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74-624: In November 2011, the Chicago Transit Board approved a $ 454 million, 12-year contract for an Open Standards Fare System, making it the largest automated fare collection contract ever placed in North America. The contract was structured such that CTA was able to implement the system with no upfront costs. The new fare system is viewed to be the backbone for the universal fare system the Illinois General Assembly mandated by 2015 for

148-491: A broad antitrust suit against Apple ; among other claims, the suit alleges that Apple has used anti-competitive practices to boost Apple Pay at the expense of rival payment platforms. In June 2020, it was announced that the European Commission (EC) will take two probes against Apple, one focused on Apple Pay. According to EC, Apple was abusing its control of its payment wallet by blocking third-party payment access to

222-422: A Senate seat becomes vacant more than 28 months before the next general election for that seat, an election is held at the next general election. The replacement member must be a member of the same party as the departing member. The General Assembly has enacted a statute governing this process. Under that statute, a replacement member is appointed by the party committee for that district, whose votes are weighted by

296-633: A contactless-capable point-of-sale terminal . It does not require Apple Pay–specific contactless payment terminals; it can work with any merchant that accepts contactless payments. It adds two-factor authentication via Touch ID , Face ID , Optic ID , PIN , or passcode . Devices wirelessly communicate with point of sale systems using near field communication (NFC), with an embedded secure element (eSE) to securely store payment data and perform cryptographic functions, and Apple's Touch ID and Face ID for biometric authentication. Apple Pay can also be used to ride some public transport networks either through

370-400: A customer's card to be scanned on an iPhone or Apple Watch device, though with the caveat that the customer's plastic Ventra card would no longer be able to be used. In June 2021, this functionality was extended to Google Wallet on Android devices. Illinois General Assembly The Illinois General Assembly is the legislature of the U.S. state . It has two chambers ,

444-521: A full transition to Ventra expected by July 2014. The CTA stated in early November 2013 that no payments would be made to Cubic until customer service line wait times are under five minutes, transactions at entry take less than 2.5 seconds for 99% of transactions, and that 99% of the new equipment is functioning. In 2015, the Chicago-area agencies, including Metra, CTA, and Pace launched the Ventra app, which

518-502: A later phase, customers will be able to download a virtual Ventra Card onto their NFC-compatible mobile devices, allowing them to access their Ventra transit account to pay for rides on CTA trains and CTA and Pace buses directly from the app by touching their smartphone or other mobile device to a Ventra reader. According to the CTA, the Ventra app has been well-received, based on customer feedback and its increasing number of downloads. While there

592-571: A member of the Whig Party to serve in the General Assembly in 1834. He served four successive terms 1834–42 in the Illinois House of Representatives , supporting expanded suffrage and economic development. He later went to the presidency as part of then new Republican Party. In 1877, John W. E. Thomas was the first African American elected to the legislature. In 1922, Lottie Holman O'Neill

666-915: A new website detailing the simple process of withdrawing cash with a smartphone ( Google Pay , Samsung Pay , or Apple Pay). Bank of America says that "Consumer Debit Cards, U.S. Trust Debit Cards, Small Business Debit Cards (owner card only)" are supported. Wells Fargo and JPMorgan Chase also integrated Apple Pay support into their ATMs. On September 7, 2016, Apple announced that iPhone 7 and Apple Watch Series 2 users in Japan can add both local credit cards and FeliCa cards to their Apple Pay wallets. Only Suica cards are supported by Apple Pay, which can be used at subway stations, convenience stores, etc., just like regular Suica cards. Apple Pay also supports payment via all QUICPay and iD enabled terminals that are already popular in Japan. On March 25, 2019, Apple Card

740-523: A reduction veto. These veto powers are unusually broad among US state governors. The line item veto was added to the Illinois Constitution in 1884. The amendatory and reduction vetoes were new additions in the 1970 Constitution. The General Assembly can override full, amendatory and item vetoes by a three-fifths majority vote in both chambers. It can override a reduction veto by a simple majority vote in both chambers. If both chambers agree to

