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53-883: [REDACTED] Look up POP , Pop , or pop in Wiktionary, the free dictionary. Pop or POP may refer to: Arts, entertainment, and media [ edit ] Pop music , a musical genre Artists [ edit ] POP, a Japanese idol group now known as Gang Parade Pop! , a UK pop group Pop! featuring Angie Hart , an Australian band Albums [ edit ] Pop (Gas album) Pop (Joachim Witt album) Pop (Mao Abe album) Pop (Same Difference album) Pop (Tones on Tail album) Pop (U2 album) Pop , an album by Topi Sorsakoski and Agents P.O.P , The Mad Capsule Markets album Pop! The First 20 Hits , an album by English duo Erasure EPs [ edit ] P.O.P. (EP) ,

106-596: A stack (abstract data type) Package on package , IC packaging Point of presence , a demarcation point between communicating entities POP and POP3, Internet e-mail Post Office Protocols POP-1 POP-2 POP-11 , programming languages Pop! OS , a Linux distribution Other uses in science and technology [ edit ] Pop (physics) , sixth derivative of position Parallel Ocean Program , an ocean circulation model Paroxypropione , P.O.P. Persistent organic pollutant Probability of precipitation , in weather forecasting Progestogen-only pill ,

159-596: A stack (abstract data type) Package on package , IC packaging Point of presence , a demarcation point between communicating entities POP and POP3, Internet e-mail Post Office Protocols POP-1 POP-2 POP-11 , programming languages Pop! OS , a Linux distribution Other uses in science and technology [ edit ] Pop (physics) , sixth derivative of position Parallel Ocean Program , an ocean circulation model Paroxypropione , P.O.P. Persistent organic pollutant Probability of precipitation , in weather forecasting Progestogen-only pill ,

212-494: A 2024 EP by Marina Satti Songs [ edit ] "Pop" (NSYNC song) , a 2001 song "Pop!" (Nayeon song) , a song from the album Im Nayeon "Pop", a song by A.R. Kane "Pop", a song by Ari Lennox from Shea Butter Baby "Pop", a song by La Oreja de Van Gogh from El viaje de Copperpot "Pop", a song by Death Grips from No Love Deep Web . "Pop!", a song from The Wedding Singer musical Periodicals [ edit ] Pop (fashion magazine) ,

265-494: A 2024 EP by Marina Satti Songs [ edit ] "Pop" (NSYNC song) , a 2001 song "Pop!" (Nayeon song) , a song from the album Im Nayeon "Pop", a song by A.R. Kane "Pop", a song by Ari Lennox from Shea Butter Baby "Pop", a song by La Oreja de Van Gogh from El viaje de Copperpot "Pop", a song by Death Grips from No Love Deep Web . "Pop!", a song from The Wedding Singer musical Periodicals [ edit ] Pop (fashion magazine) ,

318-587: A British publication Pop Magazine , a sports magazine Television [ edit ] Pop (American TV channel) , formerly TVGN Pop (British and Irish TV channel) , for children Pop (Slovenian TV channel) , Slovenia Pop (Pakistani TV channel) , for children Pop (Italy) Toys [ edit ] POP! vinyl figurines from Funko Princess of Power , Mattel toys Video games [ edit ] Prince of Persia , video game franchise Pop (video game) Other uses in arts, entertainment, and media [ edit ] PoP!,

371-587: A British publication Pop Magazine , a sports magazine Television [ edit ] Pop (American TV channel) , formerly TVGN Pop (British and Irish TV channel) , for children Pop (Slovenian TV channel) , Slovenia Pop (Pakistani TV channel) , for children Pop (Italy) Toys [ edit ] POP! vinyl figurines from Funko Princess of Power , Mattel toys Video games [ edit ] Prince of Persia , video game franchise Pop (video game) Other uses in arts, entertainment, and media [ edit ] PoP!,

424-534: A Japanese idol group now known as Gang Parade Pop! , a UK pop group Pop! featuring Angie Hart , an Australian band Albums [ edit ] Pop (Gas album) Pop (Joachim Witt album) Pop (Mao Abe album) Pop (Same Difference album) Pop (Tones on Tail album) Pop (U2 album) Pop , an album by Topi Sorsakoski and Agents P.O.P , The Mad Capsule Markets album Pop! The First 20 Hits , an album by English duo Erasure EPs [ edit ] P.O.P. (EP) ,

