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Tesco Clubcard

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103-486: Tesco Clubcard (commonly referred to and branded as Clubcard ) is the loyalty card of British supermarket chain Tesco . It was introduced to Tesco customers in 1995, where it has since gained over 20 million users as of 2021. The card works on a point-based system, where holders receive points based on money spent. The amount of points earned depends on what type of item is bought, and from where. The Clubcard scheme operates in

206-458: A barcode or magstripe to more easily allow for scanning, although some are chip cards or proximity cards . U.S. supermarkets often issue two copies of the card: one credit-card sized and one that fits on a keychain, in addition to providing access to the card via a mobile app, website. As of 2024, most programs in the United States offer a digital version of the loyalty card, accessed via

309-400: A 10% discount off most merchandise. There is also a free tier which does not offer such discounts but does allow members to collect virtual "stamps" (i.e. loyalty points). Depending on the program, rewards may take the form of: In addition to rewards, loyalty cards were may also be used identify consumers for benefits and other services, e.g.: Programs with cashback features give customers

412-466: A Clubcard holder to obtain all of these offers. You can also get a discount on the popular meal deal that Tesco provide. As part of the Clubcard 2 launch, it was announced that, from 17 August 2009, all instore and online purchases would attract double points (2 points per £1). Reports indicate that this initiative was successful in increasing the number of active cardholders from 14 million to 15 million in

515-564: A civilian vicus and several farms of the villa rustica type. The name of this settlement was Gerulata . The military fort had an auxiliary cavalry unit, approximately 300 horses strong, modelled after the Cananefates . The remains of Roman buildings have also survived in Stupava , Devín Castle , Bratislava Castle Hill, and the Bratislava- Dúbravka suburb. Near the northernmost line of

618-575: A former lance-corporal of the Royal Army Medical Corps, extorted Tesco, forcing the introduction of the previously trialled discount card. After first contaminating food with (what turned out to be fake) HIV -infected blood in a store in Kettering , Riolfo demanded payment via Tesco's new loyalty card system. He specified that the cards were to contain magnetic strips, allowing them to function secretly as ATM cash withdrawal cards. Coded copies of

721-465: A given customer's favorite brand of beer, or whether they are a vegetarian. As of the mid-2020s, loyalty program trends include: Loyalty programs are a means of implementing a type of what economists call a two-part tariff . Co-operative Membership: the Co-op Group offers a 2% (previously 5%) refund to members on Co-op branded products with 2% also going to the cardholder's nominated charity. This

824-571: A lasting legacy in Central and Eastern Europe. The Glagolitic script and its successor Cyrillic were disseminated to other Slavic countries, charting a new path in their sociocultural development . Following the disintegration of the Great Moravian Empire at the turn of the tenth century, the Hungarians annexed the territory comprising modern Slovakia. After their defeat on the river Lech ,

927-497: A loyalty program (even with a fake or anonymous card) funds activities that violate privacy. Consumers have also expressed concern about the integration of RFID technology into loyalty-card systems. One may view loyalty and credit-card reward-plans as modern-day examples of kickbacks . Employees who need to buy something (such as an airline flight or a hotel room) for a business trip , but who have discretion to decide which airline or hotel chain to use, have an incentive to choose

1030-448: A mobile app to present their loyalty account number, although criticized for being unfriendly to people without smartphones including many elderly people, benefits the merchant in a number of ways. It lets them present special offers to the customer (or even push them via push notifications ), tailor customer experience to the individual consumer, and understand customer behavior better, including their purchasing amounts and patterns. At

1133-496: A mobile app, and often customers can scan a QR or bar code from the app at the physical point of sale. Some programs now offer digital cards only or only exceptionally, such as Marks and Spencer 's "Sparks" program in the UK launched in 2020 which no longer issues physical cards except upon special request. American Airlines no longer sends membership kits to new members of its frequent flyer program. Encouraging or forcing customers to use

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1236-489: A nationwide partnership with Tesco that allows Tesco Clubcard holders to collect Clubcard points from Esso fuel stations across the UK. Clubcard holders can collect points on fuel purchases as well as some shop purchases on Esso fuelling stations. Since 2017, Esso was the exclusive Tesco Clubcard point earn partner outside of Tesco. On 1 June 2019, Tesco ended its partnership with Esso meaning points can now only be collected when there

1339-516: A period of relative prosperity. There was progress in not only the development of the country's economy but also culture and educational opportunities. Yet the Great Depression caused a sharp economic downturn, followed by political disruption and insecurity in Europe. In the 1930s, Czechoslovakia came under continuous pressure from the revanchist governments of Germany, Hungary and Poland who used

1442-472: A physical point of sale, presenting a physical or digital card is not necessary at many U.S. merchants, if the customer enters the phone number associated with the account on a terminal or tells it to a cashier who enters it into the register. When purchasing online, customers usually must log in to the account on the merchant's website. However, when purchasing airline tickets from online travel agencies, customers can usually enter their airline loyalty number into