814-566: A transit tracker. The difference is the app allows customers to buy Metra tickets including single ride, ten-ride, weekend and monthly passes. Metra provides about 300,000 trips per day. Nearly 60 percent of riders use monthly passes. In August, the most recent month for which figures were available, Metra sold some 94,000 monthly passes. With the app, customers can manage their Ventra transit accounts, buy mobile tickets to ride Metra trains and receive notifications when their account balances are low or when unlimited-ride passes are due to expire. There

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888-602: A user receives a payment, the funds are deposited in the recipient's Apple Cash card, where it is available for immediate use at merchants that accept Apple Pay. Prior to April 2022, the Apple Cash Card was provisioned as a Discover contactless debit card . Apple Cash device account numbers currently are issued/reissued on the Visa payment network , ensuring a larger acceptance for the Apple Cash card at more merchants. Alternatively,

962-534: Is adding one million new users per week worldwide. On July 11, 2016 Liquor Control Board of Ontario (LCBO) confirmed that it accepts Apple Pay at all of its over 850 stores in Ontario , Canada. LCBO had been gradually rolling out Apple Pay support since June at its stores, which had NFC-based terminals for contactless payments. Starting on August 19, 2016, Apple Pay will be available in Chick-fil-A restaurants across

1036-482: Is also a "Transit Tracker" feature that enables customers to view schedules and arrival times for Metra, CTA and Pace. Two months after the Ventra app's launch in late January 2016, Metra customers had taken more than 1 million rides using mobile tickets. The 1 millionth ride was taken January 19, exactly two months after the app was launched. The mobile pay capability could potentially extend to letting travelers coordinate and pay for multiple modes of transportation. In

1110-505: Is compatible with iPhone 6 and newer, iPad Air 2 and newer, Macs with Touch ID, and Apple Watch Series 1 and later. In iOS 17 or later, the number of cards able to be added to the service is determined by the capacity of the secure element, which varies by device. Apple Pay uses the EMV Payment Tokenization Specification. The service keeps customer payment information private from the retailer by replacing

1184-538: Is currently exercised by the Joint Committee on Administrative Rules (JCAR). JCAR is made up of 12 members, with equal numbers from the House and Senate and equal numbers from each political party. It can block proposed rules by a 3/5 vote. The General Assembly can then reverse the block by a joint resolution of both houses. JCAR was first established in 1978 and given only advisory powers. The General assembly gave it

1258-653: Is divided into two adjacent House districts. The General Assembly meets in the Illinois State Capitol in Springfield . Its session laws are generally adopted by majority vote in both houses, and upon gaining the assent of the Governor of Illinois . They are published in the official Laws of Illinois . Two presidents of the United States , Abraham Lincoln and Barack Obama , began their political careers in

1332-479: Is gaining a million new users each week, yet the company did not reveal the total number of Apple Pay users. Apple also revealed that transaction volume through the service is five times what it was a year ago, and that payment volume within apps more than doubled in the second half of 2015. With the launch of Apple Pay in China, the service hit three million provisions inside its first three days, while, more generally, it

1406-507: Is largely because Regulation (EU) 2015/751 capped interchange fees in the European Economic Area at 0.3% for personal credit cards and 0.2% for personal debit cards with effect from June 8, 2015. In Russia, Apple receives 0.05% for debit cards and 0.12% for credit cards of each purchase, and in addition the bank pays 45 rubles a year for each card added in the service. Apple is ending its in-house "buy now, pay later" service in

1480-579: Is not immediate. The settlement time depends on the payment method chosen by the customer. (An exception being payments made using a card which stores the user's balance on the card itself, such as a Japanese Suica card or a Hong Kong Octopus card. These cards can transfer funds directly to the merchant without the need for an online connection.) In the United Kingdom , traditional contactless payments using bank cards are limited to £100 (previously £45 until 14 October 2021) as no cardholder authentication