477-506: A Medici employed by Charlemagne slew a giant using three bags of rocks. The three-ball symbol became the family crest. Since the Medicis were so successful in the financial, banking, and moneylending industries, other families also adopted the symbol. Throughout the Middle Ages, coats of arms bore three balls, orbs, plates, discs, coins and more as symbols of monetary success. Saint Nicholas

530-472: A Romanian surname Pop Chalee (1906–1993), American painter, muralist, performer and singer born Merina Lujan Pop Harukaze, a.k.a. Caitlyn Goodwyn, a fictional character from the anime/manga series Ojamajo Doremi Iggy Pop (born 1947), American musician Jimmy Pop (born 1972), American musician Pop Smoke (1999–2020), American rapper Science and technology [ edit ] Computing [ edit ] Operation removing element from

583-472: A Romanian surname Pop Chalee (1906–1993), American painter, muralist, performer and singer born Merina Lujan Pop Harukaze, a.k.a. Caitlyn Goodwyn, a fictional character from the anime/manga series Ojamajo Doremi Iggy Pop (born 1947), American musician Jimmy Pop (born 1972), American musician Pop Smoke (1999–2020), American rapper Science and technology [ edit ] Computing [ edit ] Operation removing element from

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636-502: A charity Pop, a US company owned by Advance Publications Inc. Places [ edit ] Gregorio Luperón International Airport (IATA code POP), Puerto Plata, Dominican Republic Pop, a tributary of the river Jijia in eastern Romania Pop, Uzbekistan , a town in Namangan Region, Uzbekistan Poppleton railway station (station code), York, England People [ edit ] Pop (nickname) Pop (surname) ,

689-444: A charity Pop, a US company owned by Advance Publications Inc. Places [ edit ] Gregorio Luperón International Airport (IATA code POP), Puerto Plata, Dominican Republic Pop, a tributary of the river Jijia in eastern Romania Pop, Uzbekistan , a town in Namangan Region, Uzbekistan Poppleton railway station (station code), York, England People [ edit ] Pop (nickname) Pop (surname) ,

742-578: A contraceptive Pelvic organ prolapse , a gynecological condition Blind rivet Plaster of Paris , plaster of Gypsum Pop, a recording noise from plosives, see pop filter Sport [ edit ] Pop (professional wrestling) , a crowd cheer POP Championship (Princess of Pro-Wrestling), Japan Other uses [ edit ] POP (Point of Purchase typeface) , in Japanese Kanji Pop (ghost) , in Thai folklore The first month of

795-470: A contraceptive Pelvic organ prolapse , a gynecological condition Blind rivet Plaster of Paris , plaster of Gypsum Pop, a recording noise from plosives, see pop filter Sport [ edit ] Pop (professional wrestling) , a crowd cheer POP Championship (Princess of Pro-Wrestling), Japan Other uses [ edit ] POP (Point of Purchase typeface) , in Japanese Kanji Pop (ghost) , in Thai folklore The first month of

848-423: A customer brings an item into a pawn shop. Common items pawned or, in some instances, sold outright by customers include jewelry , electronics , collectibles, musical instruments , tools , and, depending on regulations, firearms , gold , silver , and platinum , which are often purchased, even if in the form of broken jewelry of little value. Metal can still be sold in bulk to a bullion dealer or smelter for

901-609: A group that makes up 25% of the population. In Malay, the word for pawn is "pajak gadai". A valid and licensed pawnshop in Malaysia must always declare itself as a "pajak gadai" or a pawn shop for its company registration. It must also fulfill the requirement of the Ministry of Housing and Local Government that the pawn counter be no higher than four feet and bulletproof, and have stainless-steel counters/doors, strong rooms with automatic locks and safes, CCTV, alarms and pawnbroker insurance. In

954-410: A pawnshop are lending money for interest based on valuable items that customers bring in, some pawnshops also undertake other business activities, such as selling brand-new retail items that are in demand in the neighborhood of the store. Depending on where a pawnshop is located, these other retail items may range from musical instruments to firearms. Many pawnshops will also trade used items, as long as

1007-401: A range, with the low point being the wholesale value of the used good, in the case that the pawnshop is unable to sell it to pawnshop customers, and they decide to sell it to a wholesale merchant of used goods. The higher point in the range is the retail sale price in the pawnshop. In determining the amount of the loan, the pawnshop owner also assesses the likelihood that the customer will pay