1545-493: A portion of the money that they have spent with a business (usually a defined percent which may be higher than usual during promotions). The "cash back" is rarely actually cash money, but rather takes the form of a transfer of the "cashback" amount to the customer's bank account. Examples in the U.S. include Rakuten Rewards , a coalition reward program, and many banks that give their clients cash back for using their debit cards to pay for various products and services. Depending on

1648-473: A rival continuation of the Magyar state that practised religious tolerance and normally had Ottoman backing. Upper Hungary, modern Slovakia, became the site of frequent wars between Catholics in the west territory and Protestants in the east, as well as against Turks; the frontier was on a constant state of military alert and heavily fortified by castles and citadels often manned by Catholic German and Slovak troops on

1751-508: A series of outposts around and just south of the Danube , the largest of which were known as Carnuntum (whose remains are on the main road halfway between Vienna and Bratislava ) and Brigetio (present-day Szőny at the Slovak-Hungarian border). Such Roman border settlements were built on the present area of Rusovce , currently a suburb of Bratislava . The military fort was surrounded by

1854-596: A similar fashion to the scheme in the United Kingdom, it is independent, so Clubcards from other countries cannot be used in Slovakian or Polish stores. In Slovakia every €1 spent gives 1 Clubcard point (or one point per litre of petrol). Clubcard was launched in the Czech Republic and Hungary in 2010. When shopping at Tesco or using Tesco services (such as services from Tesco Bank), Clubcard holders receive points based on

1957-664: A single-location business to large chains or membership in a coalition loyalty program. Industries include: The market approach has shifted from product-centric to a customer-centric one due to a highly competitive market and a wide array of services offered to customers, therefore, it's important that marketing strategies prioritize growing a sustainable business and increasing customer satisfaction. Almost all major U.S. casino chains also have loyalty cards, which offer members tier credits, reward credits, comps , and other perks based on card members' " theo " from gambling, various demographic data, and spend patterns on various purchases at

2060-785: A time. The territory of Slovakia was liberated by Soviet and Romanian forces by the end of April 1945. After World War II, Czechoslovakia was reconstituted and Jozef Tiso was executed in 1947 for collaboration with the Nazis. More than 80,000 Hungarians and 32,000 Germans were forced to leave Slovakia, in a series of population transfers initiated by the Allies at the Potsdam Conference . Out of about 130,000 Carpathian Germans in Slovakia in 1938, by 1947 only some 20,000 remained. The NKVD arrested and deported over 20,000 people to Siberia As

2163-600: A value of £1.50, to receive a voucher.) Vouchers can be spent in store on shopping or online on grocery home shopping, or used on Clubcard Rewards where they can be worth three times their face value on selected Rewards in the United Kingdom and up to four times their face value in Ireland. These can be used to obtain discounted day trips, magazines, hotel breaks, restaurant tokens and other offers. Holders are able to take advantage of all special offers in store and on-line (marketed as Clubcard Prices). Previously you didn't have to be

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2266-468: Is an attached Tesco Express Store at the Esso fuel station. Customers can 'boost' their Clubcard vouchers to use for days out, restaurants and holidays by going to the Clubcard website. The range of partners changes sporadically, but usually customers are able to exchange their vouchers for two times their value (prior to July 2023, three times their value). Clubcard points can be accumulated by spending money in

2369-467: Is bordered by Poland to the north, Ukraine to the east, Hungary to the south, Austria to the west, and the Czech Republic to the northwest. Slovakia's mostly mountainous territory spans about 49,000 square kilometres (19,000 sq mi), hosting a population exceeding 5.4 million. The capital and largest city is Bratislava , while the second largest city is Košice . The Slavs arrived in

2472-623: Is not known what happened with both Mojmír II and Svatopluk II because they are not mentioned in written sources after 906. In three battles (4–5 July and 9 August 907) near Bratislava , the Magyars routed Bavarian armies. Some historians put this year as the date of the break-up of the Great Moravian Empire, due to the Hungarian conquest; other historians take the date a little bit earlier (to 902). Great Moravia left behind

2575-494: Is often a QR code . Some prominent examples are Austrian based mobile-pocket established in 2009, the US-based Punchd (discontinued from June 2013, ), which became part of Google in 2011. and an Australian-based loyalty card application called Stamp Me which incorporates iBeacon technology. Others, like Loopy Loyalty (HK), Loyalli (UK), Perka (US), and Whisqr Loyalty (CA), have offered similar programs. Passbook by Apple

2678-406: Is only available in Co-op Group stores. It replaced the dividend benefit previously used. Other Co-op chains continue with the dividend scheme, e.g. Midcounties Co-operative. Many of these accept other Co-operative loyalty cards but generally without the same benefits. For instance Midcounties Co-operative accept Co-operative Group cards but there is no charity donation or cardholder refund. Flybuys

