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National Jewish Health

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National Jewish Health is a Denver, Colorado academic hospital/clinic doing research and treatment in respiratory, cardiac, immune and related disorders. It is an internationally respected medical center that draws people from many countries to receive care. Founded in 1899 to treat tuberculosis , it is non-sectarian but had funding from B'nai B'rith until the 1950s.

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137-641: The hospital, originally named as the National Jewish Hospital for Consumptives has been renamed many times, including as National Jewish Hospital (1925–1964), National Jewish Hospital and Research Center (1965–1977), National Jewish Hospital and Research Center/National Asthma Center (following a 1978 merger with the National Asthma Center), National Jewish Center for Immunology and Respiratory Medicine (1986–1996). and National Jewish Medical and Research Center (1997–2008). In July 2008, it

274-689: A gunman killed 10 people , including a police officer, in a King Soopers supermarket in Boulder . In an instance of anti-LGBT violence , a gunman killed 5 people at a nightclub in Colorado Springs during the night of November 19–20, 2022. Four warships of the U.S. Navy have been named the USS Colorado . The first USS Colorado was named for the Colorado River and served in the Civil War and later

411-468: A Center for Post-COVID Care and Recovery. This provides multidisciplinary support for patients suffering from long-term symptoms of COVID-19. Colorado Colorado ( / ˌ k ɒ l ə ˈ r æ d oʊ , - ˈ r ɑː d oʊ / KOL -ə- RAD -oh, -⁠ RAH -doh , other variants; Spanish: [koloˈɾaðo] ) is a state in the Western United States . It is one of

548-478: A building. On October 9, 1892, the hospital's cornerstone was laid and drew huge crowds. "The exercises yesterday were attended by several thousand people of all denominations, and the cable and electric car lines were taxed to full capacity, while the route to the site was lined with carriages." The original hospital was completed (but not yet opened) in 1893 and was to be named the "Francis Wisebart Jacobs Hospital" after its founder, but she died of pneumonia before

685-407: A combination of regulation and insurance equalization pool . Moral hazard is avoided by mandating that insurance companies provide at least one policy that meets a government set minimum standard level of coverage, and all adult residents are obliged by law to purchase this coverage from an insurance company of their choice. All insurance companies receive funds from the equalization pool to help cover

822-734: A comprehensive public health insurance scheme run by the National Health Authority called the Ayushman Bharat Yojana or a private health insurance scheme providing comprehensive coverage and that is tightly regulated by the Insurance Regulatory and Development Authority of India . There are three major types of insurance programs available in Japan: Employee Health Insurance (健康保険 Kenkō-Hoken), National Health Insurance (国民健康保険 Kokumin-Kenkō-Hoken), and

959-487: A doctor visit, €0.50 for each box of medicine prescribed, and a fee of €16–18 per day for hospital stays and for expensive procedures. An important element of the French insurance system is solidarity: the more ill a person becomes, the less the person pays. This means that for people with serious or chronic illnesses, the insurance system reimburses them 100% of expenses, and waives their co-pay charges. Finally, for fees that

1096-511: A fund at risk of "adverse selection", attracting a disproportionate number of members from other funds, or from the pool of intending members who might otherwise have joined other funds. It would also attract people with existing medical conditions, who might not otherwise have taken out insurance at all because of the denial of benefits for 12 months due to the PEA Rule. The benefits paid out for these conditions would create pressure on premiums for all

1233-427: A lawsuit in federal court. Health insurance can be combined with publicly funded health care and medical savings accounts . The individual insured person's obligations may take several forms: Prescription drug plans are a form of insurance offered through some health insurance plans. In the U.S., the patient usually pays a copayment and the prescription drug insurance part or all of the balance for drugs covered in

1370-648: A major industry in Colorado. This period became known locally as the Carnation Gold Rush . Poor labor conditions and discontent among miners resulted in several major clashes between strikers and the Colorado National Guard , including the 1903–1904 Western Federation of Miners Strike and Colorado Coalfield War , the latter of which included the Ludlow massacre that killed a dozen women and children. Both

1507-640: A national health policy for public insurance. There are two types of health insurance – tax payer-funded and private-funded. A private-funded insurance plan example includes an employer-sponsored self-funded ERISA (Employee Retirement Income Security Act of 1974) plan. Typically, these companies promote themselves as having ties to major insurance providers. However, in the context of an ERISA plan, these insurance companies do not actively participate in insurance practices; instead, they handle administrative tasks. Consequently, ERISA plans are exempt from state regulations and fall under federal jurisdiction, overseen by

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1644-474: A paid internship during their stay. In that case, they'll need to take out the compulsory basic package of Dutch health insurance. Additional insurance is optional, depending on the student's personal needs. Since 1974, New Zealand has had a system of universal no-fault health insurance for personal injuries through the Accident Compensation Corporation (ACC). The ACC scheme covers most of

1781-410: A person's previous medical history, the current state of health, or (generally speaking) their age (but see Lifetime Health Cover below). Balancing this are waiting periods, in particular for pre-existing conditions (usually referred to within the industry as PEA, which stands for "pre-existing ailment"). Funds are entitled to impose a waiting period of up to 12 months on benefits for any medical condition

1918-584: A policy, or charge anything other than their nationally set and published standard premiums. Therefore, every person buying insurance will pay the same price as everyone else buying the same policy, and every person will get at least the minimum level of coverage. This applies to all people permanently living and working in the Netherlands. International students that move to the Netherlands for study purposes have to take out compulsory Dutch health insurance if they also decide to work (zero-hour contracts included) or do

2055-399: A portion of their income to a not-for-profit health insurance fund, which mutualises the risk of illness, and which reimburses medical expenses at varying rates. Children and spouses of insured people are eligible for benefits, as well. Each fund is free to manage its own budget, and used to reimburse medical expenses at the rate it saw fit, however following a number of reforms in recent years,

2192-628: A rapid decline in the organization's power, with membership waning significantly by the end of the 1920s. Colorado became the first western state to host a major political convention when the Democratic Party met in Denver in 1908. By the U.S. census in 1930 , the population of Colorado first exceeded one million residents. Colorado suffered greatly through the Great Depression and the Dust Bowl of

2329-636: A significant portion of the extreme weather occurs in the least populated areas of the state. Thunderstorms are common east of the Continental Divide in the spring and summer, yet are usually brief. Hail is a common sight in the mountains east of the Divide and across the eastern Plains, especially the northeast part of the state. Hail is the most commonly reported warm-season severe weather hazard, and occasionally causes human injuries, as well as significant property damage. The eastern Plains are subject to some of

