeastern United States with areas north of the city receiving snowfall annually, with areas to the south typically not receiving snowfall every year or at all. Columbus is within USDA hardiness zone 8b in the city center and zone 8a in the suburbs. Columbus

1786-604: The middle and upper classes, with urban blight , white flight , and prostitution in much of downtown Columbus and adjacent neighborhoods. Early efforts to halt the gradual deterioration of downtown began with the saving and restoration of the Springer Opera House in 1965. It was designated as the State Theatre of Georgia, helping spark a movement to preserve the city's history. This effort has documented and preserved various historic districts in and around downtown. Through

1833-458: The nearby Confederate Navy shipyard, Greenwood and Gray made firearms, and Louis and Elias Haimon produced swords and bayonets. Smaller firms provided additional munitions and sundries. As the war turned in favor of the Union , each industry faced exponentially growing shortages of raw materials and skilled labor, as well as worsening financial opportunities. Unaware of Lee's surrender to Grant and

1880-466: The racial and ethnic composition of the city was 46.3% White, 45.5% African American, 2.2% Asian, 0.2% Native American, 0.14% Pacific Islander, and 1.90% from other races . Hispanics or Latinos of any race were 6.4% of the population. In 2020, its population was 38.22% non-Hispanic white , 45.77% African American, 0.24% Native American, 2.68% Asian, 0.25% Pacific Islander, 0.52% some other race, 4.35% multiracial, an 7.98% Hispanic or Latino of any race. At

1927-586: The spring of 1866, the Ladies Memorial Association of Columbus passed a resolution to set aside one day annually to memorialize the Confederate dead. The secretary of the association, Mary Ann Williams , was directed to write a letter inviting the ladies of every Southern state to join them in the observance. The letter was written in March 1866 and sent to representatives of all of the principal cities in

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1974-524: The state's fourth-largest metropolitan area . At the 2020 U.S. census , Columbus had a population of 206,922, with 328,883 in the Columbus metropolitan statistical area . The metro area joins the nearby Alabama cities of Auburn and Opelika to form the Columbus–Auburn–Opelika combined statistical area , which had a population of 563,967 in 2020. Columbus lies 100 miles (160 km) southwest of Atlanta. Fort Moore , formerly Fort Benning,

2021-478: Was built during this time, attracting such notables as Irish writer Oscar Wilde . The Springer is now the official State Theater of Georgia. By the time of the Spanish–American War , the city's modernization included the addition of a new waterworks , as well as trolleys extending to outlying neighborhoods such as Rose Hill and Lakebottom. Mayor Lucius Chappell also brought a training camp for soldiers to

2068-641: Was for centuries the traditional territory of the Creek Indians , who became known as one of the Five Civilized Tribes of the Southeast after European contact. Those who lived closest to white-occupied areas conducted considerable trading and adopted some European American ways. Founded in 1828 by an act of the Georgia Legislature , Columbus was situated at the beginning of the navigable portion of

2115-607: Was not too late for the Union men of the nation to follow the example of the people of the South in perpetuating the memory of their friends who had died for the cause they thought just and right." While two dozen cities across the country claim to have originated the Memorial Day holiday, Bellware and Gardiner firmly establish that the holiday began in Columbus. In The Genesis of the Memorial Day Holiday in America , they show that

2162-536: Was quoted in an interview conducted by Bloomberg as saying, “It’s a solvent company, there’s a significant amount of equity over the debt.” In April 2010, nearly one year after the bankruptcy filing, TitleMax Holdings LLC won court approval for reorganization and was able to exit bankruptcy status. Since reorganization , TitleMax continued expanding into other states. On August 12, 2016, a judge in Nevada ordered over 6,000 TitleMax contracts to be voided. In November 2019,

2209-579: Was subject to a fine of $ 9 Million by the Consumer Financial Protection Bureau for unlawful debt collection practices and for luring consumers into expensive renewals of their existing loans. A Nevada Court Judge ordered TMX Finance to void over 6,000 loans due to these unlawful practices. In 2019, TitleMax was subject to a fine of $ 25,000 and a $ 700,000 refund to more than 21,000 customers to resolve allegations of excessive interest and fee charges. Columbus, Georgia Columbus

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