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Saskatchewan Government Insurance

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Saskatchewan Government Insurance ( SGI ) is a Canadian insurance company and a Crown corporation wholly owned by the Government of Saskatchewan . SGI's operations consist of the Saskatchewan Auto Fund , the compulsory public auto insurance program for Saskatchewan , and its property and casualty insurance division sells additional automobile and property insurance products in five Canadian provinces under the trade name SGI Canada .

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50-943: SGI also operates the driver licensing and motor vehicle registration system for Saskatchewan as part of its oversight of the Auto Fund. The Auto Fund is financially self-sustaining, operating on a break-even basis over time. The Saskatchewan Auto Fund does not receive money from or pay dividends to the government. Under the SGI Canada brand, SGI sells property and casualty insurance on properties such as homes, farms, businesses and automobile insurance in five Canadian provinces . It operates as SGI Canada in Saskatchewan ; SGI Canada Insurance Services Ltd. in Manitoba , Alberta , British Columbia , Ontario ; and Coachman Insurance Company in Ontario . SGI

100-653: A de facto or government-issued identification document for the holder. The American Association of Motor Vehicle Administrators provides a standard for the design of driving permits and identification cards issued by AAMVA member jurisdictions, which include all 50 US states, the District of Columbia, and Canadian territories and provinces. The newest card design standard released is the 2020 AAMVA DL/ID Card Design Standard (CDS). The AAMVA standard generally follows part 1 and part 2 of ISO/IEC 18013-1 (ISO compliant driving license). The ISO standard in turn specifies requirements for

150-526: A bank account and perform any other activities that require official identification. Identification cards serve as government-issued photo ID but do not enable a person to operate a motor vehicle, a fact typically noted on the ID via the phrase 'Not a driver's licence' or similar wording. This type of photo ID is referred to as a Photo Card in some jurisdictions (for example, the Ontario Photo Card). In Canada and

200-603: A card that is aligned with the UN Conventions on Road Traffic, namely the Geneva Convention on Road Traffic and the Vienna Convention on Road Traffic . Most government issuers of driving permits also provide a government-issued identification card with similar attributes to those residents within their jurisdictions who do not have or maintain a valid driving permit, making it easier for them to do things such as open

250-686: A certain period. The minimum driving age in India is 16 to drive any kind of gearless motorcycle like scooters and mopeds, and 18 for cars, three wheelers (with automatic or manual transmissions) and motorcycles with gear like motorcycles or scooters with manual transmissions. Unlike certain countries which issue driving licenses based on the engine capacity of vehicles, transmission is the only criteria for issuing licenses in India. Every state and union territory have Regional Transport Offices (RTO/RTA) which issue their own driving licenses to people living in their jurisdictions. Drivers are legally obliged to carry

300-488: A collision in Manitoba were either detained or required to post a bond because Manitoban authorities essentially considered them to be "uninsured" drivers. SGI and SGI CANADA are governed by The Saskatchewan Government Insurance Act , 1980 , and The Automobile Accident Insurance Act , and are subject to the provisions of The Crown Corporations Act , 1993 , which gives the Crown Investments Corporation ,

350-421: A driving permit is 18 for private cars, light goods vehicle, motorcycles and motortricycles. For commercial vehicles the age is 21. Drivers are legally obliged to carry a valid driving licence whilst driving and this must be produced if required to do so by a police officer. People older than 70 have to undergo strict medical tests in order to obtain a permit that has limited validity and requires renewal after

400-475: A driving permit is not valid for identification in every European country. In the United Kingdom, most drivers are not required to carry their "Driving Licence". A driver may be required by a constable or vehicle examiner to produce this, but may provide it at a specified police station within seven days; the police issue a form for this purpose. In Denmark, Finland, Iceland, Norway, Spain and Sweden,

450-463: A licensed driver accompanying them. Driving a vehicle on public roads without a licensed driver or a trainer is a offence which attracts fines. After the training, people apply for a permanent driving license test at their nearest RTOs. This can be done anytime before the expiry of the LL. A person is given a total of three attempts in these six months, and if one fails the third attempt, they have to go through

500-581: A national scale, establishing a system of tests and driver's education requirements that was adopted in other countries. Other countries in Europe also introduced driving tests during the twentieth century, the last of them being Belgium where, until as recently as 1977, it was possible to purchase and hold a permit without having to undergo a driving test. As traffic-related fatalities soared in North America, public outcry provoked legislators to begin studying

550-526: A number of countries should have grey covers with white pages and that "The entire last page shall be drawn up in French". In 1968, the Vienna Convention on Road Traffic , ratified in 1977 and further updated in 2011, further modernised these agreements. Its main regulations about drivers permits are in Annex 6 (Domestic Driving Permit) and Annex 7 (International Driving Permit). The currently active version of those