2466-509: A stay in ward B2 or C in a Public hospital. For the hospitalization in a Private hospital, or in ward A or B1 in Public hospital, MediShield Life coverage is pegged to B2 or C ward prices and insured is required to pay the remaining bill amount. This remaining bill amount can be paid using MediSave but limits are applied on the MediSave usage. MediShield Life does not cover overseas medical expenses and

2603-512: Is a mix of high plains, foothills, and mountains. Northwest and west Colorado are predominantly mountainous, with some desert lands mixed in. Southwest and southern Colorado are a complex mixture of desert and mountain areas. The climate of the Eastern Plains is semi-arid ( Köppen climate classification : BSk ) with low humidity and moderate precipitation, usually from 15 to 25 inches (380 to 640 millimeters) annually, although many areas near

2740-418: Is an employer or a community organization). The contract can be renewable (annually, monthly) or lifelong in the case of private insurance. It can also be mandatory for all citizens in the case of national plans. The type and amount of health care costs that will be covered by the health insurance provider are specified in writing, in a member contract or "Evidence of Coverage" booklet for private insurance, or in

2877-400: Is an old name for tuberculosis that describes how the contagious illness wastes away or consumes its victims). B'nai B'rith continued to support the hospital until the early 1950s. Despite its name, National Jewish treats all comers and emphasizes giving care to those who can't pay. At the ground-breaking on October 9, 1892, it was noted that "… [Pain] knows no creed , so is this building

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3014-491: Is covered by the employer and basically covers all risks for commuting to work and at the workplace. The National Health System in Greece covers both out and in-patient treatment. The out-patient treatment is carried out by social administrative structures as following: The in-patient treatment is carried out by: In Greece anyone can cover the hospitalization expenses using a private insurance policy, that can be bought by any of

3151-408: Is designed for people who are age 75 and older. National Health Insurance is organised on a household basis. Once a household has applied, the entire family is covered. Applicants receive a health insurance card, which must be used when receiving treatment at a hospital. There is a required monthly premium, but co-payments are standardized so payers are only expected to cover ten to thirty percent of

3288-522: Is distributed to insurance companies for each person they insure under the required policy. However, high-risk individuals get more from the pool, and low-income persons and children under 18 have their insurance paid for entirely. Because of this, insurance companies no longer find insuring high-risk individuals an unappealing proposition, avoiding the potential problem of adverse selection. Insurance companies are not allowed to have co-payments, caps, or deductibles, or deny coverage to any person applying for

3425-806: Is drained by the Colorado River. The South Park of Colorado is the region of the headwaters of the South Platte River. In south-central Colorado is the large San Luis Valley , where the headwaters of the Rio Grande are located. The northern part of the valley is the San Luis Closed Basin , an endorheic basin that helped created the Great Sand Dunes . The valley sits between the Sangre de Cristo Mountains and San Juan Mountains . The Rio Grande drains due south into New Mexico, Texas, and Mexico. Across

3562-426: Is financed via general taxation and reimburses at a higher rate than the profession-based system for those who cannot afford to make up the difference. Finally, to counter the rise in health care costs, the government has installed two plans, (in 2004 and 2006), which require insured people to declare a referring doctor in order to be fully reimbursed for specialist visits, and which installed a mandatory co-pay of €1 for

3699-659: Is flat and rolling land. East of the Rocky Mountains is the Colorado Eastern Plains of the High Plains , the section of the Great Plains within Colorado at elevations ranging from roughly 3,350 to 7,500 feet (1,020 to 2,290 m). The Colorado plains are mostly prairies but also include deciduous forests , buttes , and canyons. Precipitation averages 15 to 25 inches (380 to 640 mm) annually. Eastern Colorado

3836-618: Is funded by a 2% tax levy on all taxpayers, an extra 1% levy on high income earners, as well as general revenue. The private health system is funded by a number of private health insurance organizations. The largest of these is Medibank Private Limited , which was, until 2014, a government-owned entity, when it was privatized and listed on the Australian Stock Exchange . Australian health funds can be either 'for profit' including Bupa and nib ; 'mutual' including Australian Unity ; or 'non-profit' including GMHBA , HCF and

3973-533: Is generally accessed through artesian wells . Heavy usage of these wells for irrigation purposes caused underground water reserves to decline in the region. Eastern Colorado also hosts a considerable amount and range of livestock, such as cattle ranches and hog farms. Roughly 70% of Colorado's population resides along the eastern edge of the Rocky Mountains in the Front Range Urban Corridor between Cheyenne, Wyoming , and Pueblo, Colorado . This region

4110-739: Is higher than the high elevation points of 18 states and the District of Columbia. The Continental Divide of the Americas extends along the crest of the Rocky Mountains. The area of Colorado to the west of the Continental Divide is called the Western Slope of Colorado . West of the Continental Divide, water flows to the southwest via the Colorado River and the Green River towards the Gulf of California . Within

4247-521: Is known as "The Western Slope") are the cities of Grand Junction , Durango , and Montrose . Download coordinates as: To the west of the Great Plains of Colorado rises the eastern slope of the Rocky Mountains . Notable peaks of the Rocky Mountains include Longs Peak , Mount Blue Sky , Pikes Peak , and the Spanish Peaks near Walsenburg , in southern Colorado. This area drains to the east and

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4384-459: Is more complex than states outside of the Mountain States region. Unlike most other states, southern Colorado is not always warmer than northern Colorado. Most of Colorado is made up of mountains, foothills, high plains, and desert lands. Mountains and surrounding valleys greatly affect the local climate. Northeast, east, and southeast Colorado are mostly the high plains, while Northern Colorado

4521-510: Is partially protected from prevailing storms that blow in from the Pacific Ocean region by the high Rockies in the middle of Colorado. The "Front Range" includes Denver, Boulder , Fort Collins , Loveland, Castle Rock , Colorado Springs, Pueblo, Greeley, and other townships and municipalities in between. On the other side of the Rockies, the significant population centers in western Colorado (which

4658-546: Is presently mainly farmland and rangeland, along with small farming villages and towns. Corn , wheat , hay , soybeans , and oats are all typical crops. Most villages and towns in this region boast both a water tower and a grain elevator . Irrigation water is available from both surface and subterranean sources. Surface water sources include the South Platte , the Arkansas River , and a few other streams. Subterranean water

