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Makum

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35-572: Makum (IPA: mɑːkəm) is a town and a town area committee in Tinsukia district in the Indian state of Assam . It should not be mistaken for Makum Pathar (the place near Digboi where, crude oil was first struck in Asia ). It is the meeting point of three premier towns of upper Assam namely Tinsukia Digboi and Doomdooma . The National Highway-37 and National Highway-38 meet at Makum. Makum railway station

70-502: A reverse merger in 2002. During the financial crisis of 2007–2008 , customers rushed to ICICI ATMs and branches in some locations due to rumors of bank failure . The Reserve Bank of India issued a clarification on the financial strength of ICICI Bank to dispel the rumours. In 2015, ICICI unveiled an outward remittance platform called ‘Money2World’. The first of its kind, it enabled fully online outward remittance transactions for non-ICICI and ICICI customers alike. In March 2020,

105-401: A day from Makum to Tinsukia and from Makum to Doomdooma. The Tata Magic service from Doomdooma to Tinsukia also benefits Makum. Makum is located at 27°30′N 95°27′E  /  27.5°N 95.45°E  / 27.5; 95.45 . It has an average elevation of 122  metres (400  feet ). As of 2011 India census , Makum had a population of 16,923. Males constitute 53% of

140-527: A digital banking suite for individuals, merchants, and corporates, providing online services such as payments, digital accounts, instant loans, insurance, investments, and more. In December 2020, ICICI Bank introduced 'iMobile Pay', an interoperable app offering payment and banking services to customers across various banking institutions. The app was originally launched as iMobile in 2008. iMobile Pay provides over 350 services. iMobile Pay registered over 10 million sign-ups from non-ICICI Bank account holders by

175-658: A joint-venture of the World Bank , India's public-sector banks and public-sector insurance companies to provide project financing to Indian industry. ICICI Bank was established by ICICI, as a wholly owned subsidiary in 1994 in Vadodara . The bank was founded as the Industrial Credit and Investment Corporation of India Bank , before it changed its name to ICICI Bank. In October 2001, the Boards of Directors of ICICI and ICICI Bank approved

210-477: A large number of plywood factories in Makum, but now, most of these have been closed down. There are also a large number of tea factories in Makum. Other industries include the flour industry, candle industry, spices grinding industry, etc. There is also a timber treating plant in Makum. There are a large number of small tea growers in and around the town who supply their produce to these factories. However most of

245-770: A network of 6,613 branches and 16,120 ATMs across India. It also has a presence in 11 countries. The bank has subsidiaries in the United Kingdom and Canada; branches in United States , Singapore , Bahrain , Hong Kong , Qatar , Oman , Dubai International Finance Centre , China and South Africa; as well as representative offices in United Arab Emirates , Bangladesh , Malaysia and Indonesia . The company's UK subsidiary has also established branches in Belgium and Germany . The Reserve Bank of India (RBI) has identified

280-567: A wide variety of products and services, both directly and through a number of subsidiaries and affiliates like ICICI Bank. ICICI Bank launched Internet Banking operations in 1998. ICICI's shareholding in ICICI Bank was reduced to 46% through a public offering of shares in India in 1998, followed by an equity offering in the form of American depositary receipts on the NYSE in 2000. ICICI Bank acquired

315-558: Is a stub . You can help Misplaced Pages by expanding it . ICICI ICICI Bank Limited is an Indian multinational bank and financial services company headquartered in Mumbai with a registered office in Vadodara . It offers a wide range of banking and financial services for corporate and retail customers through various delivery channels and specialized subsidiaries in the areas of investment banking , life , non-life insurance , venture capital and asset management . ICICI Bank has

350-509: Is basically an industrial town. During the early 1920 during the British India, "Bir Singh and Company" was a poineer in industrial acumen of engineering sciences. The industrial house catered to the Upper Assam region in tea machinary manufacturing and installation at a production base. The CTC (Chrush-Tear-Curl) tea machinery was invented and manufactured on a production line. There were

385-590: Is providing computer education at a very low cost. In July 2009, a branch of the State Bank Of India , was opened in Makum, being only the second commercial bank to open up a branch in this town (the first one being United Bank of India ). In 2013 Canara Bank has also opened a branch to serve rural mass around Makum. Assam Gramin Vikash Bank , the Regional Rural Bank of Assam is also functional here at

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420-511: Is situated at this town. Also there are several private computer education centre like Academy of Information Technology(AIT), Digitech, Orange IT Solutions etc. and Mahadev Internet cafe & Services to improve computer literacy in the town. There is also govt certified computer education centre situated approximately 2 km away from town and in the premises of Office of the Block Development Officer, Hapjan Development Block which

