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53-464: Hop Fastpass is a contactless smart card for public transit fare payment on most transit modes in the Portland, Oregon, metropolitan area including MAX Light Rail , WES commuter rail, Portland Streetcar , The Vine , and all TriMet and C-TRAN buses. An initial release to the general public began on July 5, 2017, with the official launch on July 17. The program is managed by TriMet. The Hop card

106-528: A lanyard . The Hop name was chosen in September 2015, beating out other candidates, including 1Pass, Indigo, Umbrella, Via and Lynx, that were proposed in 2014. Its name references both rabbits and the hops used in craft beers brewed in Portland. Hop cards can be purchased at any participating transit agencies' ticket offices, as well as local grocery and convenience stores. The card must be tapped each time

159-577: A mobile app , calling a toll-free number , or at local retailers and ticket offices. Cash can be used when reloading the card in person. Prior to the introduction of electronic payments on the network, paper tickets and passes were used by Portland-area transit agencies. The tickets needed to be validated at ticket validators on the Streetcar or at MAX and WES stations. They did not offer fare exchange or extension. Installation of Hop readers began in March 2015, and

212-482: A customer's Google Wallet for use at a compatible terminal. Google offers the technology free of charge through the Google Pay & Wallet Console. Each pass issuer is given a Collector ID to use to configure their compatible terminals. If multiple passes within a user's Wallet match a terminal's Collector ID, a carousel will appear when tapping, allowing the user to tap their device, swipe to the next pass, and then repeat

265-405: A debit card for virtually any purpose, including such things as renting a car. The Wallet Card was discontinued on June 30, 2016, and replaced with Android Pay . The original version of Google Wallet allowed users to make point-of-sale purchases with their mobile devices using near-field communication (NFC) technology. As of September 2015, however, Google dropped NFC from Google Wallet, offering

318-469: A larger ecosystem. They are presented below the user's payment cards and can be sorted manually. Developers must first be granted access to the Google Wallet API before they can author such items. Passes can be shared to other users via a link, so long as the issuer of said pass does not restrict its addition to more than one user's Wallet. In its simplest form, an interaction (or transaction) between

371-577: A loaded pass expires it can be reloaded with a new one. TriMet has said it projects a card will last 10 years. On May 21, 2019, TriMet announced that Hop could be added to Google Wallet and Apple Wallet by using the Hop Fastpass app on either Android or iOS. Hop was the first transit card in North America to launch availability in both Google Wallet and Apple Wallet. Virtual Hop cards are functionally identical to their physical counterparts, allowing for

424-407: A new API that allows merchants to add the payment service to websites, apps, Stripe , Braintree , and Google Assistant . The service allows users to use the payment cards they have on file in their Google Account. In January 2022, Bloomberg News reported that the company was planning to transform Google Pay into a "comprehensive digital wallet", following the app's reported slow growth and

477-423: A normal EMV card via their contact interface. The contactless interface provides similar data to a contact EMV transaction, but usually a subset of the capabilities (e.g. usually issuers will not allow balances to be increased via the contactless interface, instead requiring the card to be inserted into a device which uses the contact interface). EMV cards may carry an "offline balance" stored in their chip, similar to

530-608: A participating store. On September 18, 2017, Google launched a payments app in India known as Tez , utilizing the Unified Payments Interface (UPI). On August 28, 2018, Google rebranded Tez to Google Pay . On January 8, 2018, Google announced that Google Wallet would be merged into Android Pay, with the service as a whole rebranded as Google Pay. This merger extends the platform into web-based payments integrated into other Google and third-party services. It also took over

583-652: A pass and a system is facilitated by a 1D or 2D code, although it requires the customer to initiate the activity. Passes can also contain nothing but plain text or an image. In addition to retailer-specific passes, Google Wallet also supports contactless student IDs that can be added through the Transact eAccounts and CBORD GET Mobile applications. Government-issued IDs are also supported in five American states: Arizona, California, Colorado, Georgia, and Maryland. Google Wallet offers Smart Tap technology for use by developers and merchants that enables NFC passes to be stored within

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636-690: A re-writeable smart card microchip that can be transcribed via radio waves. A contactless smart card is characterized as follows: Contactless smart cards can be used for identification, authentication, and data storage. They also provide a means of effecting business transactions in a flexible, secure, standard way with minimal human intervention. Contactless smart cards were first used for electronic ticketing in 1995 in Seoul, South Korea. Since then, smart cards with contactless interfaces have been increasingly popular for payment and ticketing applications such as mass transit. Globally, contactless fare collection