1060-409: A traditional pawn loan, however, these stores only accept vehicles as security. Many stores are also accepting "Title Loans", where a customer can pawn the ownership or "Title" documents of their vehicle. This essentially means that the pawnbroker owns the car while the customer continues to drive it, and the customer regains ownership once they pay back their loan. While the main business activities of

1113-593: A wooden screen between the door and the counter for customers' privacy. The symbol of a pawn shop in Hong Kong is a bat holding a coin ( Chinese : 蝠鼠吊金錢 , Cantonese : fūk syú diu gām chín ). The bat signifies fortune and the coin signifies benefits. In Japan, the usual symbol for a pawn shop is a circled number seven because "shichi", the Japanese word for seven, sounds similar to the word for "pawn" ( 質 ). The majority of pawnbrokers in Malaysia are Malaysian Chinese ,

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1166-463: Is also a traditional trade in Thailand , where pawn shops are run both privately and by local governments. In Sri Lanka , pawnbroking is a lucrative business engaged in by specialized pawnbrokers as well as commercial banks and other finance companies. In Indonesia , there is a state-owned company called Pegadaian which provides a range of conventional and Sharia-compliant pawnbroking services across

1219-436: Is different from Wikidata All article disambiguation pages All disambiguation pages POP (Redirected from POP ) [REDACTED] Look up POP , Pop , or pop in Wiktionary, the free dictionary. Pop or POP may refer to: Arts, entertainment, and media [ edit ] Pop music , a musical genre Artists [ edit ] POP,

1272-475: Is different from Wikidata All article disambiguation pages All disambiguation pages Pawnbroker If an item is pawned for a loan (colloquially "hocked" or "popped" ), within a certain contractual period of time the pawner may redeem it for the amount of the loan plus some agreed-upon amount for interest . In the United States the amount of time, and rate of interest, is governed by law and by

1325-561: Is located just off the Zócalo , or main plaza of Mexico City . It was established between 1774 and 1777 by Pedro Romero de Terreros as part of a movement to provide interest-free or low-interest loans to the poor. It was recognized as a national charity in 1927 by the Mexican government. Today it is a fast-growing institution with over 152 branches all over Mexico and with plans to open a branch in every Mexican city. The pawning process begins when

1378-450: Is the patron saint of pawnbrokers. The symbol has also been attributed to the story of Nicholas giving a poor man's three daughters each a bag of gold so they could get married . In Hong Kong the practice follows the Chinese tradition, and the counter of the shop is typically higher than the average person for security. A customer can only hold up his hand to offer belongings and there is

1431-423: Is the supply and demand for the item in the community or region. To assess value of different items, pawnbrokers use guidebooks ("blue books"), catalogs, Internet search engines, and their own experience. Some pawnbrokers are trained in the identification of gems, or employ a specialist to assess jewelry. One of the risks of accepting secondhand goods is that the item may be counterfeit. The customer can either sell

1484-550: Is yet subject to regulation by the BSP. In India, the Marwari Jain community pioneered the pawnbroking business, but today others are involved; the work is done by many agents called "saudagar". Instead of working from a shop, they go to needy people's homes and motivate them to become involved in the business. Pawn shops are often run as part of jewelry stores. Gold, silver, and diamonds are frequently accepted as collateral. Pawnbroking

1537-702: The Franciscans were permitted to begin the practice as an aid to the poor. In 1338, Edward III pawned his jewels to raise money for his war with France. King Henry V did much the same in 1415. In 1603 an Act against Brokers was passed and remained on the statute-book until 1872. It was aimed at the many counterfeit brokers in London. This type of broker was evidently regarded as a fence . Crusaders, predominantly in France, brokered their land holdings to monasteries and diocese for funds to supply, outfit, and transport their armies to

1590-749: The Haabʼ in the Mayan calendar Pacific Ocean Park , an amusement park Problem-oriented policing Pop, a truncation of the word popular , e.g., popular culture → pop culture Pop, dialect for soft drink Pop, an informal term for a father or occasionally a grandfather Pop., an abbreviation for population Pop Mie , an instant cup noodle brand which is a sub-brand of Indomie, first introduced in Indonesia in 1991 See also [ edit ] Popping (disambiguation) Pops (disambiguation) Project Pop , an Indonesian pop group Topics referred to by