455-558: Is the easternmost railway junction of the Indian Railways . The rail line became operational on 16 July 1883. It falls under the Dibrugarh (Lok Sabha constituency) and under the Digboi legislative assembly . It is located around 7 km east of Tinsukia town. It is well connected with all the major surrounding places by roads and railways. Passenger auto rickshaws for around 16 hours

490-492: The Bank of Madura Limited in an all-stock deal in 2001 and sold additional stakes to institutional investors during 2001–02. In 1999, ICICI become the first Indian company and the first bank or a financial institution from non-Japan Asia to be listed on the NYSE. ICICI, ICICI Bank, and ICICI subsidiaries ICICI Personal Financial Services Limited and ICICI Capital Services Limited merged in

525-1044: The Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. It is covered by the Financial Services Compensation Scheme (FSCS). The bank has a long-term foreign currency credit rating of Baa1 from Moody's . On 31 March 2019, it had a capital adequacy ratio of 16.8%. ICICI Bank UK PLC offers products and services such as a current account, savings account, remittance to India , safe deposit box , NRI Services, business banking, foreign exchange services, commercial real estate and corporate banking. In 2019, ICICI Bank UK PLC launched an instant account opening facility through its iMobile app. ICICI Bank has operations in Bahrain, Germany, Europe, Hong Kong, and China in addition to

560-458: The State Bank of India , HDFC Bank , and ICICI Bank as Domestic Systemically Important Banks (D-SIBs), which are often referred to as banks that are " too big to fail ". The Industrial Credit and Investment Corporation of India (ICICI) was a government institution established on 5 January 1955 and Sir Arcot Ramasamy Mudaliar was elected as the first Chairman of ICICI Ltd. It was structured as

595-447: The state legislature . The act mentions the composition, functions, and other matters related to the town area committee. The members may be partly elected and partly nominated by the state government, or wholly nominated, or wholly elected. In some states, District Collectors are given powers of surveillance and control over the Town area committees. This article about government in India

630-462: The Deputy Governor of RBI , Harun Rashid Khan reportedly said that the central bank was initiating action against ICICI Bank in connection with allegations of money laundering. On 4 October 2018, the then MD & CEO Chanda Kochhar stepped down from her position following allegations of corruption . In January 2019, based on the report of an enquiry panel headed by Justice Srikrishna ,

665-812: The bank relocated its corporate office to the Don Valley Business Park in Toronto. In 2010, it launched a mortgage broker service. In 2014, the bank launched a mobile banking app. ICICI Bank Canada is a member of several esteemed trade association ; as well as the Canadian Bankers Association (CBA); a registered member with the Canada Deposit Insurance Corporation (CDIC), a federal agency insuring deposits at all of Canada's chartered banks; Interac Association; Cirrus Network ; and The Exchange Network. ICICI Bank UK PLC

700-462: The bank rose to a peak when suicide cases were reported, wherein the suicide notes spoke of the bank's recovery methods as the cause of the suicide. This led to legal battles and the bank paying huge compensation. ICICI Bank was one of the leading Indian banks accused of blatant money laundering through violation of RBI guidelines in the famous CobraPost sting operation which shook up Indian banking industry during April–May 2013. On 14 March 2013

735-974: The board of ICICI Bank Ltd. approved an investment of ₹ 10 billion (US$ 120 million) in Yes Bank , resulting in a 5% ownership interest in Yes. ICICI Bank has contributed to the setting up of a number of Indian institutions to establish financial infrastructure in the country over the years: ICICI Bank offers products and services such as savings and current accounts, trade and forex services, fixed and recurring deposits, business loans, home loans, personal loans, auto loans, and gold loans, NRI Banking services, remittances, card services, lockers, agri and rural services. The digital platforms that ICICI Bank offers include iMobile Pay, InstaBiz, Digital Rupee App, Retail Internet Banking, Corporate Internet Banking, Money2India, Money2World, and digital wallet named Pockets by ICICI Bank. In March 2020, ICICI Bank launched 'ICICI STACK,'

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770-528: The countries mentioned above. A few years after its rise to prominence in the banking sector, ICICI Bank faced allegations on the recovery methods it used against loan payment defaulters. A number of cases were filed against the bank and its employees for using "brutal measures" to recover the money. Most of the allegations were that the bank was using goons to recover the credit card payments and that these "recovery agents" exhibited inappropriately and in some cases, inhuman behaviour. Incidents were reported wherein

805-443: The defaulters were put to "public shame" by the recovery agents The bank also faced allegations of inappropriate behaviour in recovering its loans. These allegations started initially when the "recovery agents" and bank employees started threatening the defaulters. In some cases, notes were written by the bank's employees asking the defaulters to "sell everything in the house, including family members", were found. Such charges faced by