1554-455: Is outfitting some of its ATMs with Apple Pay support and the ability to withdraw cash using it. The new Apple Pay enabled ATM is outfitted with the NFC reader and logo that Apple Pay users have become used to seeing since the service launched. The NFC reader is located directly to the left of the card reader, although unlike the card reader, the NFC reader does not light up. Bank of America has launched

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1628-497: Is provided as part of the transaction. Payments using Apple Pay, however, support payments of any amount owing to the increased security and lower risk of fraud in Apple Pay transactions (although some issuing banks may impose their own transaction limits, and not all contactless readers support this functionality – see CDCVM below). Similar transaction limits apply in other countries. Apple assumes some liability for fraudulent use of

1702-553: Is the first of its kind to allow customers to use mobile ticketing to pay for rides on all three transit systems from their mobile devices. One other agency using similar fare payment technology through a mobile application includes the San Francisco Municipal Transportation Agency . The Ventra app allows customers to perform the same functions for the CTA as the desktop version including managing Ventra accounts, reloading cards and buying passes. It also has

1776-495: Is the second Wednesday of January each year. The Secretary of State presides over the House until it chooses a Speaker and the governor presides over the Senate until it chooses a President . Both chambers must also select a Minority Leader from among the members of the second most numerous party. In order to serve as a member in either chamber of the General Assembly, a person must be a U.S. citizen, at least 21 years of age, and for

1850-454: Is updated to support the latest network contactless specifications. About two-thirds of merchants accept contactless payments. Due to provisioning differences between countries (and even between issuers), users may encounter acceptance issues when travelling to a different country. Some known examples include: Apple Cash , formerly Apple Pay Cash , is a feature that allows the transfer of money from one user to another via iMessage . When

1924-466: The 1818 and 1848 Illinois Constitutions , the legislature could add and reapportion districts at any time, and by 1870 it had done so ten times. Under the 1870 Illinois Constitution , Illinois was divided into 51 legislative districts, each of which elected one senator and three representatives. The representatives were elected by cumulative voting , in which each voter had three votes that could be distributed among one, two, or three candidates. Due to

1998-511: The Illinois House of Representatives and the Illinois Senate . The General Assembly was created by the first state constitution adopted in 1818. As of 2023 , the current General Assembly is the 103rd; the term of an assembly lasts two years. Under the Illinois Constitution, since 1983 the Senate has had 59 members and the House has had 118 members. In both chambers, all members are elected from single-member districts . Each Senate district

2072-472: The CTA, Metra and Pace, according to CTA President Forrest Claypool . Metra was offered the opportunity to participate in the Ventra program during meetings with the CTA, but the commuter railroad initially declined. Reports in August 2012 stated that Metra was considering its options, and in August 2013 Metra officially announced it would begin planning to accept Ventra. Residents and local media were critical of

2146-408: The General Assembly are elected at the beginning of each even-numbered year. Representatives of the House elect from its membership a Speaker and Speaker pro tempore, drawn from the majority party in the chamber. The Illinois Secretary of State convenes and supervises the opening House session and leadership vote. State senators elect from the chamber a President of the Senate , convened and under

2220-467: The General Assembly is redistricted following each United States Census . To prevent complete turnovers in membership (except after an intervening Census), not all Senators are elected simultaneously. The term cycles for the Senate are staggered, with the placement of the two-year term varying from one district to another. Each district's terms are defined as 2-4-4, 4-2-4, or 4-4-2. Like House members, Senators are elected without term limits. The officers of

2294-404: The General Assembly may not hold other public offices or receive appointments by the governor, and their salaries may not be increased during their tenure. Seats in the General Assembly may become vacant due to a member resigning, dying, being expelled, or being appointed to another office. Under the Illinois Constitution, when a vacancy occurs, it must be filled by appointment within 30 days. If

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2368-487: The House districts would be based on population. House members continued to be elected by cumulative voting, three from each House district. With the adoption of the 1970 Illinois Constitution , the system of separate House and Senate districts was eliminated, and legislative districts were apportioned on a one person, one vote basis. The state was divided into 59 legislative districts, each of which elected one senator and three representatives. The cumulative voting system