2781-708: Is primarily known for its collaboration with Nazi Germany, which included sending troops to the invasion of Poland in September 1939 and the Soviet Union in 1941. On 24 November 1940, Slovakia joined the Axis when its leaders signed the Tripartite Pact . The country was strongly influenced by Germany and gradually became a puppet regime in many respects. Meanwhile, the Czechoslovak government-in-exile sought to reverse

2884-416: Is that they generate data, which bring more repeat business and therefore increase sales. Application forms for cards usually entail agreements by the store concerning customer privacy, typically non-disclosure (by the store) of non-aggregate data about customers. The store uses aggregate data internally (and sometimes externally) as part of its marketing research . Over time the data can reveal, for example,

2987-422: Is the first attempt to standardize the format of mobile loyalty cards. With the introduction of host card emulation (HCE) and near field communication (NFC) technology for mobile applications, traditional contactless smart cards for prepaid and loyalty programs are emulated in a smartphone. Google Wallet adopted these technologies for mobile off-line payment applications. The major advantage of off-line over

3090-507: Is the largest loyalty program in both Australia and New Zealand . Loyalty programs have been described as a form of centralized virtual currency , one with unidirectional cash flow, since reward points can be exchanged into a good or service but not into cash. Evidence for the effectiveness of loyalty programs is controversial. Many companies are unsure whether and how to use customer loyalty programs profitably. Many programs (regardless of location, size, or industry) are run without

3193-704: The Egri , Budin and Uyvar eyalets . Thököly 's kuruc rebels from the Principality of Upper Hungary fought alongside the Turks against the Austrians and Poles at the Battle of Vienna of 1683 led by John III Sobieski . As the Turks withdrew from Hungary in the late 17th century, the importance of the territory composing modern Slovakia decreased, although Pressburg retained its status as

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3296-728: The Gravettian culture, principally in the river valleys of Nitra , Hron , Ipeľ , Váh and as far as the city of Žilina , and near the foot of the Vihorlat , Inovec, and Tribeč mountains, as well as in the Myjava Mountains. The most well-known finds include the oldest female statue made of mammoth bone (22,800 BCE), the famous Venus of Moravany . The statue was found in the 1940s in Moravany nad Váhom near Piešťany . Numerous necklaces made of shells from Cypraca thermophile gastropods of

3399-553: The Hallstatt period disappeared in Slovakia during the century before the middle of first millennium BCE, after strife between the Scytho -Thracian people and locals, resulting in abandonment of the old hill-forts. Relatively depopulated areas soon caught the interest of emerging Celtic tribes, who advanced from the south towards the north, following the Slovak rivers, peacefully integrating into

3502-731: The Hunnic empire . In 568, a Turko-Mongol tribal confederacy, the Avars , conducted its invasion into the Middle Danube region. The Avars occupied the lowlands of the Pannonian Plain and established an empire dominating the Carpathian Basin . In 623 , the Slavic population living in the western parts of Pannonia seceded from their empire after a revolution led by Samo , a Frankish merchant. After 626,

3605-470: The Little Carpathians . During Hallstatt times, monumental burial mounds were erected in western Slovakia, with princely equipment consisting of richly decorated vessels, ornaments and decorations. The burial rites consisted entirely of cremation. Common people were buried in flat urnfield cemeteries. A special role was given to weaving and the production of textiles. The local power of the "Princes" of

3708-558: The Middle Paleolithic era (200,000–80,000 BCE) come from the Prévôt (Prepoštská) cave in Bojnice and from other nearby sites. The most important discovery from that era is a Neanderthal cranium (c. 200,000 BCE), discovered near Gánovce , a village in northern Slovakia. Archaeologists have found prehistoric human skeletons in the region, as well as numerous objects and vestiges of

3811-933: The Munich Agreement and the subsequent German occupation of Czechoslovakia and to return the Republic to its 1937 boundaries. The government operated from London and it was ultimately considered, by those countries that recognised it, the legitimate government for Czechoslovakia throughout the Second World War. As part of the Holocaust in Slovakia , 75,000 Jews out of 80,000 who remained on Slovak territory after Hungary had seized southern regions were deported and taken to German death camps . Thousands of Jews, Gypsies and other politically undesirable people remained in Slovak forced labour camps in Sereď , Vyhne, and Nováky. Tiso, through

3914-525: The Ottoman Empire . After World War I and the dissolution of the Austro-Hungarian Empire , the state of Czechoslovakia was established, incorporating Slovakia. In the lead up to World War II , local fascist parties gradually came to power in the Slovak lands, and the first Slovak Republic was established as a clerical fascist client state under the control of Nazi Germany . In 1940,

4017-648: The Principality of Nitra was given to his nephew Svätopluk as an appanage . The rebellious prince allied himself with the Franks and overthrew his uncle in 870. Similarly to his predecessor, Svätopluk I (871–894) assumed the title of the king ( rex ). During his reign, the Great Moravian Empire reached its greatest territorial extent, when not only present-day Moravia and Slovakia but also present-day northern and central Hungary , Lower Austria , Bohemia , Silesia , Lusatia , southern Poland and northern Serbia belonged to