4795-467: Is shared among many individuals. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax , to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization, such as a government agency, private business, or not-for-profit entity. According to

4932-457: Is the highest point in Colorado and the Rocky Mountains of North America. Colorado is the only U.S. state that lies entirely above 1,000 meters elevation. The point where the Arikaree River flows out of Yuma County, Colorado , and into Cheyenne County, Kansas , is the lowest in Colorado at 3,317 feet (1,011 m) elevation. This point, which is the highest low elevation point of any state,

5069-557: Is today the State of Colorado has been inhabited by Native Americans and their Paleoamerican ancestors for at least 13,500 years and possibly more than 37,000 years. The eastern edge of the Rocky Mountains was a major migration route that was important to the spread of early peoples throughout the Americas. The Lindenmeier site in Larimer County contains artifacts dating from approximately 8720 BCE. The Ancient Pueblo peoples lived in

5206-432: Is very prone to droughts. Most of the precipitation comes from thunderstorms, which can be severe, and from major snowstorms that occur in the winter and early spring. Otherwise, winters tend to be mostly dry and cold. In much of the region, March is the snowiest month. April and May are normally the rainiest months, while April is the wettest month overall. The Front Range cities closer to the mountains tend to be warmer in

5343-561: The Adams-Onís Treaty of 1819. The treaty took effect on February 22, 1821. Having settled its border with Spain, the U.S. admitted the southeastern portion of the Territory of Missouri to the Union as the state of Missouri on August 10, 1821. The remainder of Missouri Territory, including what would become northeastern Colorado, became an unorganized territory and remained so for 33 years over

5480-574: The Asiatic Squadron , where it was attacked during the 1871 Korean Expedition . The later three ships were named in honor of the state, including an armored cruiser and the battleship USS Colorado , the latter of which was the lead ship of her class and served in World War II in the Pacific beginning in 1941. At the time of the attack on Pearl Harbor , the battleship USS Colorado was located at

5617-547: The Great Lakes region to hunt across the High Plains of Colorado and Wyoming . The Spanish Empire claimed Colorado as part of Nuevo México . The U.S. acquired the territorial claim to the eastern Rocky Mountains with the Louisiana Purchase from France in 1803. This U.S. claim conflicted with the claim by Spain to the upper Arkansas River Basin . In 1806, Zebulon Pike led a U.S. Army reconnaissance expedition into

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5754-728: The HBF Health Insurance . Some, such as Police Health, have membership restricted to particular groups, but the majority have open membership. Membership to most health funds is now also available through comparison websites. These comparison sites operate on a commission-basis by agreement with their participating health funds. The Private Health Insurance Ombudsman also operates a free website that allows consumers to search for and compare private health insurers' products, which includes information on price and level of cover. Most aspects of private health insurance in Australia are regulated by

5891-525: The Health Insurance Association of America , health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment". A health insurance policy is a insurance contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that

6028-605: The Mountain states , sharing the Four Corners region with Arizona , New Mexico , and Utah . It is also bordered by Wyoming to the north, Nebraska to the northeast, Kansas to the east, and Oklahoma to the southeast. Colorado is noted for its landscape of mountains , forests , high plains , mesas , canyons , plateaus , rivers , and desert lands. It encompasses most of the Southern Rocky Mountains , as well as

6165-604: The Private Health Insurance Act 2007 . Complaints and reporting of the private health industry is carried out by an independent government agency, the Private Health Insurance Ombudsman . The ombudsman publishes an annual report that outlines the number and nature of complaints per health fund compared to their market share The private health system in Australia operates on a "community rating" basis, whereby premiums do not vary solely because of

6302-696: The Provisional Government of the Territory of Jefferson on August 24, 1859, but this new territory failed to secure approval from the Congress of the United States embroiled in the debate over slavery. The election of Abraham Lincoln for the President of the United States on November 6, 1860, led to the secession of nine southern slave states and the threat of civil war among the states . Seeking to augment

6439-605: The Rocky Mountains was a major migration route for early peoples who spread throughout the Americas. In 1848, much of the Nuevo México region was annexed to the United States with the Treaty of Guadalupe Hidalgo . The Pike's Peak Gold Rush of 1858–1862 created an influx of settlers. On February 28, 1861, U.S. President James Buchanan signed an act creating the Territory of Colorado , and on August 1, 1876, President Ulysses S. Grant signed Proclamation 230 , admitting Colorado to

6576-564: The Royal Canadian Mounted Police , the armed forces, and Members of Parliament). Consequently, each province administers its own health insurance program. The federal government influences health insurance by virtue of its fiscal powers – it transfers cash and tax points to the provinces to help cover the costs of the universal health insurance programs. Under the Canada Health Act , the federal government mandates and enforces

6713-632: The Sangre de Cristo Range to the east of the San Luis Valley lies the Wet Mountain Valley . These basins, particularly the San Luis Valley, lie along the Rio Grande rift , a major geological formation of the Rocky Mountains, and its branches. The Western Slope of Colorado includes the western face of the Rocky Mountains and all of the area to the western border. This area includes several terrains and climates from alpine mountains to arid deserts. The Western Slope includes many ski resort towns in

6850-545: The Territory of New Mexico , and the Territory of Utah . On April 9, 1851, Hispano settlers from the area of Taos settled the village of San Luis , then in the New Mexico Territory , as Colorado's first permanent Euro-American settlement , further cementing the traditions of New Mexican cuisine and New Mexico music in the developing Southern Rocky Mountain Front . In 1854, Senator Stephen A. Douglas persuaded

6987-574: The U.S. Congress to divide the unorganized territory east of the Continental Divide into two new organized territories, the Territory of Kansas and the Territory of Nebraska , and an unorganized southern region known as the Indian Territory . Each new territory was to decide the fate of slavery within its boundaries, but this compromise merely served to fuel animosity between free soil and pro-slavery factions. The gold seekers organized

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7124-542: The Union as the 38th state. The Spanish adjective "colorado" means "colored red" or "ruddy". Colorado is nicknamed the " Centennial State " because it became a state 100 years (and four weeks) after the signing of the United States Declaration of Independence . Denver is the capital, the most populous city , and the center of the Front Range Urban Corridor . Colorado Springs is the second most populous city of

7261-502: The Union cause. In 1862, a force of Texas cavalry invaded the Territory of New Mexico and captured Santa Fe on March 10. The object of this Western Campaign was to seize or disrupt Colorado and California's gold fields and seize Pacific Ocean ports for the Confederacy. A hastily organized force of Colorado volunteers force-marched from Denver City, Colorado Territory , to Glorieta Pass , New Mexico Territory, in an attempt to block