2442-578: The Illinois General Assembly–– in the Illinois House of Representatives and Illinois Senate, respectively. The Illinois General Assembly was created by the first state constitution adopted in 1818. Initially, the state did not have organized political parties, but the Democratic and Whig parties began to form in the 1830s. Future U.S. President Abraham Lincoln successfully campaigned as

2516-461: The NFC hardware that enabled contactless payments. Apple opposed the claim and cited the COVID-19 pandemic as a cause of the increased number of people using contactless paying. Apple Pay can be used with any EMV contactless terminal globally as long as the customer is using a supported card. At least one issuer in each of the following 86 countries and territories issues such cards. Journalists in

2590-620: The US, shifting to third-party lenders for instalment plans. Existing users can still manage payments via the Wallet app. Apple will partner with banks such as Citi, HSBC, and ANZ to offer these options in the upcoming iOS 18. In EMV-mode transactions, Apple Pay supports the use of the Consumer Device Cardholder Verification Method (CDCVM) using Touch ID, Face ID, or the phone's or watch's passcode. The use of CDCVM allows for

2664-421: The United States noted that the multiple previously unsuccessful efforts of other retailers to build mobile payments services, including those of PayPal , Walmart , Target , Google Wallet , and Softcard . They noted that previous efforts did not solve customer inconvenience issues, and felt that Apple Pay potentially did. The Verge 's Adrianne Jeffries noted that mobile payment market fragmentation

2738-540: The United States, Apple faced opposition by the mobile payments industry, particularly the Merchant Customer Exchange (MCX) which was starting a competing system known as CurrentC . Several participants of CurrentC, such as Best Buy , Walmart , and Publix had initially stated that they would not accept Apple Pay as a result of exclusivity deals. CVS Pharmacy and Rite-Aid subsequently disabled all NFC payment systems in favor of CurrentC, although due to

2812-408: The United States, allowing fast food buyers to make their purchases both in-store and at the drive-thru using Apple Pay. On September 7, 2016, Wayfair announced that they will support Apple Pay online. On May 22, 2018, TransLink announced support for Apple Pay at all fare gates and on buses. On July 31, 2018, Tim Cook announced that both CVS and 7-Eleven in the United States will support

2886-492: The app on Apple and Android smartphones from the Apple App Store and Google Play. Fares can be paid for using a credit or debit card or a Ventra account. Officials said it is worth creating an account because it expedites buying passes or tickets, and fares can be recovered if the fare card is stolen or lost. Towards the end of October 2020, the CTA announced that Ventra would be available within an Apple Pay wallet, allowing

2960-469: The changes the governor suggests in an amendatory veto, these changes can be approved by a simple majority vote in both chambers. If the General Assembly approves an amended law in response to the governor's changes, the bill becomes law once the governor certifies that the suggested changes have been made. By statute, the General Assembly has the power to block regulations, including emergency regulations, proposed by state administrative agencies. This power

3034-501: The credit card issuers' income earned from the acquirer. The service was in preparation for "a long time", as Apple acquired startups, hired executives and filed patents related to payments. Apple partnered with American Express, Mastercard and Visa. Their joint project began in January 2013, though they had discussed Apple's potential involvement for years. Their joint solution was a system where single-use digital tokens would replace

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3108-528: The customer's credit or debit card Funding Primary Account Number (FPAN) with a tokenized Device Primary Account Number (DPAN), and creates a "dynamic security code [...] generated for each transaction". The 'dynamic security code' is the cryptogram in an EMV -mode transaction, and the Dynamic Card Verification Value (dCVV) in a magnetic stripe data emulation-mode transaction. Apple added that they would not track usage, which would stay between