4120-615: The Tertiary period have come from the sites of Zákovská, Podkovice, Hubina, and Radošina. These findings provide the most ancient evidence of commercial exchanges carried out between the Mediterranean and Central Europe . During the Bronze Age , the geographical territory of modern-day Slovakia went through three stages of development, stretching from 2000 to 800 BCE. Major cultural, economic, and political development can be attributed to

4223-696: The Treaty of Saint Germain in 1919 and Treaty of Trianon in 1920. In the peace following the World War, Czechoslovakia emerged as a sovereign European state. It provided what were at the time rather extensive rights to its minorities. During the Interwar period , democratic Czechoslovakia was allied with France, and also with Romania and Yugoslavia ( Little Entente ); however, the Locarno Treaties of 1925 left East European security open. Both Czechs and Slovaks enjoyed

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4326-588: The United Kingdom , Ireland , Czech Republic , Slovakia , Hungary and several other countries, although its primary userbase is in the United Kingdom, where it first released. In 1993, Terry Leahy asked the Tesco marketing team to investigate the potential of loyalty cards. In the past Tesco had run Green Shield Stamps as a promotional tool which rewarded people for visits and spending, but gained no customer information. The initial team researched programmes across

4429-662: The Velvet Revolution peacefully ended Communist rule in Czechoslovakia. Slovakia became an independent state on 1 January 1993 after the peaceful dissolution of Czechoslovakia, sometimes referred to as the Velvet Divorce . Slovakia is a developed country with an advanced high-income economy . The country maintains a combination of a market economy with a comprehensive social security system, providing citizens with universal health care , free education , and one of

4532-418: The independence for the territories of Bohemia , Moravia , Silesia , Upper Hungary and Carpathian Ruthenia from the Austro-Hungarian Empire and proclaimed a common state, Czechoslovakia . In 1919, during the chaos following the break-up of Austria-Hungary, Czechoslovakia was formed with numerous Germans , Slovaks , Hungarians and Ruthenians within the newly set borders. The borders were set by

4635-506: The "Land of the Slavs " ( Slovensko in Slovak stemming from the older form Sloven/Slovienin ). As such, it is a cognate of the words Slovenia and Slavonia . In medieval Latin, German, and even some Slavic sources, the same name has often been used for Slovaks, Slovenes, Slavonians, and Slavs in general. According to one of the theories, a new form of national name formed for the ancestors of

4738-525: The Avar power started a gradual decline but its reign lasted to 804. The Slavic tribes settled in the territory of present-day Slovakia in the fifth century. Western Slovakia was the centre of Samo 's empire in the seventh century. A Slavic state known as the Principality of Nitra arose in the eighth century and its ruler Pribina had the first known Christian church of the territory of present-day Slovakia consecrated by 828. Together with neighbouring Moravia ,

4841-515: The Clubcard application on the Google Play store. Loyalty program A loyalty program or a rewards program is a marketing strategy designed to encourage customers to continue to shop at or use the services of one or more businesses associated with the program. Loyalty programs may be either: Single-brand programs, such as Starbucks ) In 2020 McKinsey spoke of loyalty program "ecosystems". A loyalty program typically involves

4944-605: The German cleric Wiching the Bishop of Nitra . After the death of Prince Svatopluk in 894, his sons Mojmír II (894–906?) and Svatopluk II succeeded him as the Prince of Great Moravia and the Prince of Nitra respectively. However, they started to quarrel for domination of the whole empire. Weakened by an internal conflict as well as by constant warfare with Eastern Francia , Great Moravia lost most of its peripheral territories. In

5047-626: The Habsburg side. By 1648, Slovakia was not spared the Counter-Reformation , which brought the majority of its population from Lutheranism back to Roman Catholicism . In 1655, the printing press at the Trnava university produced the Jesuit Benedikt Szöllősi's Cantus Catholici, a Catholic hymnal in Slovak that reaffirmed links to the earlier works of Cyril and Methodius. The Ottoman wars ,

5150-620: The Hungarian state. The ethnic composition of Slovakia became more diverse with the arrival of the Carpathian Germans in the 13th century and the Jews in the 14th century. A significant decline in the population resulted from the invasion of the Mongols in 1241 and the subsequent famine. However, in medieval times the area of Slovakia was characterised by German and Jewish immigration, burgeoning towns, construction of numerous stone castles, and

5253-677: The Hungarians abandoned their nomadic ways and settled in the centre of the Carpathian valley, slowly adopting Christianity and began to build a new state—the Hungarian kingdom . In the years 1001–1002 and 1018–1029, Slovakia was part of the Kingdom of Poland , having been conquered by Boleslaus I the Brave . After the territory of Slovakia was returned to Hungary, a semi-autonomous polity continued to exist (or

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5356-419: The Osi and Cotini , existed in western and central Slovakia from 8–6 BCE to 179 CE. In the second and third centuries CE, the Huns began to leave the Central Asian steppes . They crossed the Danube in 377 CE and occupied Pannonia , which they used for 75 years as their base for launching looting-raids into Western Europe. However, Attila's death in 453 brought about the disappearance of