7398-597: The Ute Indian reservation in southwestern Colorado. The Ute people were removed from the San Juan Mountains the following year. The United States Congress passed an enabling act on March 3, 1875, specifying the requirements for the Territory of Colorado to become a state. On August 1, 1876 (four weeks after the Centennial of the United States ), U.S. President Ulysses S. Grant signed a proclamation admitting Colorado to

7535-433: The formulary of the plan. Such plans are routinely part of national health insurance programs. For example, in the province of Quebec, Canada, prescription drug insurance is universally required as part of the public health insurance plan, but may be purchased and administered either through private or group plans, or through the public plan. Some, if not most, health care providers in the United States will agree to bill

7672-470: The free Territory of Colorado . The original boundaries of Colorado remain unchanged except for government survey amendments. In 1776, Spanish priest Silvestre Vélez de Escalante recorded that Native Americans in the area knew the river as el Rio Colorado for the red-brown silt that the river carried from the mountains. In 1859, a U.S. Army topographic expedition led by Captain John Macomb located

7809-526: The question of slavery . After 11 years of war, Spain finally recognized the independence of Mexico with the Treaty of Córdoba signed on August 24, 1821. Mexico eventually ratified the Adams–Onís Treaty in 1831. The Texian Revolt of 1835–36 fomented a dispute between the U.S. and Mexico which eventually erupted into the Mexican–American War in 1846. Mexico surrendered its northern territory to

7946-408: The 1890s, it was estimated that one out of every three residents of the state was there for respiratory reasons. However, no facilities existed to provide treatment or shelter to these victims. In Denver, victims of tuberculosis were literally dying in the streets as boarding houses often banned "lungers," as they were called. It was obvious that the Denver community at large was not sympathetic to

8083-581: The 1913–1914 Coalfield War and the Denver streetcar strike of 1920 resulted in federal troops intervening to end the violence. In 1927, the 1927-28 Colorado coal strike occurred and was ultimately successful in winning a dollar a day increase in wages. During it however the Columbine Mine massacre resulted in six dead strikers following a confrontation with Colorado Rangers . In a separate incident in Trinidad

8220-404: The 1930s, but a major wave of immigration following World War II boosted Colorado's fortune. Tourism became a mainstay of the state economy, and high technology became an important economic engine. The United States Census Bureau estimated that the population of Colorado exceeded five million in 2009. On September 11, 1957, a plutonium fire occurred at the Rocky Flats Plant , which resulted in

8357-399: The Green River briefly crosses over into Colorado. The Western Slope of Colorado is drained by the Colorado River and its tributaries (primarily the Gunnison River , Green River , and the San Juan River ). The Colorado River flows through Glenwood Canyon , and then through an arid valley made up of desert from Rifle to Parachute , through the desert canyon of De Beque Canyon , and into

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8494-458: The Health Care for the Aged Law of 1982. It allowed many health insurance systems to offer financial assistance to elderly people. There is a medical coverage fee. To be eligible, those insured must be either: older than 70, or older than 65 with a recognized disability. The Late-stage Elderly Medical System includes preventive and standard medical care. Due to Japan's aging population , the Late-stage Elderly Medical System represents one third of

8631-470: The Jewish National Home for Asthmatic Children at Denver and in 1957 to the Children's Asthma Research Institute and Hospital (CARIH). In 1973, the name National Asthma Center was adopted. At the time of the merger, it was a national residential treatment facility for children with intractable asthma and a research hospital. National Jewish Health has no formal ties to any religious or quasi-religious institution and gets no funding from B'nai B'rith. Until 1968,

8768-474: The Late-stage Elderly Medical System (後期高齢医療制度 Kouki-Kourei-Iryouseido). Although private health insurance is available, all Japanese citizens, permanent residents, and non-Japanese with a visa lasting one year or longer are required to be enrolled in either National Health Insurance or Employee Health Insurance. National Health Insurance is designed for those who are not eligible for any employment-based health insurance program. The Late-stage Elderly Medical System

8905-409: The Rocky Mountains and towns west to Utah. It is less populous than the Front Range but includes a large number of national parks and monuments. The northwestern corner of Colorado is a sparsely populated region, and it contains part of the noted Dinosaur National Monument , which not only is a paleontological area, but is also a scenic area of rocky hills, canyons, arid desert, and streambeds. Here,

9042-527: The Southwestern United States. In 1864, Territorial Governor John Evans appointed the Reverend John Chivington as Colonel of the Colorado Volunteers with orders to protect white settlers from Cheyenne and Arapaho warriors who were accused of stealing cattle. Colonel Chivington ordered his troops to attack a band of Cheyenne and Arapaho encamped along Sand Creek. Chivington reported that his troops killed more than 500 warriors. The militia returned to Denver City in triumph, but several officers reported that

9179-421: The Territory. The Union Pacific linked up with the Central Pacific Railroad at Promontory Summit, Utah , on May 10, 1869, to form the First transcontinental railroad . The Denver Pacific Railway reached Denver in June of the following year, and the Kansas Pacific arrived two months later to forge the second line across the continent. In 1872, rich veins of silver were discovered in the San Juan Mountains on

9316-466: The Texans. On March 28, the Coloradans and local New Mexico volunteers stopped the Texans at the Battle of Glorieta Pass , destroyed their cannon and supply wagons, and dispersed 500 of their horses and mules. The Texans were forced to retreat to Santa Fe. Having lost the supplies for their campaign and finding little support in New Mexico, the Texans abandoned Santa Fe and returned to San Antonio in defeat. The Confederacy made no further attempts to seize

9453-407: The U.S. (nearly 16% of GDP). Germans are offered three kinds of social security insurance dealing with the physical status of a person and which are co-financed by employer and employee: health insurance, accident insurance, and long-term care insurance. Long-term care insurance ( Gesetzliche Pflegeversicherung ) emerged in 1994 and is mandatory. Accident insurance (gesetzliche Unfallversicherung)

9590-408: The U.S. with the Treaty of Guadalupe Hidalgo after the war in 1848; this included much of the western and southern areas of Colorado. Most American settlers first traveled to Colorado through the Santa Fe Trail , which connected the U.S. to Santa Fe and the Camino Real de Tierra Adentro southward. Others were traveling overland west to the Oregon Country , the new goldfields of California , or