3182-623: The customers, the vendors, and the banks. Users can also remotely halt the service on a lost phone via the Find My iPhone service. To pay at points of sale, users hold their authenticated Apple device to the point of sale system's NFC card reader. iPhone users authenticate by using Touch ID , Face ID , or passcode , whereas Apple Watch users authenticate by double-clicking a button on an unlocked device. To pay in supported iOS apps, users choose Apple Pay as their payment method and authenticate with Touch ID or Face ID. Users can add payment cards to

3256-702: The device itself to provide verification for the transaction and may not require the cardholder to sign a receipt or enter their PIN. Additionally, in certain markets which have a 'no verification contactless limit' using contactless cards (such as the £100 limit in the United Kingdom and the C$ 100 limit in Canada and the 300SAR limit in Saudi Arabia), the use of CDCVM can enable merchants to accept transactions higher than these amounts using Apple Pay, providing their terminal software

3330-544: The exclusivity period ending in August 2015, Rite Aid started to accept it August 15, 2015. Both CVS and Best Buy started to accept Apple Pay at all stores starting in October 2015. CurrentC ended in March 2017. Target's CEO Brian Cornell said that they would be open to accepting Apple Pay eventually after the conversion to chip and PIN technology is done, but they remain involved with MCX. On January 22, 2019, Target announced

3404-523: The lack of communication from the CTA regarding this new payment system, but CTA officials said they planned to do extensive public outreach before the new system was activated. Post-activation, users have reported cards taking as long as five weeks to arrive in the mail, cards that did not work even after payments were applied, issues activating cards, and calling the Ventra customer service line and waiting on hold for half an hour or more—or being disconnected while waiting on hold. In response to issues during

3478-614: The lawsuit to go forward in an October 2023 decision. In 2023, the Consumer Financial Protection Bureau (CFPB) began rulemaking on a proposal that would make Apple Pay and other digital payments services subject to bank-like oversight. The rule was finalized in November 2024, and applies to six other non-bank services, including those provided by Google and Amazon . In 2024, the Department of Justice (DOJ) launched

3552-403: The names of the other banks. To maintain secrecy, JPMorgan set up a windowless "war room" where the majority of the sensitive work was done. Of their 300 people on the project, about 100 knew that the partner was Apple. Others close to the project did not know it was named "Apple Pay" until the announcement. The company's participation remained a secret leading up to its announcement. The service

3626-519: The number of votes cast for that office in the area that each committee member represents. The appointment process was unsuccessfully challenged before the Illinois Supreme Court in 1988 as an unconstitutional grant of state power to political parties, but the challenge failed. The governor can veto bills passed by the General Assembly in four different ways: a full veto, an amendatory veto, and, for appropriations only, an item veto and

3700-424: The owner stranded. In a 2018 publication released by Consumer Reports , Apple Pay Cash was the leading peer-to-peer payment service. Apple announced that more than one million credit cards had been registered on Apple Pay in the first three days of its availability, making it the largest mobile payment system in the United States at the time. There were 220,000 participating vendors when it launched. In

3774-437: The partnership between payments services and Apple "a rare piece of collaboration and agreement". He predicted that the service's effect on the mobile payments industry would be similar to the iPhone 's effect on the smartphone industry. Nathaniel Popper of The New York Times referred to the banks' level of coordination with Apple as "elaborate" and indicative of mutual "preparation and investment". Some analysts added that

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3848-423: The power to temporarily block or suspend administrative regulations for 180 days in 1980. In September 2004, the General Assembly expanded this temporary suspension power into a permanent veto. As the Illinois Constitution does not provide for a legislative veto , the constitutionality of this arrangement has been questioned. Among the charges brought against Governor Rod Blagojevich in his 2009 impeachment trial

3922-528: The product demo was "remarkably smooth" and "a cohesive user experience". Patel said the process took five to ten seconds at a retail card reader and added that it may be less smooth at stores such as Walgreens, where cashiers prompt customers for loyalty cards and charity donations. The New York Times ' Neil Irwin wrote that Apple exaggerated the inconvenience of credit cards. Among the plastic card 's benefits, he included how others could make purchases on another's behalf and how dead cell phones could leave