689-420: A reader. When switching devices or factory resetting, passes that are limited to one device have the potential to be lost, as Android/Wear OS does not automatically remove data from Wallet when the aforementioned processes are initiated. The user must remember to clear device-specific passes, such as transit cards, IDs, and keys, from their current devices. Google Wallet has a passes feature, which exists in

742-403: A related mobile app called Hands Free. In this system, the customer does not need to present a phone or card. Instead, a customer announces that they wish to "pay with Google" and give their initials to the cashier, who verifies their identity with a photo previously uploaded to the system. The customer's phone will only authorize payment if its geographic location system indicates that it is near

795-463: A single card with some shared storage and processing. An example is Porto 's multi-application transport card, called Andante , that uses a chip in contact and contactless (ISO/IEC 14443 type B) mode. Like smart cards with contacts, contactless cards do not have a battery. Instead, they use a built-in inductor , using the principle of resonant inductive coupling , to capture some of the incident electromagnetic signal, rectify it, and use it to power

848-654: A smart card usually implements some cryptographic algorithm . However, there are several methods of recovering some of the algorithm's internal state. Differential power analysis involves measuring the precise time and electric current required for certain encryption or decryption operations. This is most often used against public key algorithms such as RSA in order to deduce the on-chip private key, although some implementations of symmetric ciphers can be vulnerable to timing or power attacks as well. Smart cards can be physically disassembled by using acid, abrasives, or some other technique to obtain direct, unrestricted access to

901-502: A transaction. They are often used when transactions must be processed quickly or hands-free, such as on mass transit systems, where a smart card can be used without even removing it from a wallet . The standard for contactless smart card communications is ISO/IEC 14443 . It defines two types of contactless cards ("A" and "B") and allows for communications at distances up to 10 cm (3.9 in) . There had been proposals for ISO/IEC 14443 types C, D, E, F and G that have been rejected by

954-462: Is a digital wallet platform developed by Google . It is available for the Android , Wear OS , and Fitbit OS operating systems, and was announced on May 11, 2022, at the 2022 Google I/O keynote. It began rolling out on Android smartphones on July 18, 2022. See also: Google Pay (payment method) The "Google Wallet" brand name was first used for the company's mobile payment system of

1007-470: Is a purple credit card-sized stored-value contactless smartcard that can hold a cash value or day or monthly passes for various systems. Because all terminals that read Hop cards can also accept NFC -based mobile payment , "virtual" Hop cards are available for use on any iOS or Android smartphone supporting Apple Pay or Google Wallet respectively; these are functionally identical to physical cards. Day or month passes allowing unlimited rides within

1060-470: Is an ISO 7810 standard -sized purple card, with the Hop logo, and the logos of the three participating transit agencies at the top, and a colored bar at the bottom. The colored bar indicates the type of card: purple for standard adult fares, green for "honored citizen" which includes seniors, low-income riders, and riders with disabilities, and orange for youth cards. Cards also have a hole punched in them for use with

1113-584: Is being employed for efficiencies in public transit. The various standards emerging are local in focus and are not compatible, though the MIFARE Classic card from Philips has a large market share in the United States and Europe. In more recent times, Visa and MasterCard have agreed to standards for general "open loop" payments on their networks, with millions of cards deployed in the U.S., in Europe and around

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1166-399: Is no need to tap out when leaving the system since fare is the same regardless of the point of exit. The network's fares are time-based rather than distance or segment-based. Tickets are available for unlimited travel over the course of 2.5 hours, one day, one month, or one year. Hop's fare capping system prevents riders from being charged more than the cost of a day pass during one day, or

1219-505: The COVID-19 pandemic , demand for and usage of contactless credit and debit cards has increased, although coins and banknotes are generally safe and this technology will thus not reduce the spread of the virus. Contactless smart card readers use radio waves to communicate with, and both read and write data on a smart card. When used for electronic payment, they are commonly located near PIN pads , cash registers and other places of payment. When

1272-462: The electronic wallet or "purse" that users of transit smart cards are used to. A quickly growing application is in digital identification cards. In this application, the cards are used for authentication of identity. The most common example is in conjunction with a PKI . The smart card will store an encrypted digital certificate issued from the PKI along with any other relevant or needed information about