9727-493: The US Department of Labor (USDOL). Specific details about benefits or coverage can be found in the Summary Plan Description (SPD). Should there be a need for an appeal, the process typically involves initiating it through the insurance company and then reaching out to the Employer's Plan Fiduciary. If a resolution is still not achieved, the decision can be escalated to the USDOL for review to ensure compliance with ERISA regulations, and, if necessary, legal action can be taken by filing

9864-461: The Union as the 38th state and earning it the moniker "Centennial State". The discovery of a major silver lode near Leadville in 1878 triggered the Colorado Silver Boom . The Sherman Silver Purchase Act of 1890 invigorated silver mining, and Colorado's last, but greatest, gold strike at Cripple Creek a few months later lured a new generation of gold seekers. Colorado women were granted

10001-455: The United States (5 to 6 days). Part of the difference is that the chief consideration for hospital reimbursement is the number of hospital days as opposed to procedures or diagnosis. Drug costs have increased substantially, rising nearly 60% from 1991 through 2005. Despite attempts to contain costs, overall health care expenditures rose to 10.7% of GDP in 2005, comparable to other western European nations, but substantially less than that spent in

10138-765: The Western Slope can be found at Colorado Mesa University in Grand Junction, Western Colorado University in Gunnison, Fort Lewis College in Durango, and Colorado Mountain College in Glenwood Springs and Steamboat Springs. The Four Corners Monument in the southwest corner of Colorado marks the common boundary of Colorado, New Mexico , Arizona , and Utah ; the only such place in the United States. The climate of Colorado

10275-502: The Western Slope. Grand Junction and Durango are the only major centers of television broadcasting west of the Continental Divide in Colorado, though most mountain resort communities publish daily newspapers. Grand Junction is located at the juncture of Interstate 70 and US 50, the only major highways in western Colorado. Grand Junction is also along the major railroad of the Western Slope, the Union Pacific . This railroad also provides

10412-612: The alpine snow melts by mid-August except for a few snow-capped peaks and a few small glaciers. The Colorado Mineral Belt , stretching from the San Juan Mountains in the southwest to Boulder and Central City on the front range, contains most of the historic gold- and silver-mining districts of Colorado. The 30 highest major summits of the Rocky Mountains of North America are all within the state. The summit of Mount Elbert at 14,437.6 feet (4,400.58 m) elevation in Lake County

10549-513: The arid desert of Grand Valley , where the city of Grand Junction is located. Also prominent is the Grand Mesa , which lies to the southeast of Grand Junction; the high San Juan Mountains, a rugged mountain range; and to the north and west of the San Juan Mountains, the Colorado Plateau . Grand Junction, Colorado , at the confluence of the Colorado and Gunnison Rivers, is the largest city on

10686-579: The beginning, a six-month limit on patient stays was imposed and only patients in the early stages of tuberculosis were to be accepted. In reality, however, many chronic sufferers were admitted and, after a few months, they lifted the six-month limit. Treatment of tuberculosis at the National Jewish Hospital for Consumptives was in line with other turn-of-the-20th-century sanatoria : plenty of fresh air, plenty of food, moderate exercise, and close scrutiny of every aspect of patients' lives. Good food

10823-568: The biggest hail storms in North America. Notable examples are the severe hailstorms that hit Denver on July 11, 1990, and May 8, 2017, the latter being the costliest ever in the state. Health insurance Health insurance or medical insurance (also known as medical aid in South Africa) is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses . As with other types of insurance, risk

10960-493: The boundaries of the new Territory of Colorado exclusively by lines of latitude and longitude , stretching from 37°N to 41°N latitude, and from 102°02′48″W to 109°02′48″W longitude ( 25°W to 32°W from the Washington Meridian ). After 163 years of government surveys, the borders of Colorado were officially defined by 697 boundary markers and 697 straight boundary lines . Colorado, Wyoming , and Utah are

11097-625: The confluence of the Green River with the Grand River in what is now Canyonlands National Park in Utah . The Macomb party designated the confluence as the source of the Colorado River. On April 12, 1861, South Carolina artillery opened fire on Fort Sumter to start the American Civil War . While many gold seekers held sympathies for the Confederacy , the vast majority remained fiercely loyal to

11234-439: The cost of this government-mandated coverage. This pool is run by a regulator which collects salary-based contributions from employers, which make up about 50% of all health care funding, and funding from the government to cover people who cannot afford health care, which makes up an additional 5%. The remaining 45% of health care funding comes from insurance premiums paid by the public, for which companies compete on price, though

11371-677: The cost, depending on age. If out-of-pocket costs exceed pre-determined limits, payers may apply for a rebate from the National Health Insurance program. Employee Health Insurance covers diseases, injuries, and death regardless of whether an incident occurred at a workplace. Employee Health Insurance covers a maximum of 180 days of medical care per year for work-related diseases or injuries and 180 days per year for other diseases or injuries. Employers and employees must contribute evenly to be covered by Employee Health Insurance. The Late-stage Elderly Medical System began in 1983 following

11508-661: The costs of related to treatment of injuries acquired in New Zealand (including overseas visitors) regardless of how the injury occurred, and also covers lost income (at 80 percent of the employee's pre-injury income) and costs related to long-term rehabilitation, such as home and vehicle modifications for those seriously injured. Funding from the scheme comes from a combination of levies on employers' payroll (for work injuries), levies on an employee's taxable income (for non-work injuries to salary earners), levies on vehicle licensing fees and petrol (for motor vehicle accidents), and funds from

11645-464: The countries surveyed, the results indicated that people in the United States had more out-of-pocket expenses, more disputes with insurance companies than other countries, and more insurance payments denied; paperwork was also higher although Germany had similarly high levels of paperwork. The Australian public health system is called Medicare , which provides free universal access to hospital treatment and subsidised out-of-hospital medical treatment. It

11782-560: The country's total healthcare cost. When retiring employees shift from Employee Health Insurance to the Late-stage Elderly Medical System, the national cost of health insurance is expected to increase since individual healthcare costs tend to increase with age. In 2006, a new system of health insurance came into force in the Netherlands. This new system avoids the two pitfalls of adverse selection and moral hazard associated with traditional forms of health insurance by using

11919-401: The different health care funds (there are five: General, Independent, Agricultural, Student, Public Servants) now all reimburse at the same rate. Secondly, since 2000, the government now provides health care to those who are not covered by a mandatory regime (those who have never worked and who are not students, meaning the very rich or the very poor). This regime, unlike the worker-financed ones,