3996-584: The roll out of Ventra the CTA announced on October 9, 2013, that it would reinstate the ability to add money to the old fare options until issues with the roll out were corrected. At the time CTA also announced that the December 15, 2013 deadline for the complete transition was still in effect. A Ventra system outage that occurred during rush hour on November 13, 2013 required the CTA to waive fares for an estimated 15,000 rides, with passengers boarding trains by showing their Ventra cards to station attendants. The outage

4070-587: The roll-out of Apple Pay support to all of its stores in the United States. Transport for London , one of Apple Pay's official UK launch partners and one of the largest contactless merchants in the world, became the UK's most used Apple Pay merchant. As of February 11, 2016, 20% of iPhone 6 users in the United States reported using the service at least once. Apple maintains an up-to-date list of merchants who accept Apple Pay on its website. On June 2, 2016, according to Fortune , Apple said its mobile payment platform

4144-466: The service could reduce the standard credit card transaction fees over time since fees traditionally cover credit card fraud . The banks were willing to work with Apple in the face of efforts like Bitcoin and the Merchant Customer Exchange , which seeks to work around the card networks. Early reviews of the service regarded it as easy to use, but were not sure whether the service would become widely adopted. The Verge 's Nilay Patel wrote that

4218-399: The service in any of four ways: through the payment card listed on their iTunes accounts, by taking a photo of the card, being provisioned from within the card issuer's app, or by entering the card information manually. Although users receive immediate notification of the transaction, the Apple Pay system is not an instant payment instrument, because the fund transfer between counter-parties

4292-406: The service. Banks are expected to carry the burden of the service, and Apple is said to have negotiated smaller transaction fees. In turn, the banks hoped to capture purchases that were formerly handled without credit. Financial Times reported that Apple receives 0.15% cut of US purchases made with the service, but, following the UK launch, reported that Apple's cut is much lower in the UK. This

4366-430: The service. In 2020, Swiss banks paid a fixed commission 0.275 CHF (US$ 0.26) quarterly on every card to Apple. Additionally, they paid 0.12% for credit card transactions, and 0.17% for web or app based transactions. Swiss antitrust authorities require that an acquirer pays maximum 0.44% of the transaction amount to the issuer. The competition commission calls this amount "interchange fee". Apple charges between 27% and 39% of

4440-518: The supervision of the governor . Since the adoption of the current Illinois Constitution in 1970, the Lieutenant Governor of Illinois does not serve in any legislative capacity as Senate President, and has had its office's powers transferred to other capacities. The Illinois Auditor General is a legislative officer appointed by the General Assembly that reviews all state spending for legality. The General Assembly's first official working day

4514-572: The transfer of personal information. A Visa executive said that 750 people at the company worked on the anonymized "token" system for a year, and the other partners had similar teams in collaboration. Mastercard began work on the project in 2013 and hoped that their joint work would become a "standard for mobile payments". The announcement of the service came at a time when Mastercard and Visa policy created strong incentives for upgrading to mobile payment-compatible point of sale systems. Apple then approached several big banks in mid-2013 and did not divulge

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4588-445: The two years preceding their election or appointment a resident of the district which they represent. In the general election following a redistricting, a candidate for any chamber of the General Assembly may be elected from any district which contains a part of the district in which they resided at the time of the redistricting and reelected if a resident of the new district they represents for 18 months prior to reelection. Members of

4662-537: The unwillingness of downstate Illinois to cede power to the growing Chicago area, the district boundaries were not redrawn from 1901 to 1955. After voters approved the Legislative Apportionment Amendment in 1954, there were 58 Senate districts and 59 House districts, which did not necessarily coincide. This new arrangement was conceived as a "little federal" system: the Senate districts would be based on land area and would favor downstate, while

4736-737: The use of credit/debit cards (open loop) (for example across TfL in London , SL in Stockholm , and at OMNY readers across New York City's subway and city buses in Laval, with the STL and bus network) or dedicated travel cards such as JR East 's Suica , the Chicago Transit Authority 's Ventra , the San Francisco Bay Area 's Clipper (closed loop) and Hong Kong 's Octopus Card . The service