1325-555: The Android device is locked, but the screen must be lit (Always On Display does not count.) This includes most compatible transit cards, loyalty passes, tickets, and campus IDs. However, government IDs can only be used when the device is unlocked. Only one class of NFC passes allows usage when the screen is unlit or the battery is depleted: car keys. Passes and cards stored in Wallet require varying levels of authentication in order to convey to

1378-897: The Google Pay service through their respective mobile banking apps. On June 30, 2022, it was announced at the Google for Mexico event that payment method Google Pay & the Google Wallet app would soon be available in Mexico. Google Wallet was introduced in India on 8 May 2024, albeit it will function in tandem with Google Pay mobile app, the main payment solution in the market. Google Wallet allows users to store items such as payment cards for use via Google Pay, as well as passes such as loyalty cards , digital keys , digital identification cards , transit passes , event tickets, and health passes. Digital car keys in Google Wallet can still be utilized when

1431-625: The ISO/IEC 14443 standard. The following tables list smart cards used for public transportation and other electronic purse applications. A related contactless technology is RFID (radio frequency identification). In certain cases, it can be used for applications similar to those of contactless smart cards, such as for electronic toll collection . RFID devices usually do not include writeable memory or microcontroller processing capability as contactless smart cards often do. There are dual-interface cards that implement contactless and contact interfaces on

1484-906: The International Organization for Standardization. An alternative standard for contactless smart cards is ISO/IEC 15693 , which allows communications at distances up to 50 cm (1.6 ft). Examples of widely used contactless smart cards are Seoul 's Upass (1996), Malaysia Touch 'n Go card (1997), Hong Kong 's Octopus card , Shanghai 's Public Transportation Card (1999), Paris 's Navigo card , Japan Rail 's Suica Card (2001), Singapore 's EZ-Link , Taiwan 's EasyCard , San Francisco Bay Area 's Clipper Card (2002), London 's Oyster card , Beijing 's Municipal Administration and Communications Card (2003), South Korea 's T-money , Southern Ontario 's Presto card , India 's More Card , Israel's Rav-Kav Card (2008), Melbourne 's Myki card and Sydney 's Opal card which predate

1537-577: The Tez app on the Play Store, while the 2018 Google Pay app continued to co-exist as a separate, pre-installed app on Android smartphones. Google demonstrated the original version of the original Google Wallet app at a press conference on May 26, 2011. The first app was released in the US only on September 19, 2011. Initially, the app only supported Mastercard cards issued by Citibank . On May 15, 2013, Google announced

1590-555: The U.S. While the app name itself was changed from Google Pay to Google Wallet, the service name of actually paying for things online or in-store remains as "Google Pay." In its UK launch, Android Pay supported Mastercard , Visa , and debit cards from many of the UK's major financial institutions – including Bank of Scotland , First Direct , Halifax, HSBC , Lloyds Bank , M&S Bank , MBNA and Nationwide Building Society  – "with new banks being added all

1643-399: The U.S. Payment occurs in a similar fashion to mag-stripe, without a PIN and often in off-line mode (depending on parameters of the terminal). The security level of such a transaction is better than a mag-stripe card, as the chip cryptographically generates a code which can be verified by the card issuer's systems. Contactless EMV cards have two interfaces (contact and contactless) and work as

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1696-430: The United States, and in 2006 in some parts of Europe and Asia (Singapore). In the U.S., contactless (non PIN ) transactions cover a payment range of ~$ 5–$ 100. In general there are two classes of contactless bank cards: magnetic stripe data (MSD) and contactless EMV . Contactless MSD cards are similar to magnetic stripe cards in terms of the data they share across the contactless interface. They are only distributed in

1749-489: The branding of Google Chrome 's autofill feature. Google Pay adopts the features of both Android Pay and Google Wallet through its in-store, peer-to-peer, and online payments services. The rebranding began to roll out as an update to the Android Pay app on February 20, 2018; the app was given an updated design and now displays a personalized list of nearby stores that support Google Pay. The rebranded service provided

1802-423: The card holder. Examples include the U.S. Department of Defense (DoD) Common Access Card (CAC), and the use of various smart cards by many governments as identification cards for their citizens. When combined with biometrics, smart cards can provide two- or three-factor authentication. Smart cards are not always a privacy-enhancing technology, for the subject carries possibly incriminating information about him all