840-513: The end of September in 2023. In July 2019, ICICI Bank introduced the InstaBIZ app to offer enhanced banking and value-added services to micro, small, and medium (MSME) customers, and customers of any bank. InstaBIZ offers interoperability, enabling merchants to instantly collect payments using UPI IDs and QR codes . The app currently has approximately 1.5 million active users, with a year-on-year throughput growth of over 70%. As of September 2022,

875-463: The heart of the town. In the view of acquiring business, private sector banks like ICICI Bank, HDFC Bank has also started ATM service in the premises of Assam Oil Petro Pump. India Post , having a branch here as Makum Sub Post office is providing quality mailing service and financial service. Makum once had a thriving community of Chinese who had settled in the area in the 1830s. The Chinatown in Makam

910-433: The merger of ICICI and two of its wholly-owned retail finance subsidiaries, ICICI Personal Financial Services Limited and ICICI Capital Services Limited, with ICICI Bank. The merger of parent ICICI Ltd. into its subsidiary ICICI Bank led to privatization . In the 1990s, ICICI transformed its business from a development financial institution offering only project finance to a diversified financial services group, offering

945-442: The online magazine Cobrapost released video footage from Operation Red Spider showing high-ranking officials and some employees of ICICI Bank agreeing to convert black money into white, an act in violation of Prevention of Money Laundering Act, 2002 . The Government of India and Reserve Bank of India ordered an inquiry following the exposé . On 15 March 2013, ICICI Bank suspended 18 employees, pending inquiry. On 11 April 2013

980-695: The ordeals faced by the Chinese community of Makum following the outbreak of the war, such as their relocation to detention camps in Rajasthan and the deportation of some to China. The main character of the novel is a resident of Chinapatty . The annual Durga Puja celebrations organised by the Shree Shree Durga Puja Committee in Chinapatty since 1982 is considered a hallmark example of religious harmony because people from all religions participate in

1015-472: The organisation and celebration of the festival without any differentiation based on religious affiliation. Town area committee A town area committee is a semi-municipal authority constituted for the administration of small towns in India . They are assigned a limited number of civic functions like street lighting, drainage, roads, conservancy, etc. Town area committees were established by an act passed by

1050-492: The people of Makum make their livelihood from services of different kinds and small businesses. There are a large number of schools located in Makum, like Ganga Bishan Chowkhani Higher Secondary School, Gopalkrishna Balika Vidyalaya, Balya Bhawan, Nagaon High School, Zenith Pathsala, Railway School etc. A college, (Makum College) was established in makum in 1997, which provides higher secondary and degree education in arts and commerce. The only Forest Guards' training school of Assam

1085-504: The platform had accumulated around 195,000 registrations from non-ICICI Bank account holders. ICICI Bank Canada is a wholly owned subsidiary of ICICI Bank, whose corporate office is located in Toronto . Established in December 2003, ICICI Bank Canada is a full-service direct bank with assets of about $ 6.5 billion as of 31 December 2019. It is governed by Canada's Bank Act and operates under

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1120-407: The population and females 47%. Makum has an average literacy rate of 68%, higher than the national average of 59.5%: male literacy is 73%, and female literacy is 62%. In Makum, 13% of the population is under 6 years of age. Languages spoken in Makum (2011) Bengali is the most spoken language at 4,909 speakers, followed by Assamese at 4,594, Hindi is spoken by 2,396 people and Sadri at 2,238. Makum

1155-648: The supervision of the Office of the Superintendent of Financial Institutions . The bank has seven branches in Canada. In 2003, ICICI Bank Canada was established as a Schedule II (foreign-owned or -controlled) bank . It was incorporated in November and opened its head office and downtown Toronto branch in December. In 2004 it launched an online banking platform. In 2005, it launched its financial advisor services channel. In 2008,

1190-500: Was closed in 1962 following the outbreak of the Sino-Indian War – as Assam is in close proximity to India-China border, there were heightened security concerns. The Chinatown (now known as Chinapatty ) is now inhabited by local population but many of the Chinese house structures left behind by the original Chinese inhabitants still remain. The Assamese novel "Makam" ( মাকাম ) written by award-winning writer Rita Chowdhury narrates

1225-646: Was incorporated in England and Wales on 11 February 2003, as a private company with the name ICICI Bank UK Ltd. It then became a public limited company on 30 October 2006. Presently the Bank has seven branches in the UK: one each in Birmingham , East Ham , Harrow , London , Manchester , Southall and Wembley . The bank currently has seven branches in the UK. ICICI Bank UK PLC is authorised by

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