5459-469: The PIN code were published under his instruction in national newspapers. Clubcard was subsequently launched nationally with a Direct Marketing campaign by Evans Hunt Scott, Terry Hunt's advertising agency. Customers, including Riolfo's wife, signed up to the scheme and collected a card. Riolfo and his wife then toured the country withdrawing a total of £7,500 cash on 73 occasions until they were eventually caught on 22 April 1995. Frank Riolfo pleaded guilty and

5562-441: The Roman hinterlands, the Limes Romanus , there existed the winter camp of Laugaricio (modern-day Trenčín ) where the Auxiliary of Legion II fought and prevailed in a decisive battle over the Germanic Quadi tribe in 179 CE during the Marcomannic Wars . The Kingdom of Vannius , a kingdom founded by the Germanic Suebi tribes of Quadi and Marcomanni , as well as several small Germanic and Celtic tribes , including

5665-598: The Slavic vernacular. On Rastislav's request, two brothers, Byzantine officials and missionaries Saints Cyril and Methodius came in 863. Cyril developed the first Slavic alphabet and translated the Gospel into the Old Church Slavonic language. Rastislav was also preoccupied with the security and administration of his state. Numerous fortified castles built throughout the country are dated to his reign and some of them (e.g.,  Dowina , sometimes identified with Devín Castle ) are also mentioned in connection with Rastislav by Frankish chronicles. During Rastislav's reign,

5768-401: The Slovaks between the 13th and 14th century, possibly due to foreign influence; the Czech word Slovák (in medieval sources from 1291 onward). This form slowly replaced the name for the male members of the community, but the female name ( Slovenka ), reference to the lands inhabited ( Slovensko ) and the name of the language ( slovenčina ) all remained the same, with their base in

5871-458: The State became federalised, with Diets in Slovakia and Ruthenia. The remainder of Czechoslovakia was renamed Czecho-Slovakia and promised a greater degree of Slovak political autonomy. This, however, failed to materialise. Parts of southern and eastern Slovakia were also reclaimed by Hungary at the First Vienna Award of November 1938. After the Munich Agreement and its Vienna Award , Nazi Germany threatened to annex part of Slovakia and allow

5974-440: The United States do not offer any real value to their customers. Furthermore, commercial use of customers' personal data – collected as part of loyalty programs – has the potential for abuse; it is highly likely that consumer purchases are tracked and used for marketing research to increase the efficiency of marketing and advertising, which is one of the purposes of offering the loyalty card. For some customers, participating in

6077-413: The agency website and the agency will pass it onto the airline. Programs that feature points grant customers a certain number of points for each purchase, in the US often per $ 1 or $ 10 increment of spend. Once they have enough points, clients can redeem them for either: Programs with tiers define levels (such as silver, gold, and platinum levels) that customers are upgraded to when they spend enough with

6180-411: The aggrieved minorities in the country as a useful vehicle. Revision of the borders was called for, as Czechs constituted only 43% of the population. Eventually, this pressure led to the Munich Agreement of September 1938, which allowed the majority ethnic Germans in the Sudetenland , borderlands of Czechoslovakia, to join with Germany. The remaining minorities stepped up their pressures for autonomy and

6283-453: The amount spent. For shopping at Tesco they receive one point for every £1 (one point for every €1 in Ireland) they spend, but for most other services, including fuel, one point is awarded for every £2 (€2 in Ireland) spent. Points are accrued and at least four times a year (there are sometimes "surprise mailings") the holder receives a statement and vouchers to the value of points they have saved. (They have to have saved at least 150 points, with

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6386-472: The appropriate metrics or target parameters. Some companies complain that loyalty programs discount goods to people who are buying goods anyway. Moreover, the expense of participating in these programs rarely generates a good return on investment. The Forte Consultancy Group regards loyalty programs as bribes . In the case of infrequent spenders, loyalty fees provide a means of subsidizing discounts. A 2015 study found that most supermarket loyalty cards in

6489-548: The capital of Hungary until 1848 when it was transferred back to Buda. During the revolution of 1848–49 , the Slovaks supported the Austrian Emperor , hoping for independence from the Hungarian part of the Dual Monarchy , but they failed to achieve their aim. Thereafter, relations between the nationalities deteriorated (see Magyarisation ), culminating in the secession of Slovakia from Hungary after World War I. On 18 October 1918, Tomáš Garrigue Masaryk , Milan Rastislav Štefánik and Edvard Beneš declared in Washington, D.C.