1855-592: The card's electronics. Since the start of using the Seoul Transportation Card , numerous cities have moved to the introduction of contactless smart cards as the fare media in an automated fare collection system. In a number of cases these cards carry an electronic wallet as well as fare products, and can be used for low-value payments. Starting around 2005, a major application of the technology has been contactless payment credit and debit cards. Some major examples include: Roll-outs started in 2005 in

1908-460: The cost of a monthly pass in the course of a month. This allows riders the benefits of a day or a monthly pass without the upfront cost, or the need to purchase one in advance. The card can be reloaded online, over the phone, or with the Hop app using a credit or debit card. It can also be reloaded using a credit card or cash anywhere it can be purchased. Hop cards do not expire (except honored citizen cards, which must be renewed every two years). Once

1961-399: The given time frame can be "earned" by purchasing an amount in single fares equal to the cost of the pass; a year pass, which costs as much as 11 earned month passes, can also be purchased up-front. Passengers must tap on each time they enter the system by holding the card to an electronic reader to validate a pass or deduct funds. Cards can be reloaded using a credit or debit card online, using

2014-715: The integration of Google Wallet and Gmail , allowing users to send money through Gmail attachments. While Google Wallet was available only in the United States, the Gmail integration was made available in the U.S. and the United Kingdom. In 2015, a physical Google Wallet card was launched as an optional addition to the app, which allowed users to make purchases at point-of-sale (in stores or online) drawing from funds in their Google Wallet account, attached debit card account, or bank account. The card could also be used to withdraw cash at ATMs with no Google-associated fee, and could be used like

2067-465: The license will enable Google to process payments, issue e-money, and handle electronic money wallets in the EU. On November 17, 2020, Google Pay was enabled by Mastercard in ten new European countries: Austria , Bulgaria , Estonia , Greece , Hungary , Latvia , Lithuania, Netherlands , Portugal , and Romania . Cardholders of participating Mastercard partner banks for these countries will be able to use

2120-456: The on-board microprocessor. Although such techniques obviously involve a fairly high risk of permanent damage to the chip, they permit much more detailed information (e.g. photomicrographs of encryption hardware) to be extracted. Short distance (≈10 cm. or 4″) is required for supplying power. The radio frequency, however, can be eavesdropped within several meters once powered-up. Google Wallet Google Wallet (or simply Wallet )

2173-505: The process until all desired passes are transmitted. This technology is currently used by a variety of businesses worldwide for a wide range of uses. Walt Disney World Resort (USA), Ticketmaster (USA & UK), and Pathé Cinémas (France) use it for ticketing. Redbox (USA), Nando's (UK & Ireland), and Woolworth's (Australia) use it for loyalty programs. And Anytime Fitness (Globally), Keepcool (France), & David Lloyd Clubs (UK) use it for memberships. Google Pay

Hop Fastpass - Misplaced Pages Continue

2226-495: The readers are used for public transit they are commonly located on fare boxes, ticket machines, turnstiles, and station platforms as a standalone unit. When used for security, readers are usually located to the side of an entry door. A contactless smart card is a card in which the chip communicates with the card reader through an induction technology similar to that of an RFID (at data rates of 106 to 848 kbit/s). These cards require only close proximity to an antenna to complete

2279-456: The same fare capping rules, and allowing riders to purchase concession fares. Hop also allows riders to convert physical cards onto either mobile payment system. Contactless smart card There are two broad categories of contactless smart cards. Memory cards contain non-volatile memory storage components, and perhaps some specific security logic. Contactless smart cards contain read-only RFID called CSN (Card Serial Number) or UID, and

2332-468: The same name , which was introduced in 2011 before being merged with Android Pay into a new app called Google Pay in 2018. The old Wallet app, with its functionality reduced to a peer-to-peer payments service , was rebranded Google Pay Send before it was discontinued as well in 2020. In 2020, the Google Pay app underwent an extensive redesign based on Google's India-focused Tez app, expanding into an all-encompassing personal finance app. This replaced