1643-603: The Haabʼ in the Mayan calendar Pacific Ocean Park , an amusement park Problem-oriented policing Pop, a truncation of the word popular , e.g., popular culture → pop culture Pop, dialect for soft drink Pop, an informal term for a father or occasionally a grandfather Pop., an abbreviation for population Pop Mie , an instant cup noodle brand which is a sub-brand of Indomie, first introduced in Indonesia in 1991 See also [ edit ] Popping (disambiguation) Pops (disambiguation) Project Pop , an Indonesian pop group Topics referred to by

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1696-939: The Philippines , pawnshops are generally privately owned businesses regulated by the Bangko Sentral ng Pilipinas (BSP). Pawnshops in the country traditionally have Spanish names beginning with "Agencia de Empeños" ("pawn agency"), contrary to "Casa de Empeños" in Spain and Latin America. Most pawnshops accept jewelry, vehicles or electronic valuables as collateral. They also offer various forms of other finance-related services such as remittance , bills payment and microfinancing . Therefore, they serve as financial one stop shops primarily to communities in which alternatives such as banks are not available. Recently, they have also started conducting services online and through mobile applications although this

1749-599: The United States , there are over 11,000 pawnbrokers and an industry revenue of $ 14.5 billion. The US industry serves 30 million customers. The pawnbrokers' symbol is three golden balls suspended from a bar. The three-ball symbol may be indirectly attributed to the Medici family of Florence , Italy, owing to its symbolic meaning in heraldry. This refers to the Italian region of Lombardy , where pawn shop banking originated under

1802-645: The Holy Land. Instead of outright repayment, the Church reaped a certain amount of crop returns for a certain amount of seasons, which could additionally be re-exchanged in a type of equity. A pawnbroker can also be a charity. In 1450, Barnaba Manassei, a Franciscan friar, began the Monte di Pietà movement in Perugia , Italy. It provided financial assistance in the form of no-interest loans secured with pawned items. Instead of interest,

1855-580: The Monte di Pietà urged borrowers to make donations to the Church . It spread through Italy, then to other parts of Europe. The first Monte de Piedad organization in Spain was founded in Madrid , and from there the idea was transferred to New Spain by Pedro Romero de Terreros, the Count of Santa Maria de Regla and Knight of Calatrava . The Nacional Monte de Piedad is a charitable institution and pawn shop whose main office

1908-511: The ages strictly regulated by Imperial or other authorities. In the West, pawnbroking existed in the ancient Greek and Roman civilizations. Most contemporary Western law on the subject is derived from the Roman jurisprudence. As the empire spread its culture, pawnbroking went with it. In spite of early Roman Catholic Church prohibitions against charging interest on loans , there is some evidence that

1961-426: The cost for the customer to borrow money this way will be high, and if they cannot redeem the collateral it would in many cases be better to sell the goods directly. Some stores slim down inventory by selling items to speciality retailers. Some pawnshops sell speciality items online, on eBay or other websites. Another growing trend in the industry is vehicle pawn or auto pawning. This form of pawnbroking works like

2014-408: The customer by low valuations of their collaterals. It is stated that the pawnbroker may not keep the collateral but must sell them at public auction . Any excess after paying the loan, the interest and auction costs must be paid to the customer. If the item does not fetch a price that will cover these expenses the pawnbroker may keep the item and sell it through other channels. Despite this protection,

2067-933: The early 20th century, often referred to as "loan offices", since the term "pawn shop" had a very negative historical reputation at this point. Some of these so-called loan offices are even located in the upper floors of office buildings. The modern euphemism for the upscale pawn shop is the "high-end collateral lender", lending to upper-class often white-collar individuals, including doctors, lawyers and bankers, as well as more colorful individuals like high-rolling gamblers. They are also interchangeably called "upscale pawnshops" and "high-end pawnshops" due to their acceptance of higher value merchandise in exchange for short-term loans. These objects can include wine collections, jewelry, large diamonds, fine art, cars, and unique memorabilia. Loans are often sought to deal with business revenue shortfalls and other expensive fiscal issues. Upscale pawnshops have also been featured in reality television. In

2120-449: The fictional band in Music and Lyrics Pokémon Organized Play , trading cards Commerce [ edit ] Pop, slang for pawning goods with a pawnbroker Pay on production Point of purchase , used often in retail Proof of principle Proof-of-payment , a fare collection approach Organizations [ edit ] Eton Society , nickname Pencils of Promise ,