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600-622: A passport for land and sea (but not air) border crossings between the US and Canada. The EDL program was also previously offered in Ontario and Quebec, but is no longer offered there. In the Dominican Republic, the driving permit number is the same as the citizen's ID number. In Venezuela, the driving permit number is the same as the citizen's ID number. In the United States, New Zealand, Australia,

650-401: A permit is issued after the recipient has passed a driving test, while in others a person acquires their permit or a learner's permit before beginning to drive. Different categories of permit often exist for different types of motor vehicles, particularly large trucks and passenger vehicles. The difficulty of the driving test varies considerably between jurisdictions, as do factors such as age and

700-467: A person had to do was drive six metres forward and then reverse six metres. The test was updated to make it more difficult; now the applicant has to get 8 out of 10 answers correct in a computer test, then pass a forward and reverse S-track test in addition to an assessment of parking skills. Driver's licensing in Ghana is conducted by the nation's Driver and Vehicle Licensing Authority . The legal driving age

750-586: A similar format to a driving permit. Most identity cards and driving permits are credit card size —the "ID-1" size and shape defined in ISO/IEC 7810. A Hong Kong Driving Licence carries the same number as the holder's ID card , but has no photograph. As such, it is not a legal document for proof of age for purchase of alcohol. Upon control, both must be presented. Plans to make the newly phased in Smart ID contain driver licensing information have been shelved. Similarly,

800-507: A team of editors, who publish detailed reasons for choosing each of the winners. Any employer, whether private or public sector, operating in Canada may apply to be considered. Applications are generally released each February and must be submitted to the editors approximately eight weeks later. Employers complete a single application to be considered for the national competition, as well as 18 regional and special-interest competitions managed with

850-421: A valid driving license in India while operating a vehicle, and it must be produced if required to do so by a police officer. People applying for a driving license for the first time, or adding a class of vehicle in their existing license have to apply for a learner's license (LL) first, which is valid for six months. This legally certifies LL holders as valid drivers as long as they drive only for training and have

900-412: Is 18. The legal driving age is 18 years old. The permit must include: The legal driving age of Moroccan citizens is 21. In Nigeria, the minimum age to qualify for a drivers licence is 18. The applicant would first attend training at an accredited driving school. Then, the driving school will present the applicant to a Vehicle Inspection Officer (VIO) for a driving test. Upon passing the driving test

950-451: Is a legal authorization, or the official document confirming such an authorization, for a specific individual to operate one or more types of motorized vehicles—such as motorcycles , cars , trucks , or buses —on a public road. Such licenses are often plastic and the size of a credit card . In most international agreements, the wording "driving permit" is used, for instance in the Vienna Convention on Road Traffic . In American English ,

1000-532: Is an arm of the government under the Ministry of Transport & Infrastructural Development. Drivers can be licensed for class 4 vehicles at the age of sixteen and eighteen for class 2 vehicles. Public transport vehicles are in class 1 and the minimum age is twenty five. A theory based learners licence which has 25 questions is the first step. The questions for this test include diagrams, road rules and road signs and has to be answered in under eight minutes. After passing

1050-436: Is in force in each contracting party no later than "29 March 2011" (Article 43). Article 41 of the convention describes key requirements: In 2018, ISO/IEC standard 18013 was published which established guidelines for the design format and data content of an ISO-compliant driving licence (IDL). The design approach is to establish a secure domestic driving permit (DDP) and accompanying booklet for international use, instead of

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1100-548: The United Kingdom came into force on 1 January 1904 after the Motor Car Act 1903 received royal assent . Every car owner had to register their vehicle with their local government authority and be able to prove registration of their vehicle on request. The minimum qualifying age was set at 17. The "driving licence" gave its holder 'freedom of the road' with a maximum 20 mph (32 km/h) speed limit. Compulsory testing

1150-662: The Federal Road Safety Corps (FRSC) Officer at the DLC for biometric data capture. He is given a temporary drivers licence which is valid for 60 days. He picks up the original drivers licence at the BIR Office after 60 days. The minimum driving age in South Africa is 17, when drivers may drive with an adult who holds a valid driving licence, after passing a learner's theory test. At 18, a driving licence can be obtained after passing

1200-458: The French and German statutes as models. On 1 August 1910, North America's first licensing law for motor vehicles went into effect in the U.S. state of New York, though it initially applied only to professional chauffeurs . In July 1913, the state of New Jersey became the first to require all drivers to pass a mandatory examination before being licensed. In 1909, the Convention with Respect to