2385-1546: The screen is off or the battery is depleted. Although the Wear OS and Android versions of Wallet are currently fragmented, Google has stated that its "long-term goal is for feature parity on your watch and phone," though as of 2024, new features continue to be launched without parity on all platforms. At Google I/O 2024, Google announced that "expanded support for passes of all types" would be coming to Wear OS and Fitbit OS. Only for Pixel Watches , Galaxy Watch Ultra , and Galaxy Watch6 or later devices purchased in Japan. Only available in Brazil. Private passes are not supported. Smart Tap (NFC) passes only show their fallback QR code/barcode/number. Only for select devices, most notably Pixel Fold, Pixel 6, & Pixel 6a or later devices. For Wear OS: Only BMW & MINI keys are supported. Only for Pixel Watch 3. iPASS can only be stored on Xiaomi 14T/14T Pro. For Wear OS: Only SmarTrip, Clipper, ORCA, and PRESTO are supported. For Fitbit OS: iPASS can only be stored on Only for supported devices purchased in Japan. For Wear OS: Only for Suica on Pixel Watches and Galaxy Watch6 devices purchased in Japan. For Fitbit OS: Suica cards can be stored through Fitbit Wallet instead (Fitbit account region must be set to Japan.) Only for supported devices purchased in Japan. Most NFC passes can be transmitted when

2438-402: The shutdown of Plex . In April, it was reported that Google was planning to revive the "Google Wallet" branding in a new app or interface, and integrated with Google Pay. Google officially announced Google Wallet on May 11, 2022, at the 2022 Google I/O keynote. The app began rolling out on Android smartphones on July 18, replacing the 2018 app and co-existing with the 2020 Google Pay app in

2491-432: The system is entered or a transfer is made. It can be tapped on boarding a bus or streetcar, or tapped before boarding the light rail, commuter rail, or BRT. On tapping the card a display shows the time remaining on the current ticket or pass. It also displays any relevant low-balance alerts with an audible sound. There is no penalty for tapping the card more than once within the duration of a ticket. Unlike some systems, there

2544-420: The technology only through Android Pay, which was a separate application available only to Android users. As a result, any gift cards, loyalty programs, and promotional offers stored in an older version of Google Wallet could no longer be used. Originally launched as Android Pay, the service was released at Google I/O 2015. Android Pay was a successor to and built on the base established by Google Wallet which

2597-856: The time", according to Google. NatWest , RBS and Ulster Bank launched on September 14, 2016. On September 8, 2016, it was reported that UK banks TSB and Santander would be participating in the following weeks. Android Pay was launched in Singapore on June 28, 2016 and in Australia on July 14, 2016. Android Pay launched in Ireland on December 7, 2016, and was initially available to customers of AIB and KBC , having since been extended to Bank of Ireland and Ulster Bank . The service works with both credit and debit cards. On December 21, 2018, Google Payment obtained an e-money license in Lithuania  –

2650-624: The time. By employing contactless smart cards, that can be read without having to remove the card from the wallet or even the garment it is in, one can add even more authentication value to the human carrier of the cards. The Malaysian government uses smart card technology in the identity cards carried by all Malaysian citizens and resident non-citizens. The personal information inside the smart card (called MyKad ) can be read using special APDU commands. Smart cards have been advertised as suitable for personal identification tasks, because they are engineered to be tamper resistant . The embedded chip of

2703-494: The world. Smart cards are being introduced in personal identification and entitlement schemes at regional, national, and international levels. Citizen cards, drivers’ licenses, and patient card schemes are becoming more prevalent. In Malaysia, the compulsory national ID scheme MyKad includes 8 different applications and is rolled out for 18 million users. Contactless smart cards are being integrated into ICAO biometric passports to enhance security for international travel. With

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2756-557: Was completed by the end of 2016. A public beta began in February 2017. The system cost $ 35.9 million to install and test at the time of its public release. The Hop Card uses ISO 14443 -compliant RFID technology allowing the card to be read/written without direct contact. The card uses the NXP / Philips MIFARE DESFire EV1 256B . Hop Card readers can also read information from contactless bank cards and mobile wallets . The card's initial design

2809-486: Was released in 2011. It also used technology from the carrier-backed Softcard —Google had acquired its intellectual property in February 2015. At launch, the service was compatible with 70% of Android devices and was accepted at over 700,000 merchants. The old Google Wallet still powered web-based Play Store purchases and some app-based peer-to-peer payments. In 2016, Google began a public trial in Silicon Valley of

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