12056-466: The disputed region. Colonel Pike and his troops were arrested by Spanish cavalrymen in the San Luis Valley the following February, taken to Chihuahua , and expelled from Mexico the following July. The U.S. relinquished its claim to all land south and west of the Arkansas River and south of 42nd parallel north and west of the 100th meridian west as part of its purchase of Florida from Spain with

12193-526: The entire Great Basin and all lands drained by the rivers Green , Grand , and Colorado . The federal government of the U.S. flatly refused to recognize the new Mormon government because it was theocratic and sanctioned plural marriage . Instead, the Compromise of 1850 divided the Mexican Cession and the northwestern claims of Texas into a new state and two new territories, the state of California ,

12330-654: The fund's members, causing some to drop their membership, which would lead to further rises in premiums, and a vicious cycle of higher premiums-leaving members would ensue. The Australian government has introduced a number of incentives to encourage adults to take out private hospital insurance. These include: As per the Constitution of Canada , health care is mainly a provincial government responsibility in Canada (the main exceptions being federal government responsibility for services provided to aboriginal peoples covered by treaties,

12467-474: The general taxation pool (for non-work injuries to children, senior citizens, unemployed people, overseas visitors, etc.) Rwanda is one of a handful of low income countries that has implemented community-based health insurance schemes in order to reduce the financial barriers that prevent poor people from seeking and receiving needed health services. This scheme has helped reach 90% of the country's population with health care coverage. Singaporeans have one of

12604-614: The government account for nearly 30 percent of total health care spending. In 2005, the Supreme Court of Canada ruled, in Chaoulli v. Quebec , that the province's prohibition on private insurance for health care already insured by the provincial plan violated the Quebec Charter of Rights and Freedoms, and in particular, the sections dealing with the right to life and security , if there were unacceptably long wait times for treatment, as

12741-568: The hospital had the nation's only large inpatient program for adults with asthma; a pediatric program was added in the 1960s. In 1978, the hospital, then called the National Jewish Hospital and Research Center, merged with the National Asthma Center (NAC). The NAC had originally been founded in 1907 as a home for Jewish children of tuberculosis patients, changed its name in 1928 to the National Home for Jewish Children in Denver, in 1953 to

12878-459: The hospital opened. Due to the combination of the " Silver Crisis of 1893 " and a national depression , the hospital did not open and sat vacant for six years until Rabbi Friedman approached B'nai B'rith , a national Jewish organization, and persuaded them to raise the required operating funds on an annual basis. When the hospital opened on December 10, 1899, it had a new name; National Jewish Hospital for Treatment of Consumptives (consumption

13015-607: The individual's income, private health insurance contributions are based on the individual's age and health condition. Reimbursement is on a fee-for-service basis, but the number of physicians allowed to accept Statutory Health Insurance in a given locale is regulated by the government and professional societies. Co-payments were introduced in the 1980s in an attempt to prevent over utilization. The average length of hospital stay in Germany has decreased in recent years from 14 days to 9 days, still considerably longer than average stays in

13152-479: The infamous Columbine High School massacre in 1999 which made international news, where two gunmen killed 12 students and one teacher, before committing suicide. The incident has spawned many copycat incidents . On July 20, 2012, a gunman killed 12 people in a movie theater in Aurora . The state responded with tighter restrictions on firearms, including introducing a limit on magazine capacity. On March 22, 2021,

13289-822: The institution only accepted patients without health insurance ; all care was free. Care is still free or heavily subsidized . U.S. News & World Report has ranked National Jewish Health as #1 or #2 every year that the pulmonology category has been included in the rankings (since 1997). Of those years, National Jewish Health has been ranked in the #1 spot for 17 of those years as the leading U.S. respiratory hospital. Current departments include: The hospital operates Morgridge Academy on its main campus for kindergarten through eighth-grade children who are challenged with chronic illness. The smoking cessation program has helped millions of people via internet and phone to quit tobacco. These are among National Jewish's collaborations with health care institutions: The hospital also has

13426-427: The insurance company if patients are willing to sign an agreement that they will be responsible for the amount that the insurance company does not pay. The insurance company pays out of network providers according to "reasonable and customary" charges, which may be less than the provider's usual fee. The provider may also have a separate contract with the insurer to accept what amounts to a discounted rate or capitation to

13563-567: The interior of the Rocky Mountains are several large parks which are high broad basins. In the north, on the east side of the Continental Divide is the North Park of Colorado . The North Park is drained by the North Platte River , which flows north into Wyoming and Nebraska. Just to the south of North Park, but on the western side of the Continental Divide, is the Middle Park of Colorado , which

13700-617: The local and state Democrat and Republican parties , particularly in the governor's office and city governments of Denver, Cañon City , and Durango . A particularly strong element of the Klan controlled the Denver Police . Cross burnings became semi-regular occurrences in cities such as Florence and Pueblo. The Klan targeted African-Americans, Catholics , Eastern European immigrants, and other non-White Protestant groups. Efforts by non-Klan lawmen and lawyers including Philip Van Cise led to

13837-456: The local or multinational insurance companies that operate in the region (e.g. Metlife, Interamerican, Aetna, IMG). In India, provision of healthcare services and their efficiency varies state-wise. Public health services are prominent in most of the regions with the national government playing an important role in funding, framing and implementing policies and operating public health insurances. The vast majority of Indians are covered by either

13974-469: The longest life expectancy at birth in the world. During this long life, encountering uncertain situations requiring hospitalization are inevitable. Health insurance or medical insurance cover high healthcare costs during hospitalization. Health insurance for Singapore Citizens and Permanent Residents MediShield Life , is a universal health insurance covering all Singapore Citizens and Permanent Residents. MediShield Life covers hospitalization costs for

14111-409: The majority of funds provide the same level of reimbursement and benefits. The government has two responsibilities in this system. Today, this system is more or less intact. All citizens and legal foreign residents of France are covered by one of these mandatory programs, which continue to be funded by worker participation. However, since 1945, a number of major changes have been introduced. Firstly,

14248-588: The mandatory system does not cover, there is a large range of private complementary insurance plans available. The market for these programs is very competitive, and often subsidised by the employer, which means that premiums are usually modest. 85% of French people benefit from complementary private health insurance. Germany has the world's oldest national social health insurance system, with origins dating back to Otto von Bismarck 's Sickness Insurance Law of 1883. Beginning with 10% of blue-collar workers in 1885, mandatory insurance has expanded; in 2009, insurance