2173-403: The fictional band in Music and Lyrics Pokémon Organized Play , trading cards Commerce [ edit ] Pop, slang for pawning goods with a pawnbroker Pay on production Point of purchase , used often in retail Proof of principle Proof-of-payment , a fare collection approach Organizations [ edit ] Eton Society , nickname Pencils of Promise ,

Pop - Misplaced Pages Continue

2226-473: The interest for several weeks or months and then return to repay the loan and reclaim the item. Since the key to the pawnshop business model is earning interest on the loaned money, pawnshop owners want to accept items that the customer is likely to want to recover, after having paid interest for a period on the loan. If, in an extreme case, a pawnshop only accepted items that customers had no interest in ever reclaiming, it would not make any money from interest, and

2279-561: The item and may recoup the loan value through outright sale of the item. The pawnbroker also sells items that have been sold outright to them by customers. Some pawnshops are willing to trade items in their shop for items brought to them by customers. The first pawn shops were in ancient China about 3,000 years ago. Pawnbrokers, often working independently, would offer short-term credit to peasants. The business model existed 1,500 years ago in Buddhist monasteries , no different from today, through

2332-412: The item outright if, as in most cases, the pawnbroker is also a licensed secondhand dealer, or offer the item as collateral on a loan. Most pawnshops are willing to negotiate the amount of the loan with the client. To determine the amount of the loan, the pawnshop owner needs to take into account several factors. A key factor is the predicted resale value of the item. This is often thought of in terms of

2385-431: The items have been reported stolen. Many police departments advise burglary or robbery victims to visit local pawnshops to see if they can locate stolen items. Some pawnshops set up their own screening criteria to avoid buying stolen property. The pawnbroker assesses an item for its condition and marketability by testing the item and examining it for flaws, scratches or other damage. Another aspect that affects marketability

2438-409: The name of Lombard banking . It has been conjectured that the golden balls were originally three flat yellow effigies of bezants , or gold coins, laid heraldically upon a sable field, but that they were converted into balls to better attract attention. Most European towns called the pawn shop the "Lombard". The Lombards were a banking community in medieval London, England . According to legend,

2491-442: The same term [REDACTED] This disambiguation page lists articles associated with the title Pop . If an internal link led you here, you may wish to change the link to point directly to the intended article. Retrieved from " https://en.wikipedia.org/w/index.php?title=Pop&oldid=1254763620 " Categories : Disambiguation pages Place name disambiguation pages Hidden categories: Short description

2544-442: The same term [REDACTED] This disambiguation page lists articles associated with the title Pop . If an internal link led you here, you may wish to change the link to point directly to the intended article. Retrieved from " https://en.wikipedia.org/w/index.php?title=Pop&oldid=1254763620 " Categories : Disambiguation pages Place name disambiguation pages Hidden categories: Short description

2597-417: The seller through photo identification (such as a driver's license or government-issued identity document ), as well as a holding period placed on an item purchased by a pawnbroker (to allow time for local law enforcement authorities to track stolen items). In some jurisdictions, pawnshops must give a list of all newly pawned items and any associated serial number to police, so the police can determine if any of

2650-413: The state commerce department policies. They have the same license as a bank, which is highly regulated. If the loan is not paid (or extended, if applicable) within the time period, the pawned item will be offered for sale to other customers by the pawnbroker. Unlike other lenders, the pawnbroker does not report the defaulted loan on the customer's credit report, since the pawnbroker has physical possession of

2703-399: The store would in effect become a second-hand dealer. Determining if the customer is likely to return to reclaim an item is a subjective decision, and the pawnshop owner may take many factors into account. In some countries such as Sweden, there is legislation to prevent the pawnbroker from making unfair profits ( usury due to financial distress or ignorance of the customer) at the expense of

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2756-561: The transaction turns a profit for pawn shop. In cases where the pawnshop buys items outright, the money is not a loan; it is a straight payment for the item. On sales, the pawnshop may offer layaway plans, subject to conditions (down payment, regular payments, and forfeiture of previously paid amounts if the item is not paid off). Other activities carried out by pawnshops are financial services including fee-based check cashing, payday loans , vehicle title or house title loans, and currency exchange services. Upscale pawnshops began to appear in

2809-415: The value by weight of the component metals. Similarly, jewelry that contains genuine gemstones , even if broken or missing pieces, have value. The pawnbroker assumes the risk that an item might have been stolen. However, laws in many jurisdictions protect both the community and broker from unknowingly handling stolen goods . These laws often require that the pawnbroker establish positive identification of

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