1250-725: The International Circulation of Motor Vehicles recognized the need for qualifications, examination, and authorization for international driving. The notion of an " International Driving Permit " was first mooted in an international convention held in Paris in 1926. In 1949, the United Nations hosted the Geneva Convention on Road Traffic that standardised rules on roads, occupants, rules, signs, driver's permits and such. It specified that national "driving permits" should be pink and that an "International Driving Permit" for driving in

1300-504: The Minister Responsible for SGI. The minister functions as a link between the corporation and CIC and cabinet, as well as the provincial legislature. The board of directors is responsible for setting direction, monitoring and reporting achievement, and analyzing, evaluating and taking corrective action for the corporation. The board is responsible for the stewardship of the corporation in general terms. In meeting this responsibility,

1350-687: The Saudi Arabian government require all drivers to carry an ID card in addition to a driving permit and present them whenever requested. In Saudi Arabia using a permit instead is only permitted if the request is made for on-site inspection/identification purposes, especially at checkpoints. Expatriates may be requested to present their visas as well. In India, Japan, South Korea, and Singapore, driving permit cards are widely used as identification. Many European countries require drivers to produce their permit on demand when driving. Some European countries require adults to carry proof of identity at all times, but

1400-453: The UK, Ireland and sometimes Canada, people who drive commercially are required to have permits. The cost of taking the tests and examinations usually means that an employer will subsidize their drivers. Egyptian citizens are entitled to a driver's licence once they have reached the age of 18. To obtain their licences, applicants must pass a driving test as well as several computer test. To pass, all

1450-403: The United States, the abbreviation DLN is commonly used for a driver's license number. Five states in the northern United States (Michigan, Minnesota, New York, Vermont and Washington) and two provinces in Canada (British Columbia and Manitoba) also offer an " enhanced driver's license " (EDL), which is a driving permit that has an embedded RFID chip and is accepted at the federal level in lieu of

1500-451: The WP.1 of UNECE as a replacement for the current IDP standards as described in the 1949 and 1968 Conventions. The specifications of the layout of the booklet is defined in Annex G of ISO/IEC 18013-1:2018. There are two options; a booklet with some personalisation or a booklet with no personalisation. The booklet shall be marginally larger than an ID-1 size card, with an insert pocket for storage of

1550-615: The applicant would obtain a certificate of proficiency from the VIO. The applicant then completes a drivers license application form at the Drivers Licence Centre (DLC) or downloads the form online. Afterwards he pays a licence fee online or at the Bank and presents his application form to the Board of Internal Revenue (BIR) Officer and VIO at the DLC for endorsement. After all these procedures he goes to

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1600-523: The application of a new license all over again. Canada%27s Top 100 Employers Canada's Top 100 Employers is an annual editorial competition that recognizes the best places in Canada to work. First held in 1999, the project aims to single out the employers that lead their industries in offering exceptional working conditions and progressive human resources policies. Winners are announced each October in The Globe and Mail newspaper. From 1999 to 2006,

1650-553: The board works with management to develop and approve the corporation's strategic plan, operating goals, annual budget and business plans. It participates in identifying business risk and overseeing the implementation of appropriate systems to achieve a balance between the risks incurred and potential returns. The board of directors is appointed by the Lieutenant Governor in Council. The board consists of ten external directors. Both

1700-570: The card, and for convenient carrying of the booklet. The front cover should include the logo of the UN or the issuing country and the words "Translation of Driving Licence" and "Traduction du Permis de Conduire ". Many countries, including Australia, New Zealand, Canada, the United Kingdom, and the United States, have no national identification cards . Since many people do have driving permits, they are often accepted as proof of identity. In some territories, non-drivers can apply for identification-only cards with

1750-510: The chair and vice-chair of the board are external directors. SGI employs approximately 2,400 people and works with a network of almost 300 independent insurance brokers and about 450 motor licence issuers in Saskatchewan, as well as numerous brokers in Alberta, British Columbia, Manitoba and Ontario. In October 2008, SGI was named one of " Canada's Top 100 Employers " by Mediacorp Canada Inc., and

1800-452: The competition was launched: (1) Physical Workplace; (2) Work Atmosphere & Social; (3) Health, Financial & Family Benefits; (4) Vacation & Time Off; (5) Employee Communications; (6) Performance Management; (7) Training & Skills Development; and (8) Community Involvement. Employers are compared to other organizations in their field to determine which offers the most progressive and forward-thinking programs. Selections are made by

1850-544: The correct answer. Some Driving Licence Test Centres use computers for the test, whereas others require test-takers to complete the test using a test paper and pen. Driving licences are issued by the Tanzania Revenue Authority . The legal driving age for motorcycles is 16 and for other motor vehicles is 18. Zimbabwean drivers licences are issued by the Vehicle Inspection Department (VID) which