6592-423: The cards and key fobs. The Tesco Clubcard scheme was introduced into the Republic of Ireland almost immediately after Tesco's acquisition of Power Supermarkets Limited (now Tesco Ireland ), and operates in similar fashion. It was originally an extension of the scheme in the United Kingdom, not a separate scheme, so Irish Clubcards could be used in stores in the United Kingdom until 2019. In 2007, Tesco Clubcard

6695-450: The casino, within the casino network, and with the casino's partners. Examples of such programs include Caesars Rewards (formerly called Total Rewards ) and MGM Resorts International 's Mlife. As of 2011 , some independent coffee shops in Boston, Toronto and London has set up experimental "disloyalty card" programs, which rewarded customers for visiting a variety of coffee shops. Loyalty programs' most important benefit to merchants

6798-461: The country joined the Axis when its leaders signed the Tripartite Pact . The local Jewish population was heavily persecuted, with almost 70,000 Jews being murdered or deported . Internal opposition to the fascist government's policies culminated in the Slovak National Uprising , itself triggered by the Nazi German occupation of the country. Although the uprising was eventually suppressed, partisan resistance continued, and Czechoslovak independence

6901-461: The cultivation of the arts. The arrival of German element sometimes proved a problem for the autochthonous Slovaks (and even Hungarians in the broader Hungary), since they often quickly gained most power in medieval towns, only to later refuse to share it. Breaking of old customs by Germans often resulted in national quarrels. One of which had to be sorted out by the king Louis I. with the proclamation Privilegium pro Slavis (Privilege for Slovaks) in

7004-429: The design of cards in the 1990s by Evans Hunt Scott's creative team, the scheme had a major relaunch in 2005 with all members being sent personalised cards and key fobs which could be scanned at the checkout, rather than swiped. The scheme was again relaunched in 2008 with all seven million members once again being sent new design cards and key fobs. A further redesign in 2017 allowed contactless technology to be embedded in

7107-415: The empire, but the exact borders of his domains are still disputed by modern authors. Svatopluk also withstood attacks of the Magyar tribes and the Bulgarian Empire , although sometimes it was he who hired the Magyars when waging war against East Francia . In 880, Pope John VIII set up an independent ecclesiastical province in Great Moravia with Archbishop Methodius as its head. He also named

7210-426: The end of 2010, Tesco launched applications for iPhone , BlackBerry , Android and Nokia Ovi , so points can be collected by presenting a barcode on the handset instead of a keyfob or card. This application was relatively simple on launch, offering little more than a barcode, but updates have increased functionality to include features such as the ability to view current offers instore. On 10 July 2017, Tesco released

7313-426: The following places: Formerly cardholders could earn clubcard points at the following places, although this has since ceased: Tesco announced in February 2013 that it will be launching its own TV and film on demand service. The service would be free to Tesco Clubcard members, with no charges, subscription or contract. On 28 October 2014, the short lived Clubcard TV was closed. Some Clubcard users have concerns about

7416-515: The formation of Great Moravia . In the 10th century, after the dissolution of Great Moravia, the territory was integrated into the Principality of Hungary , which then became the Kingdom of Hungary in 1000. In 1241 and 1242, after the Mongol invasion of Europe , much of the territory was destroyed, but was recovered largely thanks to Béla IV . During the 16th and 17th centuries, southern portions of present-day Slovakia were incorporated into provinces of

7519-563: The forms Slovakia and Schlowakei starting to appear in the 16th century. The present Slovak form Slovensko is first attested in the year 1675. The oldest surviving human artefacts from Slovakia are found near Nové Mesto nad Váhom and are dated at 270,000 BCE, in the Early Paleolithic era. These ancient tools, made by the Clactonian technique, bear witness to the ancient habitation of Slovakia. Other stone tools from

7622-490: The granting of presidential exceptions, allowed between 1,000 and 4,000 people crucial to the war economy to avoid deportations. Under Tiso's government and Hungarian occupation, the vast majority of Slovakia's pre-war Jewish population (between 75,000 and 105,000 individuals including those who perished from the occupied territory) were murdered. The Slovak state paid Germany 500 RM per every deported Jew for "retraining and accommodation" (a similar but smaller payment of 30 RM

7725-436: The information Tesco and Dunnhumby hold and what they do with it. Details of each Clubcard transaction, such as the store, products purchased, and price paid, are stored for up to two years. Applicants are asked to provide personal details such as name, address, and whether they have children. Tesco says this helps them pick vouchers that are relevant to the holder and to monitor trends to help product availability. Starting in

7828-1003: The longest paid parental leaves in the OECD . Slovakia is a member of the European Union , the Eurozone , the Schengen Area , the United Nations , NATO , CERN , the OECD, the WTO , the Council of Europe , the Visegrád Group , and the OSCE . Slovakia is also home to eight UNESCO World Heritage Sites. The world's largest per-capita car producer, Slovakia manufactured a total of 1.1 million cars in 2019, representing 43% of its total industrial output. Slovakia's name means

7931-402: The loyalty card project. Successful trials throughout 1994 led to the Tesco board asking Harrison and Humby to present to the annual Board strategy session. The first response from the board came from Tesco's then-chairman Lord MacLaurin , who said, "What scares me about this is that you know more about my customers after three months than I know after 30 years." In January 1995, Frank Riolfo,