4810-511: The user can choose to transfer the balance to a nominated bank account via ACH transfer . Since 2017, Apple Cash has been operated by Green Dot Corporation under the name "Green Dot Bank" and is available only for U.S. citizens or residents, 18 or older, with a physical residential address in the United States . Apple Pay does not cause additional fees for users and merchants. In Switzerland, for example, participating card issuers pay for

4884-618: Was abolished by the Cutback Amendment in 1980. Since then, the House has been elected from 118 single-member districts, which are formed by dividing each of the 59 Senate districts in half. Each senator is " associated " with two representatives. Members of the House of Representatives are elected to a two-year term without term limits . Members of the Illinois Senate serve two four-year terms and one two-year term each decade. This ensures that Senate elections reflect changes made when

4958-587: Was announced at Apple's iPhone 6 event on September 9, 2014. At its announcement, Apple CEO Tim Cook described the magnetic stripe card payment process as broken for its reliance on plastic cards ' "outdated and vulnerable magnetic interface", "exposed numbers", and insecure "security codes". The iOS 8 .1 software update accompanying the service's launch activated Apple Pay on compatible devices. The company announced an API for app developers to build Apple Pay checkout into their apps. The service initially supported US-issued payment cards. An international roll-out

5032-543: Was announced in partnership with Goldman Sachs and Mastercard. In June 2024, it was announced that online Apple Pay purchases would be able to be initiated from third party devices. Users will be provided with a code they must scan with an iPhone running iOS 18 or later to complete the transaction. In 2022, Apple faced a class action lawsuit from Affinity Credit Union that claimed Apple engaged in anti-competitive conduct to privilege Apple Pay by limiting users' ability to use alternate payment options. A federal judge allowed

5106-421: Was due to a back-office server issue at the contractor's office. The CTA stated that it would be seeking payment for the lost revenue from Cubic at a value of $ 33,750. The final transition to Ventra was postponed indefinitely in early November, from the original December 15, 2013, date, due to the persistent issues with the roll out. In early 2014, CTA and Pace both announced plans to resume the final rollout, with

5180-577: Was elected to the Illinois House of Representatives , becoming the first woman to serve in the Illinois General Assembly. Future U.S. President Barack Obama was elected to the Illinois Senate in 1996, serving there until 2004 when he was elected to the United States Senate . The size of the General Assembly has changed over time. The first General Assembly , elected in 1818, consisted of 14 senators and 28 representatives. Under

5254-404: Was no official target set for the number of downloads the CTA hoped the app would get, it saw more than 20,000 downloads its first day. More than 1,300 Metra ticket purchases were made through the app, which represented nearly 9,600 Metra tickets (accounting for 10-ride purchases as 10 tickets), and more than 5,000 new Ventra accounts were created in the app the day it launched. Riders can download

5328-517: Was ongoing, beginning with support for UK -issued payment cards in July 2015. On December 17, 2015, Apple announced that it would launch Apple Pay with fifteen major banks in China , and Chinese users could start to use Apple Pay on February 18, 2016. In October 2015, Apple Pay vice president Jennifer Bailey confirmed that KFC, Chili's, and Starbucks would begin accepting Apple Pay in 2016. Bank of America

5402-427: Was partially due to Apple's refusal to enter the market. BusinessWeek 's Joshua Brustein added that Apple has a history of letting "first movers fail" with an early version of the service before releasing "a more polished version of the same idea". The Verge 's Dieter Bohn called Apple Pay the "week's most revolutionary product" and the announcement "a classic Apple moment of simplification and integration", and

5476-425: Was that he had not respected the legitimacy of JCAR blocking his rulemaking on healthcare in 2008. Apple Pay Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps , and on the web. Supported on iPhone , Apple Watch , iPad , Mac , and Vision Pro , Apple Pay digitizes and can replace a credit or debit card chip and PIN transaction at

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