14385-673: The mayor was accused of deputizing members of the KKK against the striking workers. More than 5,000 Colorado miners—many immigrants—are estimated to have died in accidents since records were first formally collected following an 1884 accident in Crested Butte that killed 59. In 1924, the Ku Klux Klan Colorado Realm achieved dominance in Colorado politics. With peak membership levels, the Second Klan levied significant control over both

14522-542: The midst and aftermath of the Civil War, many discouraged prospectors returned to their homes, but a few stayed and developed mines, mills, farms, ranches, roads, and towns in Colorado Territory. On September 14, 1864, James Huff discovered silver near Argentine Pass , the first of many silver strikes. In 1867, the Union Pacific Railroad laid its tracks west to Weir, now Julesburg , in the northeast corner of

14659-516: The naval base in San Diego, California, and thus went unscathed. The most recent vessel to bear the name USS Colorado is Virginia-class submarine USS Colorado (SSN-788) , which was commissioned in 2018. Colorado is notable for its diverse geography, which includes alpine mountains, high plains, deserts with huge sand dunes, and deep canyons. In 1861, the United States Congress defined

14796-788: The new Mormon settlements of the State of Deseret in the Salt Lake Valley , avoided the rugged Southern Rocky Mountains , and instead followed the North Platte River and Sweetwater River to South Pass (Wyoming) , the lowest crossing of the Continental Divide between the Southern Rocky Mountains and the Central Rocky Mountains. In 1849, the Mormons of the Salt Lake Valley organized the extralegal State of Deseret , claiming

14933-532: The northeastern portion of the Colorado Plateau and the western edge of the Great Plains . Colorado is the eighth most extensive and 21st most populous U.S. state. The United States Census Bureau estimated the population of Colorado at 5,877,610 as of July 1, 2023, a 1.80% increase since the 2020 United States census. The region has been inhabited by Native Americans and their ancestors for at least 13,500 years and possibly much longer. The eastern edge of

15070-473: The only states that have their borders defined solely by straight boundary lines with no natural features. The southwest corner of Colorado is the Four Corners Monument at 36°59′56″N , 109°2′43″W . The Four Corners Monument , located at the place where Colorado, New Mexico , Arizona , and Utah meet, is the only place in the United States where four states meet. Approximately half of Colorado

15207-421: The other countries. One difference between the U.S. and the other countries in the study is that the U.S. is the only country without universal health insurance coverage. The Commonwealth Fund completed its thirteenth annual health policy survey in 2010. A study of the survey "found significant differences in access, cost burdens, and problems with health insurance that are associated with insurance design". Of

15344-620: The plains and into the foothills, there is a wide variety of climate types. Locations merely a few miles apart can experience entirely different weather depending on the topography. Most valleys have a semi-arid climate, not unlike the eastern plains, which transitions to an alpine climate at the highest elevations. Microclimates also exist in local areas that run nearly the entire spectrum of climates, including subtropical highland ( Cfb/Cwb ), humid subtropical ( Cfa ), humid continental ( Dfa/Dfb ), Mediterranean ( Csa/Csb ) and subarctic ( Dfc ). Extreme weather changes are common in Colorado, although

15481-441: The plight of tuberculosis sufferers, and many, including prominent Denver resident Frances Wisebart Jacobs stated that "we can't blacken the name of the city" by making it a refuge for those with tuberculosis. Frances Wisebart Jacobs, known as "Mother of Charities", recognized the need for a tuberculosis hospital. After joining forces with a young rabbi, William Sterne Friedman, the two raised enough money to buy some land and erect

15618-561: The political power of the Union states , the Republican Party -dominated Congress quickly admitted the eastern portion of the Territory of Kansas into the Union as the free State of Kansas on January 29, 1861, leaving the western portion of the Kansas Territory, and its gold-mining areas, as unorganized territory. Thirty days later on February 28, 1861, outgoing U.S. President James Buchanan signed an Act of Congress organizing

15755-444: The population of Colorado resides, lies in a pronounced precipitation shadow as a result of being on the lee side of the Rocky Mountains. In summer, this area can have many days above 95 °F (35 °C) and often 100 °F (38 °C). On the plains, the winter lows usually range from 25 to −10 °F (−4 to −23 °C). About 75% of the precipitation falls within the growing season, from April to September, but this area

15892-400: The prototype of the grand idea of Judaism , which casts aside no stranger no matter of what race or blood . We consecrate this structure to humanity, to our suffering fellowman, regardless of creed ." National Jewish adopted the motto: " None may enter who can pay – none can pay who enter " The hospital opened with a capacity of 60 patients with the goal of treating 150 patients a year. In

16029-526: The provider's standard charges. It generally costs the patient less to use an in-network provider. The Commonwealth Fund, in its annual survey, "Mirror, Mirror on the Wall", compares the performance of the health care systems in Australia, New Zealand, the United Kingdom, Germany, Canada and the U.S. Its 2007 study found that, although the U.S. system is the most expensive, it consistently under-performs compared to

16166-658: The public health plans do not cover (for example, semi-private or private rooms in hospitals and prescription drug plans). Four provinces allow insurance for services also mandated by the Canada Health Act, but in practice, there is no market for it. All Canadians are free to use private insurance for elective medical services such as laser vision correction surgery, cosmetic surgery, and other non-basic medical procedures. Some 65% of Canadians have some form of supplementary private health insurance; many of them receive it through their employers. Private-sector services not paid for by

16303-429: The public provincial health insurance systems in Canada are frequently referred to as Medicare . This public insurance is tax-funded out of general government revenues, although British Columbia and Ontario levy a mandatory premium with flat rates for individuals and families to generate additional revenues – in essence, a surtax. Private health insurance is allowed, but in six provincial governments only for services that

16440-435: The requirement that all people have free access to what are termed "medically necessary services," defined primarily as care delivered by physicians or in hospitals, and the nursing component of long-term residential care. If provinces allow doctors or institutions to charge patients for medically necessary services, the federal government reduces its payments to the provinces by the amount of the prohibited charges. Collectively,

16577-483: The right to vote on November 7, 1893, making Colorado the second state to grant universal suffrage and the first one by a popular vote (of Colorado men). The repeal of the Sherman Silver Purchase Act in 1893 led to a staggering collapse of the mining and agricultural economy of Colorado, but the state slowly and steadily recovered. Between the 1880s and 1930s, Denver's floriculture industry developed into