8034-420: The market year 2009/10. However, this reverted to 1 point for £1 spent at the end of 2011. Tesco Bank credit cards originally acted also as Clubcards, collecting points from purchases in Tesco stores and online. From May 2010, however, they also collected one additional point for every £4 spent on credit card purchases from any Tesco outlet and one point for every £8 spent outside of Tesco. In 2012 Esso launched

8137-509: The meantime, the semi-nomadic Magyar tribes, possibly having suffered defeat from the similarly nomadic Pechenegs , left their territories east of the Carpathian Mountains , invaded the Carpathian Basin and started to occupy the territory gradually around 896. Their armies' advance may have been promoted by continuous wars among the countries of the region whose rulers still hired them occasionally to intervene in their struggles. It

8240-505: The merchant(s), usually over a certain period of time such as a year. For example, Sephora gives 1 point for $ 1 spent. Once customers earn a specific number of points, they can enter a new level with higher discounts and exclusive products. In subscription-based programs, customers pay a fee to enjoy the program's benefits, for example Barnes and Noble bookstores charge members about 40 U.S. dollars per year (as of mid-2024) for its "Premium Membership and Rewards" program, which gives members

8343-552: The older form (compare to Slovenian counterparts). Most foreign translations tend to stem from this newer form ( Slovakia in English, Slowakei in German, Slovaquie in French, etc.). In medieval Latin sources, terms: Slavus , Slavonia , or Slavorum (and more variants, from as early as 1029) have been used. In German sources, names for the Slovak lands were Windenland or Windische Lande (early 15th century), with

8446-434: The online system is that the user's smartphone does not have to be online, and the transaction is fast. In addition, multiple emulated cards can be stored in a smartphone to support multi-merchant loyalty programs. Consequently, the user does not need to carry many physical cards anymore. Today, such loyalty programs cover most types of commerce, each having varying features and rewards schemes, and range from programs of

8549-415: The operator of a particular program setting up an account for a customer of a business associated with the scheme, and then issue to the customer a loyalty card (variously called rewards card , points card , advantage card, club card, or some other name) which may be a plastic or paper card, visually similar to a credit card , that identifies the cardholder as a participant in the program. Cards may have

8652-561: The payment method that provides the most cash-back , credit-card rewards or loyalty points instead of minimizing costs for their employer. Slovakia – in Europe  (green & dark grey) – in the European Union  (green)  –  [ Legend ] Slovakia , officially the Slovak Republic , is a landlocked country in Central Europe . It

8755-639: The place of settlement for nearly two-thirds of the Magyar nobility fleeing the Turks and became far more linguistically and culturally Hungarian than it was before. Partly thanks to old Hussite families and Slovaks studying under Martin Luther , the region then experienced a growth in Protestantism . For a short period in the 17th century, most Slovaks were Lutherans . They defied the Catholic Habsburgs and sought protection from neighbouring Transylvania ,

8858-582: The principality formed the core of the Great Moravian Empire from 833. The high point of this Slavonic empire came with the arrival of Saints Cyril and Methodius in 863, during the reign of Duke Rastislav , and the territorial expansion under King Svätopluk I . Great Moravia arose around 830 when Mojmír I unified the Slavic tribes settled north of the Danube and extended the Moravian supremacy over them. When Mojmír I endeavoured to secede from

8961-424: The program, ways that consumers may access their loyalty account (account number, promotions, other information) may include: There has been a move away from traditional magnetic card, stamp, or punchcard based schemes to online and mobile online loyalty programs. While these schemes vary, the common element is a push toward eradication of a traditional card, in favour of an electronic equivalent. The choice of medium

9064-517: The region after the Hussite Wars . Owing to the Ottoman Empire 's expansion into Hungarian territory, Bratislava was designated the new capital of Hungary in 1536, ahead of the fall of the old Hungarian capital of Buda in 1541. It became part of the Austrian Habsburg monarchy, marking the beginning of a new era. The territory comprising modern Slovakia, then known as Upper Hungary , became

9167-541: The remaining regions to be partitioned by Hungary or Poland unless independence was declared. Thus, Slovakia seceded from Czecho-Slovakia in March 1939 and allied itself, as demanded by Germany, with Hitler's coalition. Secession had created the first Slovak state in history. A one-party clerical fascist Slovak Republic governed by the far-right Hlinka's Slovak People's Party was led by President Jozef Tiso and Prime Minister Vojtech Tuka . The (First) Slovak Republic

9270-518: The remnants of the local population. From around 500 BCE, the territory of modern-day Slovakia was settled by Celts , who built powerful oppida on the sites of modern-day Bratislava and Devín . Biatecs , silver coins with inscriptions in the Latin alphabet, represent the first known use of writing in Slovakia. At the northern regions, remnants of the local population of Lusatian origin, together with Celtic and later Dacian influence, gave rise to