1900-433: The driving permit number is listed along with the bearer's national identification number . Banks and public authorities use the same number for customer databases, making the permit fully useful for identification purposes. In Canada, Mexico, and the United States, driving permits are issued by the provinces or states, respectively, (or either country's territories), and do not look the same nationwide. They are also used as

1950-434: The end of 1945, SGI had 60 employees and a small network of private, independent insurance brokers located across the province selling insurance on behalf of the corporation. The introduction of a state-run automobile insurance was controversial. For the first few years of its existence, other provinces refused to recognize SGI policies as legitimate. One result of such non-recognition was that SGI-insured drivers involved in

2000-459: The holding company for Saskatchewan's commercial Crown corporations, the broad authority to set the direction of the corporation. Where required by legislation or policy directive, SGI submits performance management and investment decisions for review and approval by CIC and the provincial cabinet (government). Through its chair, who is an outside director, the SGI Board of Directors is accountable to

2050-454: The international driving permit (IDP) paper document. The main ideology is a minimum acceptable set of requirements with regards to content and layout of the data elements, with sufficient freedom afforded to the issuing authorities of driving licences to meet domestic needs. The ISO standard specifies requirements for a card that is aligned with the UN Conventions on Road Traffic. This standard however has no official mandate or recognition from

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2100-517: The list was published as an annual paperback book in Canada. Beginning in 2007, the list and the editors' Reasons for Selection were published online each year. Beginning in 2014, the winners were also announced in a national magazine published in The Globe and Mail . The competition is organized by Mediacorp Canada Inc., a specialty publisher of employment-related periodicals. Employers are evaluated on eight criteria, which have remained consistent since

2150-681: The province who set rates too high. Also, at least 90 per cent of the insurance in the province was written by companies established in Eastern Canada. Thus the institution of a publicly owned insurance company was justified by the government on both philosophical and economic grounds. Working out of the Saskatchewan Legislative Building , Michael Allore, the first president, sold the first policy – Fire Policy Number 1 – to Minister O. W. Valleau on May 1, 1945, and appointed its first broker, Oscar Sawby of Maple Creek , on May 17. By

2200-508: The required level of competence and practice. Karl Benz , inventor of the modern car, received a written " Genehmigung " (permit) from the Grand Ducal authorities to operate his car on public roads in 1888 after residents complained about the noise and smell of his Motorwagen . Up until the start of the 20th century, European authorities issued similar permits to drive motor vehicles ad hoc, if at all. Mandatory licensing for drivers in

2250-477: The road test. Small motorcycles may be driven from the age of 16. To obtain a permit, applicants must pass a written or computer-based test to obtain a learner's licence, and then pass a road test to obtain the driving license. Categories for permits include CODE B (normal vehicles), CODE C1 (LDV), CODE EC (heavy trucks), CODE A (motorcycle). The learners licence theory test will contain three sets of questions with multiple answer options; test-takers will have to select

2300-468: The terms " driver license " or " driver's license " are used. In Australian English , Canadian English and New Zealand English , the terms " driver licence " or " driver's licence " are used while in British English the term is " driving licence ". In some countries the term " driving license " is used. The laws relating to the licensing of drivers vary between jurisdictions. In some jurisdictions,

2350-433: The test, the candidate gets a provisional learners license which enables the candidate to drive under supervision from a driving instructor or anyone with a full driving licence. After the theory test learner drivers have to start practical driving lessons covering key driving skills. To qualify for a driving test one must have completed thirty lessons. Skills tested in the driving test include: Minimum age for holding

2400-550: Was created by the first avowedly socialist government in North America elected in 1944, the Co-operative Commonwealth Federation (later renamed New Democratic Party ). Under Premier Tommy Douglas , the government began to involve itself in many sectors of the economy, including insurance . The rationale was put forth that Saskatchewan residents were being taken advantage of by companies owned outside

2450-697: Was featured in Maclean's newsmagazine. Later that month, SGI was named one of Saskatchewan's Top Employers , which was announced by the Saskatoon StarPhoenix and Regina Leader-Post newspapers. SGI's head office is in downtown Regina , Saskatchewan . It also operates 20 claims centres in 13 Saskatchewan communities, has branch offices in Winnipeg , Edmonton and Toronto, and five salvage locations (auto wrecker, used parts). Driver%27s license A driver's license , driving licence , or driving permit

2500-658: Was introduced in 1934, with the passing of the Road Traffic Act . Prussia , then a kingdom within the German Empire , introduced compulsory licensing on 29 September 1903. A test on mechanical aptitude had to be passed and the Dampfkesselüberwachungsverein ("steam boiler supervision association") was charged with conducting these tests. In 1910, the German imperial government mandated the licensing of drivers on

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