16714-405: The rivers are semi-humid climate. The area is known for its abundant sunshine and cool, clear nights, which give this area a great average diurnal temperature range . The difference between the highs of the days and the lows of the nights can be considerable as warmth dissipates to space during clear nights, the heat radiation not being trapped by clouds. The Front Range urban corridor, where most of

16851-471: The significant plutonium contamination of surrounding populated areas. From the 1940s and 1970s, many protest movements gained momentum in Colorado, predominantly in Denver. This included the Chicano Movement , a civil rights , and social movement of Mexican Americans emphasizing a Chicano identity that is widely considered to have begun in Denver. The National Chicano Youth Liberation Conference

16988-507: The signs and symptoms of which existed during the six months ending on the day the person first took out insurance. They are also entitled to impose a 12-month waiting period for benefits for treatment relating to an obstetric condition, and a 2-month waiting period for all other benefits when a person first takes out private insurance. Funds have the discretion to reduce or remove such waiting periods in individual cases. They are also free not to impose them, to begin with, but this would place such

17125-477: The so-called battle was a blatant massacre of Indians at peace, that most of the dead were women and children, and that the bodies of the dead had been hideously mutilated and desecrated. Three U.S. Army inquiries condemned the action, and incoming President Andrew Johnson asked Governor Evans for his resignation, but none of the perpetrators was ever punished. This event is now known as the Sand Creek massacre . In

17262-643: The southeast, ultimately either via the Mississippi River or the Rio Grande into the Gulf of Mexico . The Rocky Mountains within Colorado contain 53 true peaks and 58 named peaks that are 14,000 feet (4,267 m) or higher in elevation above sea level, known as fourteeners . These mountains are largely covered with trees such as conifers and aspens up to the tree line , at an elevation of about 12,000 feet (3,658 m) in southern Colorado to about 10,500 feet (3,200 m) in northern Colorado. Above this tree line, only alpine vegetation grows. Much of

17399-456: The state. Residents of the state are known as Coloradans , although the antiquated "Coloradoan" is occasionally used. Major parts of the economy include government and defense, mining, agriculture , tourism, and increasingly other kinds of manufacturing. With increasing temperatures and decreasing water availability, Colorado's agriculture forestry, and tourism economies are expected to be heavily affected by climate change . The region that

17536-495: The tracks for Amtrak 's California Zephyr passenger train, which crosses the Rocky Mountains between Denver and Grand Junction. The Western Slope includes multiple notable destinations in the Colorado Rocky Mountains, including Glenwood Springs , with its resort hot springs, and the ski resorts of Aspen , Breckenridge , Vail , Crested Butte , Steamboat Springs , and Telluride . Higher education in and near

17673-681: The valleys and mesas of the Colorado Plateau in far southwestern Colorado. The Ute Nation inhabited the mountain valleys of the Southern Rocky Mountains and the Western Rocky Mountains , even as far east as the Front Range of the present day. The Apache and the Comanche also inhabited the Eastern and Southeastern parts of the state. In the 17th century, the Arapaho and Cheyenne moved west from

17810-414: The variation between the various competing insurers is only about 5%. However, insurance companies are free to sell additional policies to provide coverage beyond the national minimum. These policies do not receive funding from the equalization pool but cover additional treatments, such as dental procedures and physiotherapy, which are not paid for by the mandatory policy. Funding from the equalization pool

17947-467: The winter due to Chinook winds which warms the area, sometimes bringing temperatures of 70 °F (21 °C) or higher in the winter. The average July temperature is 55 °F (13 °C) in the morning and 90 °F (32 °C) in the afternoon. The average January temperature is 18 °F (−8 °C) in the morning and 48 °F (9 °C) in the afternoon, although variation between consecutive days can be 40 °F (22 °C). Just west of

18084-1164: Was alleged in this case. The ruling has not changed the overall pattern of health insurance across Canada, but has spurred on attempts to tackle the core issues of supply and demand and the impact of wait times. In 2020 in Cyprus introduced the General Healthcare System (GHS, also known as GESY) which is an independent insurance fund through which clinics, private doctors, pharmacists, laboratories, microbiological laboratories, and physiotherapists will be paid so that they can offer medical care to permanent residents of Cyprus who will be paying contributions to this fund. In addition to GESY, more than 12 local and international insurance companies (e.g. Bupa , Aetna, Cigna , Metlife ) provide individual and group medical insurance plans. The plans are divided into two main categories plans providing coverage from inpatient expenses (i.e. hospitalization, operations) and plans covering inpatient and outpatient expenses (such as doctor visits, medications, physio-therapies). The national system of health insurance

18221-486: Was held in Colorado in March 1969. In 1967, Colorado was the first state to loosen restrictions on abortion when governor John Love signed a law allowing abortions in cases of rape, incest, or threats to the woman's mental or physical health. Many states followed Colorado's lead in loosening abortion laws in the 1960s and 1970s. Since the late 1990s, Colorado has been the site of multiple major mass shootings , including

18358-556: Was instituted in 1945, just after the end of the Second World War. It was a compromise between Gaullist and Communist representatives in the French parliament. The Conservative Gaullists were opposed to a state-run healthcare system, while the Communists were supportive of a complete nationalisation of health care along a British Beveridge model. The resulting programme is profession-based: all people working are required to pay

18495-504: Was made mandatory on all citizens, with private health insurance for the self-employed or above an income threshold. As of 2016, 85% of the population is covered by the compulsory Statutory Health Insurance (SHI) ( Gesetzliche Krankenversicherung or GKV ), with the remainder covered by private insurance ( Private Krankenversicherung or PKV ). Germany's health care system was 77% government-funded and 23% privately funded as of 2004. While public health insurance contributions are based on

18632-562: Was renamed National Jewish Health. By the late 19th century, Colorado and the American Southwest had become famous for the health benefits of a dry, sunny climate. At that time, the only known treatment for tuberculosis was clean air and sunshine and hundreds of people with tuberculosis descended upon Denver in hopes of finding a miracle cure for what was then the nation's leading cause of death. Consequently, many people with tuberculosis spent their last dollars coming to Colorado. By

18769-503: Was very apropos: even today poor nutrition is a risk factor for tuberculosis. Patients could expect to sleep outside, or with their heads outside, every night, and were all but gorged with food. In 1911, the annual report records that $ 3,631 was spent on eggs (roughly $ 94,888.89 in 2016) for just 120 patients. In the mid-1950s National Jewish Hospital maintained its tuberculosis work and built on its pulmonary focus to branch out into asthma and related respiratory ailments. About mid-century,

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