9373-653: The rivalry between Austria and Transylvania , and the frequent insurrections against the Habsburg monarchy inflicted a great deal of devastation, especially in the rural areas. In the Austro-Turkish War (1663–1664) a Turkish army led by the Grand Vizier decimated Slovakia. In 1682, the Principality of Upper Hungary , a short-lived Ottoman vassal state, was established in the territory of modern Slovakia. Prior to this, regions on its southern rim were already encompassed in

9476-511: The significant growth in production of copper, especially in central Slovakia (for example in Špania Dolina ) and northwest Slovakia. Copper became a stable source of prosperity for the local population. After the disappearance of the Čakany and Velatice cultures, the Lusatian people expanded building of strong and complex fortifications, with the large permanent buildings and administrative centres. Excavations of Lusatian hill forts document

9579-471: The substantial development of trade and agriculture at that period. The richness and diversity of tombs increased considerably. The inhabitants of the area manufactured arms, shields, jewellery, dishes, and statues. The arrival of tribes from Thrace disrupted the people of the Kalenderberg culture, who lived in the hamlets located on the plain ( Sereď ) and in the hill forts like Molpír, near Smolenice , in

9682-520: The supremacy of the king of East Francia in 846, King Louis the German deposed him and assisted Mojmír's nephew Rastislav (846–870) in acquiring the throne. The new monarch pursued an independent policy: after stopping a Frankish attack in 855, he also sought to weaken the influence of Frankish priests preaching in his realm. Duke Rastislav asked the Byzantine Emperor Michael III to send teachers who would interpret Christianity in

9785-599: The territory of the present-day Slovakia in the 5th and 6th centuries. From the late 6th century, parts of modern Slovakia were incorporated in the Avar Khaghanate . In the 7th century, the Slavs played a significant role in the creation of Samo's Empire . In the 9th century, the Avar Khaghanate dissolved, and the Slavs established the Principality of Nitra , which was later conquered by the Principality of Moravia , leading to

9888-508: The unique Púchov culture , with advanced crafts and iron-working, many hill-forts and fortified settlements of central type with the coinage of the "Velkobysterecky" type (no inscriptions, with a horse on one side and a head on the other). This culture is often connected with the Celtic tribe mentioned in Roman sources as Cotini . From 2  CE , the expanding Roman Empire established and maintained

9991-488: The world and developed a proposal which showed that a loyalty card could be very effective. The key change since the days of Green Shield Stamps was the ability to track individual customer behaviour cost-effectively using a magnetic stripe card. In 1994, Grant Harrison attended a conference where Clive Humby from marketing firm dunnhumby was speaking. Dunnhumby was already working with clients such as Cable & Wireless and BMW , and Harrison approached them to help with

10094-556: The year 1381. According to this privilege, Slovaks and Germans were to occupy each half of the seats in the city council of Žilina and the mayor should be elected each year, alternating between those nationalities. This would not be the last such case. In 1465, King Matthias Corvinus founded the Hungarian Kingdom's third university, in Pressburg ( Bratislava ), but it was closed in 1490 after his death. Hussites also settled in

10197-411: Was created in 1048 by king Andrew I ) called Duchy of Nitra . Comprising roughly the territory of Principality of Nitra and Bihar principality , they formed what was called a tercia pars regni , third of a kingdom. This polity existed up until 1108/1110, after which it was not restored. After this, up until the collapse of Austria-Hungary in 1918, the territory of Slovakia was an integral part of

10300-460: Was first introduced in all Tesco Extra stores in Malaysia and later in all store formats. In Malaysia, every two Ringgit spent earn 1 Clubcard point. By 2014 the scheme had 1.7m cardholders. The Tesco Clubcard scheme was introduced into Polish Tesco Stores in 2008, and Slovakia at the end of 2009. As of September 2010, these markets had 1.5m and 850,000 cardholders respectively. Though operating in

10403-506: Was jailed for six years, after appeal. The loyalty card scheme was not discontinued, with Tesco already planning to roll out the trial before the incident. In the end of 2000, Robert Edward Dyer made a similar attempt at extortion involving Clubcards with a magnetic strip for ATM withdrawals. Dyer sent several letter bombs, one of which exploded when the recipient opened it, before being arrested in February 2001. After two slight amendments to

10506-590: Was paid by Croatia ). After it became clear that the Soviet Red Army was going to push the Nazis out of eastern and central Europe, an anti-Nazi resistance movement launched a fierce armed insurrection, known as the Slovak National Uprising , near the end of summer 1944. A bloody German occupation and a guerilla war followed. Germans and their local collaborators completely destroyed 93 villages and massacred thousands of civilians, often hundreds at

10609-828: Was re-established after the country's liberation at the end of the war. Following the Soviet-backed coup of 1948 , Czechoslovakia became a communist state within the Eastern Bloc , a satellite state of the Soviet Union behind the Iron Curtain and member of the Warsaw Pact . Attempts to liberalise communism culminated in the Prague Spring , which was suppressed by the Warsaw Pact invasion of Czechoslovakia in August 1968. In 1989,

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